Earlier this month, I got a letter from my insurance company about how my property insurance deductibles were being increased from $1,000 to $2,000 on hail damage and water damage. On the one hand, I was happy to hear that my premiums weren’t going up, but on the other hand, I was a little surprised to see that my deductible was literally doubling from last year with no claims or changes to my policy. When I got this news, I did what most people would do, and I gave my broker a call to ask why this happened.
6 min read
Weathering the Storm: Climate Change and Alberta Insurance
By Jake McCoy on Mar 16, 2024 10:44:16 AM
Topics: Car Insurance property insurance disaster
4 min read
How to Prevent your Car Battery Freezing in Extreme Cold
By Jake McCoy on Jan 29, 2024 11:00:00 AM
As temperatures plummet to bone-chilling levels, your car becomes more than just a means of transportation—it can be your lifeline in the freezing cold. When temperatures reach the level of "extreme cold" batteries are a common reason for vehicles not starting. Today, we wanted to provide a handful of tips and tricks to help keep your car battery from freezing.
Topics: Car Insurance Car Insurance Edmonton
4 min read
Risk Revealed: Alberta's Top 10 High-Theft Vehicles
By Jake McCoy on Dec 13, 2023 2:30:00 PM
The top 10 most commonly stolen vehicles in Alberta have been released by Canadian company Équité. We wanted to do an in-depth look at vehicle theft frequency rather than sheer numbers. In essence, we wanted to answer the question, what type of vehicle is most likely to be stolen if you were going to purchase one? The following numbers are based on the rate at which a specific vehicle is stolen proportional to the number of vehicles on the road.
Topics: car thieves Car Insurance theft insurance
3 min read
Top 7 Ways to Keep Windshield Chips From Spreading
By Rob Stevenson on Dec 13, 2023 11:33:00 AM
If you can drive on Alberta Roads for more than a month without getting a chip in your windshield, you deserve a medal! Keeping your windshield free of cracks and chips is quite possibly one of the most frustrating things about driving in northern climates like ours. The last windshield I replaced lasted only 5 months before developing a long horizontal crack.
Topics: Car Insurance windshield chips
3 min read
Is it Ever Legal to Do a U-Turn in Alberta?
By Rob Stevenson on Nov 10, 2023 7:37:00 AM
On a sunny Saturday morning last May I was pulled over and issued a ticket for an illegal U-Turn. After I got past the initial embarrassment of being pulled over on a busy road, I asked the police officer, where it actually WAS legal to make a U-turn in Alberta. His response surprised me...
Topics: Car Insurance traffic laws
4 min read
Alberta Auto Insurance Reforms Start by Defining "Safe Drivers"
By Jake McCoy on Nov 1, 2023 10:40:03 AM
On November 1, 2023, the Alberta government held a press conference with to announce changes to the auto insurance landscape for Alberta. Key takeaways from the press conference include:
Topics: Car Insurance Alberta Insurance Alberta Car Insurance Reform
6 min read
Insurance Inflation 2023 Update: Personal Car Insurance
By Jake McCoy on Oct 25, 2023 7:00:00 PM
At Armour Insurance, transparency is one of our most important core values. We do our best to be transparent with our team, our partners, and of course our valued customers. So, in the spirit of transparency, we'd like to share some of the data we have on insurance prices year over year in Alberta.
Topics: Car Insurance Car Insurance Edmonton Inflation
9 min read
4 Terrible Ways to Get Cheap Car Insurance
By Jake McCoy on Oct 10, 2023 12:45:00 PM
A vast majority of car insurance shoppers in Alberta are looking for one thing and one thing only: the cheapest possible insurance for their cars. In all fairness, we get it. At the end of the day, the almighty dollar is what reigns supreme for most consumers. With that being said, we hope that by reading this short article, we might be able to change a few minds. That maybe, just maybe, price shouldn't be the only thing you care about.
Topics: Car Insurance Quote Car Insurance Car Insurance Edmonton
3 min read
Someone Broke My Car Mirror, Here's What I did
By Jake McCoy on Sep 30, 2023 4:15:00 PM
After spending a wonderful Sunday out with my friends, I came back to my apartment around 8:30PM and parked my car on the street, just as I had done several times before without issue. After a restful nights sleep, I got up the next morning to less than pleasant surprise. Someone had kicked out my cars mirrors.
Topics: car thieves Car Insurance car accident car safety
6 min read
3 Things I Look For When Shopping For a Used Vehicle (With Resources to Help)
By Jake McCoy on Sep 13, 2023 12:22:00 PM
When you’re in the market for a new to you vehicle, there are usually a handful of criteria that you use to make a purchase decision. Does it meet your needs? Can you afford it? Does it look how you want it to? Is it reliable? Is it safe? These are all important questions you should be asking before you make a vehicle purchase. Today we wanted to provide a few resources and ways on how you can answer three of the pressing questions you might have when shopping for a vehicle.