The May 2013 edition of Armour Insights has hit the news stand! We hope you find it to be full of relevant and insightful information! Tell us what you think and if you like it sign up to receive a copy in your email. In this issue: Traveling? What you Should Know About Medical Care Abroad, Fire Saftey Planning and Keeping your Family Safe, LOOK OUT! Avoid a Collision with Wildlife.
When survey-takers were asked about costs of medical care when travelling, a large number of Canadians were mistaken about exactly how much those potential travel expenses could be. Even more alarming, only half of Canadians knew that they were accountable for the cost of care once they exited the country.
Before jet setting off for your family vacation, check with your insurance broker to make sure you are covered in case a medical emergency happens abroad. Your vacation is a time for relaxation and fun, but it can quickly turn into a financial disaster if you forget to plan ahead.
The first-floor laundry room was where the fire started, and because it was also where the fire alarm system’s wiring was located, the security system was destroyed very early on in the blaze. There was also no smoke detector on the main floor for added protection in case the fire alarm system failed.
Because of the lack of these early warnings, by the time the family realized they were in danger, they were trapped on the second floor with no way to escape.
Early fire detection is of the utmost importance, and could mean the difference between life and death.
A safety plan should be put in place so that every member of the family knows what to do in the event of a house fire. The OFM recommends these tips for making it out of your home safely:
The purpose of the law was so highway patrol could read any licence, regardless of the language. Since Canadian licences are in English, Canadian drivers were considered exempt from the law. However, it still posed problems when Canadians tried renting cars or filing claims in accidents where the driver did not have a valid IDP.
On March 12, Florida Legislature repealed the law. Canadians are now able to drive with peace of mind using just their provincial driver’s licence.
According to The Ontario Ministry of Natural Resources, it is estimated that one out of every five accidents occurs because of a wild animal. With the arrival of spring, even more animals are out and about because of the end of hibernation and the beginning of breeding season, so it’s important to be on the lookout. Keep in mind these important tips when driving:
Pay extra attention to your surroundings when driving by rivers or wooded areas—these are places of high deer activity