Farm Business Plus

Insuring your farm business plus more...

Our Farm Plus package offers a number of coverage extensions to ensure your home and contents are adequately insured. Armour Insurance now offers the Farm Business Plus Endorsement which provides the following coverage extensions for your farm business property at a competitive price:

Eligibility

Supporting $25,000 Farm Outbuildings or $10,000 Farm Machinery
No more than one loss exceeding $10,000 or 2 losses of any size within the last 3 years
Buildings over 35 years old must be upgraded to current standards and building codes
Outside above ground fuel oil and gas tanks must be less than 15 years old

Who Qualifies?

If you have your Farm Property policy with Armour Insurance, we will determine if your farm business meets the minimal underwriting requirements to qualify for our Farm Business Plus Endorsement.

Policy Highlights

Automatic coverage for newly acquired property:
- $10,000 on contents
- $250,000 on building(s)
- $150,000 on farm machinery
Automatic coverage for newly acquired livestock:
- $5,000 any one animal with a maximum of $10,000
Blanket By-Laws Coverage up to $20,000
Contents Elsewhere up to $15,000
Contents in Transit up to $15,000
Cost of Preparing Proof of Loss up to $5,000 should you suffer loss or damage to your insured Farm Property or Livestock
Cost of Restoring Farm Operations Records up to $5,000 (including Auditor's Fees)
Exhibition Coverage up to $5,000
Exterior Signs up to $5,000
Extra Expense up to $10,000
Farm Water System up to $5,000
Pollution Clean-up Coverage up to $10,000
Portable Farm Tools or Spare Parts up to 10% of the Farm Machinery Blanket Limit, to a maximum of $10,000
Private Power and Light Poles up to $5,000
Standing or Swathed Grain and Seed Crops up to $5,000 for fire and lightning only
Standing Hay or Straw up to $5,000 for fire and lightning only.