On December 2, 2024, the Alberta Government unveiled major reforms to the use of photo radar by municipalities, set to take effect on April 1, 2025. These changes aim to reduce the number of active photo radar locations from 2,200 to approximately 650, a significant reduction of about 70%.
2 min read
Photo Radar Reform in Alberta: Restricted to School, Playground, and Construction Zones
By Jake McCoy on Dec 5, 2024 9:00:00 AM
Topics: Car Insurance Alberta Car Insurance Reform
9 min read
Alberta’s Auto Insurance Overhaul Unpacked: A Complete consumer Guide
By Jake McCoy on Nov 29, 2024 10:00:00 AM
Alberta’s auto insurance market has been at the center of scrutiny and controversy for many years. Headlines about reports on public vs. private auto insurance, rate freezes, rate increases for safe drivers, insurance companies leaving the province, and the latest announcement about Alberta’s sweeping changes to the insurance industry. With all of this in mind you might be asking yourself: What is happening to Alberta car insurance? We’d like to take an opportunity to break down the state of Alberta auto insurance and what changes could look like.
Topics: Car Insurance Alberta Car Insurance Reform
4 min read
Do Old Cars Cost Less To Insure?
By Jake McCoy on Nov 9, 2024 7:45:00 AM
When it comes to car insurance, many drivers wonder if owning an older car means lower insurance rates. While it's true that some aspects of insuring an older vehicle can be less expensive, it's not always the case. This article will help clarify the difference between older cars and classic cars and some of the other factors that go into your car insurance premium.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton classic car
3 min read
Beware of Ghosts: Protect Yourself from Auto Insurance Scams in Alberta
By Jake McCoy on Oct 24, 2024 10:15:00 AM
As auto insurance is a legal requirement in Alberta, it’s essential to ensure you're getting your insurance from a legitimate and licensed agent or broker. Unfortunately, there has been a rise in fraudulent auto insurance scams by unlicensed individuals, commonly referred to as “ghost brokers.” These scammers often target newcomers or those unfamiliar with Alberta’s insurance system, leaving unsuspecting drivers vulnerable to invalid insurance coverage.
Topics: Insurance Fraud Car Insurance
4 min read
Parking Coverage: What Does It Cover?
By Jake McCoy on Oct 1, 2024 7:45:00 AM
When it comes to car insurance, most people are familiar with comprehensive and collision coverage to protect their vehicles while driving. What about times when your car is not on the road? Whether you're taking an extended vacation, working remotely, or simply not using your vehicle for a while, parking coverage can offer financial protection and peace of mind.
Topics: Car Insurance Quote Auto Insurance Car Insurance
4 min read
Risk Revealed: Ontario's Top 10 High-Theft Vehicles
By Jake McCoy on Sep 27, 2024 12:30:00 PM
The top 10 most commonly stolen vehicles in Ontario have been released by Canadian company Équité. We wanted to do an in-depth look at vehicle theft frequency, rather than sheer numbers. In essence, we wanted to answer the question, what type of vehicle is most likely to be stolen if you were going to purchase one? The following numbers are based on the rate at which a specific vehicle is stolen proportional to the number of vehicles on the road.
Topics: Auto Insurance Car Insurance theft
2 min read
What is Seasonally Rated Insurance?
By Jake McCoy on Sep 9, 2024 1:45:00 PM
When you live in a place like Alberta or Saskatchewan and you own something like a motorcycle, boat, or snowmobile, you're probably not able to use it year-round. That’s where seasonally rated insurance comes in. Let's dive into how this type of insurance works and why it can be so cost-effective.
Topics: Car Insurance Recreational Insurance recreational vehicle insurance
3 min read
Someone Broke My Car Mirror, Here's What I did
By Jake McCoy on Aug 28, 2024 2:45:00 PM
After spending a wonderful Sunday out with my friends, I came back to my apartment around 8:30PM and parked my car on the street, just as I had done several times before without issue. After a restful nights sleep, I got up the next morning to less than pleasant surprise. Someone had kicked out my cars mirrors.
Topics: car thieves Car Insurance car accident car safety
4 min read
Auto Liability Insurance: What Is It And How Much Do I Need?
By Jake McCoy on Aug 15, 2024 8:15:00 AM
As a driver, it's important to have insurance to protect yourself and others in case of an accident. In Alberta, the legal minimum car insurance is third party liability coverage. In this article, we'll cover what auto liability insurance is, what it covers, whether it's enough, and how much liability insurance you need.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton edmonton car insurance liability third party liability
3 min read
Is it Ever Legal to Do a U-Turn in Alberta?
By Rob Stevenson on Jul 25, 2024 7:00:00 AM
On a sunny Saturday morning last May I was pulled over and issued a ticket for an illegal U-Turn. After I got past the initial embarrassment of being pulled over on a busy road, I asked the police officer, where it actually WAS legal to make a U-turn in Alberta. His response surprised me...