Home Insurance

Armour Insurance Group is an Independent Complete Multi-Line Insurance Brokerage in Edmonton, Alberta. We write all lines of Property & Home Insurance, tailoring your property insurance needs to provide the security and protection you need with competitive premiums. We work with you to select the policy that best suits you, at Armour it is not one size fits all, your policy is tailored to suit your needs and budget.

With our Insurance Partners, Armour Insurance Group is committed to providing you the best possible Service - it's what we specialize in providing our customers. At Armour Insurance Group we value you as a customer and want to do business with you in ways to best meet your needs. We have four locations to provide face to face personalized service. We respond promptly to telephone, fax, and e-mail requests. We are please to now offer on line personal property quoting facilities for your convenience.

Includes all-risk policies for homeowners, tenants, condos, rented dwellings and seasonal properties. You may qualify for discounts.

At Armour we make getting affordable insurance as easy as:

Discounts

Armour insurance can help you save on your home insurance. You may qualify for discounts of up to 50% if one or more of the following apply to you:

Claims-Free
New Home
Loyal Client
Mortgage-Free
Premises alarm
Multiple policies
plus more... Call today

Umbrella Coverage

Armour Insurance Group recommends $2,000,000 liability limits on your home insurance and many insureds are opting for a personal umbrella option that increases limits up to $5,000,000 on Automobile and Personal Property. This coverage pays for injury to others and damage to their property.

Payment Plans

For many customers we are able to provide convenient payment options. Please discuss your needs with your Armour Insurance representative to find the right plan for you.

Insuring to Value

Armour Insurance Group recommends an annual insurance review of your insurance needs. We also recommend mid-term reviews when making significant changes, such as buying a new house or automobile. If you have remodeled, or made other home improvements, you will need to adjust your policy limits during the term to cover them. We are always available to provide an updated building cost guide on your home to insure your home to its replacement value. Armour Insurance believes in insurance to value, after a loss no one wants to be paying out of pocket thousands of dollars to replace items lost.

Understanding Your Home Insurance

There are a variety of forms of home insurance available. The best coverage available is a comprehensive form. The Comprehensive form provides "all risks" coverage on the building and on the personal property. This form of insurance has the least number of exclusions, is the best value for your dollar, and recommended to Armour Insurance clients.

Options available to enhance your coverage:

Sewer Back-Up:

This provides protection for losses resulting from the back up or escape of water from a sewer or drain, sump, septic tank, eaves trough or downspout. This coverage is relatively inexpensive and can prove to be invaluable in the event of a loss. Armour Insurance recommends this coverage for all customers.

Floaters:

All home insurance policies have a Special Limits section that restricts coverage on items like jewelry, computers, video cameras, coin & stamp collections, money and other collectible items. Additional coverage for these items can be added under optional article floater protection.

Increased Liability:

For a nominal cost you can increase your home liability from $1,000,000 to $2,000,000. This also protects you for your accidental personal acts against someone (e.g. golfing). Armour Insurance Group recommends $2,000,000 and many insureds are opting for a personal umbrella option that increases limits up to $5,000,000 on Automobile and Personal Property. This coverage pays for injury to others and damage to their property.