When most people think about home insurance, they picture protection for major events like fire, theft, or flooding. But many home insurance policies also include additional coverages that are often overlooked. Two of the most helpful are Voluntary Medical Payments and Voluntary Property Damage.

No one expects to be forced out of their home. But disasters like fires, floods, or windstorms can leave your property temporarily uninhabitable. In these moments, the last thing you want to worry about is where you will stay or how you will afford to maintain your standard of living. That is where Additional Living Expenses, often called ALE, come into play. This important part of your property insurance policy helps ease the financial burden when life is disrupted by a covered claim.

When it comes to home insurance, most homeowners think about fire, theft, or hail damage, but what about what’s happening underground? Sewer backups are one of the messiest and most expensive types of water damage. Without the right coverage in place, you could be left footing a hefty bill and dealing with a health hazard in your own home.

Let’s be honest. Getting a home insurance quote doesn’t top anyone’s list of fun things to do. A lot of people assume it’s a long, frustrating process filled with obscure questions and time-consuming forms. While it used to be that way, modern quoting tools and smart data systems have changed the game.

The truth? It’s probably easier than you think. If you’re working with a brokerage like Armour Insurance, we’ll do most of the heavy lifting for you. Let’s walk through how quoting works, why certain questions matter, and how we make it as smooth and painless as possible.

Driving convictions can have a significant impact on your auto insurance premium and driving record. It is important to understand what constitutes a driving conviction and the different infractions on the road. In this article, we will explore the various types of driving convictions in Alberta, from minor to major infractions, criminal code convictions, and what they ultimately could end up costing you on your insurance. 

When it comes to car insurance, most people are familiar with comprehensive and collision coverage to protect their vehicles while driving. What about times when your car is not on the road? Whether you're taking an extended vacation, working remotely, or simply not using your vehicle for a while, parking coverage can offer financial protection and peace of mind.

After spending a wonderful Sunday out with my friends, I came back to my apartment around 8:30PM and parked my car on the street, just as I had done several times before without issue. After a restful nights sleep, I got up the next morning to less than pleasant surprise. Someone had kicked out my cars mirrors. 

When wildfires strike, you may only have minutes to act. That’s why it’s so important to be prepared before there’s ever smoke on the horizon. Whether you live in a high-risk wildfire zone or simply want to be ready for the unexpected, this guide answers some of the most common fire evacuation questions and gives you a clear list of what to pack in your emergency go-bag.

Ahhh... the lake! Now that summer's just around the corner (one might even say it's here already), lots of Alberta families are gearing up to take their boats out. And really, is there anything better than being stuck out on the water with your loved ones?