If you've ever had an auto insurance claim you may have heard on of the drivers in the claim referred to as the "at fault" party. That's because most car insurance claims are paid by the at fault party's insurance company. So what happens if you don't know who the at fault party is? What happens in a Hit and Run. We sat down with Tammy Moody, Armour Insurance's, personal line's manager to find out if a hit and run accident will leave you high and dry.

If you're anything like me, this may sound familiar. I received my insurance renewal in the mail with updated pink cards enclosed last year. But, rather than opening the letter, reviewing my coverages and putting my new pink cards directly into my vehicle, I put it on the bureau to review later. Then 3 months later, I got pulled over for pulling a u-turn right in front of an undercover police officer and discovered that my pink cards are still at home on the bureau. Now, with Armour Mobile, your pink card and all of your insurance information is always at your fingertips. 

To drive your motorcycle on the road in Canada, you must carry a form of liability insurance called motorcycle insurance. The basic version of this insurance will get you on the road legally, but there are many more options you may want to consider when insuring your motorcycle. We sat down with our motorcycle expert, Bonita Paisley, in our Sherwood Park office to get a better handle on all of the ins and outs of motorcycle insurance. 

A big congratulations goes out from all of the staff here at Armour to Lisa Ray of Lethbridge, Alberta. Lisa helped us get closer to our paperless goal by becoming one of the now 750 customers who have logged into their account on Intact Client Centre. 

Insurance companies and brokers in Alberta have been recommending $1M in third party liability coverage as a standard since the early 2000's. Since then the number of claims with payouts exceeding this has increased substantially. In 2018 25 Albertan's had auto insurance claims where a $1M liability policy was not enough to cover the damages. In cases like this the driver/vehicle owner has to cover the remainder themselves.

President of Armour Insurance, Rob Marusin, visited the 630 Ched studios over the holidays to discuss Auto Insurance in Alberta. It's a hot topic for us right now and worth a listen for anyone has or will have purchased auto insurance in Alberta in the next year. If you missed it live, you can listen to the whole interview below: 

A huge congratulations goes out to our very own Jennifer Miller, of Armour Lloydminster! She recently completed the four part CAIB course and received her Canadian Accredited Insurance Broker designation. Watch as she explains some of the ins and outs of CAIB, and what it takes to be a licensed insurance broker in Alberta today. 

It’s a phone call that’s never fun to take: a client has a car that’s been in the family for generations. To them, it’s priceless and impossible to replace. And it’s just been totaled. We know that the insurance company will take the wreckage for salvage, until now that is.

Liability insurance is designed to protect you from expenses incurred from damage to property or physical injury that you are legally responsible for, but it has a limit. Watch this webinar to find out how much liability insurance is enough to protect you when the unexpected happens. Rescheduled for Friday, November 30th at 1PM.