Permanent Life Insurance

Benefits of a Permanent Life Insurance Plan

• Level price for life*
• Coverage stays in place until death, no matter what age
• Universal life and Whole life have two components consisting of insurance  and investments

* Most companies offer a form of universal life Insurance for which the price increases annually. This is called annual renewable term. Always be sure to discuss this with your life insurance advisor before accepting your policy.

Should I Buy Permanent Insurance?

If you looking for any of the following items, you may be best suited for a permanent life insurance policy.

• Coverage which will last for a lifetime
• Estate creation, conservation, maximization or equalization
• Part of an insured annuity or pension maximization
• Providing an endowment to a charity
• Any permanent need.

Three Types of permanent Insurance

• T-100 – without cash value
• Universal life – with cash values
• Whole life – with cash values

Considering permanent insurance? Tell us about your circumstances and one of our representatives can offer some advice. Give us a call or fill in the form on the bottom. 

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