The Alberta government announced on January 25, 2023 that they would be freezing auto insurance rates and making it easier for residents to pay monthly for their insurance. We wanted to clarify what this all means for Albertans, how your it impacts your insurance premiums this year, and what it will mean going forward. 

The Alberta Auto Insurance Rate Board (AIRB) is the organization charged with regulating auto insurance premiums in Alberta. Each quarter insurance companies can file requests asking for changes to their rates. The AIRB reviews these requests and approves or deny's them based on "actuarial justification and the insurer’s individual circumstances to ensure insurance is accessible, equitable and sustainable for all Albertans". The decisions have just been released for last quarters filings. Here's what these mean to Alberta motorists. 

Aviva Insurance has recently announced that it will be moving towards a more paperless experience for their personal insurance customers. In an industry that has traditionally high paper consumption this is welcome news for forests across Canada.

In compliance with the new mandatory public health measures put in place by the Alberta Government this week Armour Insurance will be offering in person visits to our offices by appointment only for the time being. Our staff remains at full capacity and is available to provide all of our services over the phone and online. 

Banks have been using credit scores for years to give lower rates, special offers and other promotions. Over the last number of years insurance companies are following suit. Now, your good credit can save you real money on your auto and home insurance. We can perform a soft credit check for you and save you up to 20% and offer you a monthly payment plan!

Did you know that your home insurance policy has has limits that restrict the amount of money you can recover when certain items are stolen or lost? This means that for items such as Jewelry, Stamps and Bicycles the amount of money recoverable in a claim is capped. There are two ways to increase your coverage where needed, read on to see which works best for you.

Alberta's UCP government is making moves to fix issues that have been plaguing Alberta drivers and insurance companies for some time. Insurance companies who have been attempting to work with our government to improve the situation for Alberta drivers are seeing a light at the end of the tunnel as the UCP announces plans to make changes for the better. This should mean a healthier insurance outlook, more medical support to those injured in collisions and more affordable insurance for Alberta drivers.

"Your privacy is important to us."  With the ever rising threat of cyber crime this is becoming a pretty common phrase. Many of the companies we do business with these days tell us our data is safe with them, but what does that actually mean? I can't speak for other companies, but here are a few things that Armour does to protect our customer data.

The Alberta Superintendent of Insurance office has been in the news this week for issuing a series of fines to insurance companies for overcharging Alberta motorists. After reading this article I thought it would make sense to provide a little perspective on why and how this could happen.

To send summer off with a bang this year, we teamed up with Intact Insurance to give away a big screen TV. Over 800 people across Alberta entered the draw and many got bonus entries by quoting their home and auto insurance with Armour and Intact. The contest closed on August 31st and now it's time to announce the winner!