As a driver in Alberta, your insurance policy is your first line of defense against financial ruin. While several coverages are optional, Third-Party Liability is a legal requirement.

With the 2026 increase in Grid premiums and the upcoming shift to the "Care-First" system in 2027, understanding your liability limits has never been more critical.

When you own or rent the place you call home, it is incredibly important to get property insurance. In some cases, you're legally required to have insurance to be able to get a mortgage or sign a lease. Even if you're not technically required to have a property insurance policy, it's still in your best interest to get property insurance that at the very least gives you liability protection. 

As a driver, it's important to have insurance to protect yourself and others in case of an accident. In Alberta, the legal minimum car insurance is third party liability coverage. In this article, we'll cover what auto liability insurance is, what it covers, whether it's enough, and how much liability insurance you need.