Insuring your business plus more...

We have increased many of the limits on our Business Plus insurance products and have added some new coverages. We offer the following products:

• Business Plus with or without Profits Insurance
• Contractor's Plus
• Hospitality Plus

Property Coverages	Limits	Business Plus	Contractors Plus	Hospitality Plus
Accounts Receivable	50,000
Automatic Fire Protection Systems Maintenance Clause
Automatic Fire Suppression System Recharge Expense	25,000
Brands And Labels Clause	10,000
Building By-Laws	Included
Cloakroom Liability	1,000 / Item, 10,000/ Aggregate
Computer Form	25,000
Consequential Loss Assumption	25,000
Damage to Building by Burglary or Robbery	10,000
Exhibition Floater	25,000
Fine Arts Form	25,000
Fire Department Charges	25,000
Glass Extension	Included
Growing Plants/Trees	500/Item, 10,000/ Occurrence
Inflation Protection	3%
Installation Floater	10,000/ Aggregate
Master Key Coverage	10,000
Newly Acquired Location (Building)	500,000
Newly Acquired Location (Contents)	250,000
Other Transit	25,000
Peak Season Automatic Increase	25% to max. 100,000
Personal Property of Employees	500
Replacement Cost	Included
Sales Representative	10,000
Signs	10,000
Temporary Location	25,000
Valuable Papers & Records	50,000
Wine Valuation Endorsement	10,000

But thats only half of it..... Here are even more

Property Coverages	Limits	Business Plus	Contractors Plus	Hospitality Plus
Contractors Equipment Rental Reimbursement	1,000/Day, 10,000/Aggregate
Contractors Tools	10,000 max 2,500 any item/pair/set
Replacement Cost on Contractor's Equipment and Tools	Included
Business Income	Limits
Extra Expense	25,000
Leasehold Interest	25,000
Off Premises Power Interruption	25,000
Professional Fees	25,000
* Profits - Actual Loss Sustained	ALS
* Profits Insurance - Contributing Property	25,000
Crime	Limits
Depositor's Forgery	5,000
Employee Dishonesty - Form A	5,000
Loss Inside & Outside premises	5,000
Loss Inside the Premises - Limitation Endorsement	500
Money Orders and Counterfeit Paper Currency	5,000
Liability	Limits
Advertising Injury Liability	Included in Personal Injury
Innkeepers Liability Endorsement	1,000/Guest, 10,000/Aggregate
Legal Liability for Physical Damage to Hired Automobiles - All Perils	50,000
* Not Included on Business Plus Excluding Profits Form or Hospitality Plus Form

Eligibility

• Supporting $5,000 Commercial Property and $1,000,000 CGL Policy
• No more than one loss exceeding $10,000 or 2 losses of any size within the last 3 years
• Buildings over 35 years old must be upgraded to current standards and building codes
• Minimum 3 years in business
• Maximum $3,000,000 annual gross receipts
• Maximum 10% foreign sales
• Operations restricted to within Canada

Contact an Armour Insurance agent for other eligibility and minimum insurance requirements. Call 780.475.0959.

Armour Insurance also offers the following insurance products:

• Life Insurance
• Insurance for your Residence and your Personal Property
• Farm Insurance
• Automobile Insurance (in jurisdictions that don't have Government Insurance)

Armour Insurance Group can offer you a custom commercial insurance program and a highly competitve quote!

At Armour we make getting affordable insurance as easy as:

To find out how Armour Insurance can meet your business needs,
please e-mail us at north@armourinsurance.ca
or by Telephone:

780.475.0959