Owning or renting a property in Alberta brings important responsibilities: Like property insurance. In 2024, Armour Insurance analyzed data on home, condo, and tenant insurance premiums to provide a general picture of property insurance costs in Alberta. By sharing these insights, we aim to help homeowners, condo dwellers, and tenants understand their coverage needs and get a baseline for protecting what matters most.
7 min read
How Much is Property Insurance In Alberta? A 2024 Recap
By Jake McCoy on Jan 13, 2025 3:05:12 PM
Topics: home insurance property insurance Tenants Insurance Condo Insurance
2 min read
Photo Radar Reform in Alberta: Restricted to School, Playground, and Construction Zones
By Jake McCoy on Dec 5, 2024 9:00:00 AM
On December 2, 2024, the Alberta Government unveiled major reforms to the use of photo radar by municipalities, set to take effect on April 1, 2025. These changes aim to reduce the number of active photo radar locations from 2,200 to approximately 650, a significant reduction of about 70%.
Topics: Car Insurance Alberta Car Insurance Reform
2 min read
Does Turning Down Your Thermostat at Night Save Money?
By Rob Stevenson on Dec 3, 2024 5:15:00 AM
True or False: Turning down your thermostat at night or when you’re out results in using more energy than you save when you have to heat the house back up again.
Since the dawn of central heating, this subject has been a source of dispute between spouses. When the weather turns cool furnaces across our nation fire up and start consuming energy (and spending money) in an attempt to keep us comfortable in our homes. It leads us to look at ways to save money and get through the winter months with a little more money in our pocket books.
When you turn down the heat before bed what you're doing is called Thermostat Setback. And when you turn the heat back up in the morning this is called Thermostat Setup. Basically what you're doing is turning the heat down when you don't need it and back up when you do.
9 min read
Alberta’s Auto Insurance Overhaul Unpacked: A Complete consumer Guide
By Jake McCoy on Nov 29, 2024 10:00:00 AM
Alberta’s auto insurance market has been at the center of scrutiny and controversy for many years. Headlines about reports on public vs. private auto insurance, rate freezes, rate increases for safe drivers, insurance companies leaving the province, and the latest announcement about Alberta’s sweeping changes to the insurance industry. With all of this in mind you might be asking yourself: What is happening to Alberta car insurance? We’d like to take an opportunity to break down the state of Alberta auto insurance and what changes could look like.
Topics: Car Insurance Alberta Car Insurance Reform
6 min read
5 Things to Know About Home Insurance and Animal-Related Damage
By Jake McCoy on Nov 18, 2024 10:30:00 AM
You might not know it, but home insurance and animals often have a complicated relationship. What kinds of things can be covered, and what aren’t? From a loyal pet’s mishap to an invasion of pests, there are plenty of questions about where your home insurance can step in. Knowing the basics can help you understand which risks are yours to manage and which fall under your policy’s protection.
Topics: property insurance pet insurance Pet Shield
4 min read
Do Old Cars Cost Less To Insure?
By Jake McCoy on Nov 9, 2024 7:45:00 AM
When it comes to car insurance, many drivers wonder if owning an older car means lower insurance rates. While it's true that some aspects of insuring an older vehicle can be less expensive, it's not always the case. This article will help clarify the difference between older cars and classic cars and some of the other factors that go into your car insurance premium.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton classic car
3 min read
Beware of Ghosts: Protect Yourself from Auto Insurance Scams in Alberta
By Jake McCoy on Oct 24, 2024 10:15:00 AM
As auto insurance is a legal requirement in Alberta, it’s essential to ensure you're getting your insurance from a legitimate and licensed agent or broker. Unfortunately, there has been a rise in fraudulent auto insurance scams by unlicensed individuals, commonly referred to as “ghost brokers.” These scammers often target newcomers or those unfamiliar with Alberta’s insurance system, leaving unsuspecting drivers vulnerable to invalid insurance coverage.
Topics: Insurance Fraud Car Insurance
3 min read
The Implications of Having Your Insurance Cancelled for Non-Payment
By Jake McCoy on Oct 11, 2024 11:00:00 AM
Staying up-to-date on payments is an essential part of protecting yourself and your assets. However, life can throw unexpected challenges our way, and missed insurance payments can happen. As an insurance consumer, it's vital to understand the implications of such situations and what could happen if you're cancelled for non-payment. This short article will breakdown the implications of being cancelled for non-payment and some of the challenges that come with that.
Topics: payments Cancelled for Non-Payment
3 min read
Meet the Team: Armour Team Leads
By Jake McCoy on Oct 10, 2024 11:45:00 AM
At Armour Insurance, our commitment to exceptional service is at the heart of everything we do. As Armour continues to grow, we're focused on maintaining the high level of personal care and expertise our clients have come to expect. To support this goal, we're excited to announce the promotion of three of our outstanding insurance brokers to Personal Insurance Team Lead positions this quarter. These individuals have demonstrated exceptional leadership, dedication, and industry knowledge, and we're confident that in their new roles, they will continue to enhance the experience for our clients and team members alike.
Topics: Armour Insurance staff
4 min read
Parking Coverage: What Does It Cover?
By Jake McCoy on Oct 1, 2024 7:45:00 AM
When it comes to car insurance, most people are familiar with comprehensive and collision coverage to protect their vehicles while driving. What about times when your car is not on the road? Whether you're taking an extended vacation, working remotely, or simply not using your vehicle for a while, parking coverage can offer financial protection and peace of mind.