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Armour Insurance Blog

Preparing Your Home for the Holidays

Posted by Alannah McEwan on Nov 24, 2016 3:32:11 PM

Going away for the holidays? Between shopping for gifts, party planning, cooking, and decorating, it’s important to find time to prepare your home for your absence. You need to consider how you will prepare your home to ensure your home and belongings remain safe.

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Topics: home insurance, home

Fall Maintenance Tips For Your Home That Can Save You Money

Posted by Alannah McEwan on Oct 27, 2016 11:10:30 AM

Fall is here and now is the perfect time to start preparing your home for winter. Regular home maintenance can help you avoid paying for major repairs. It can also reduce your number of homeowner insurance claims (an increase in claims can increase your insurance premiums).

Take care of these important home maintenance tasks to ensure your home is ready for winter.  

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Topics: Home Insurance Tips, home, Homeowners, home maintenance, home renovations

Insurance Tips for Home Owners

Posted by Alannah McEwan on Sep 2, 2016 11:39:18 AM

Home ownership is one of the biggest financial investments that Canadians make. You want to make sure that this large investment is properly insured. Your home is vulnerable to damage and destruction. Fire, flood, and theft are just some examples. Properly insuring your home means that you have adequate coverage in the event of serious damage or destruction.

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Topics: home insurance, home, Homeowners, home renovations

What is a Backwater Valve? Can it Reduce My Home Insurance Rates?

Posted by Rob Stevenson on Mar 3, 2014 3:48:00 PM

If you've been following the latest updates to home insurance in Alberta the past couple of months, you've heard mention of Backwater Valves and Backflow Prevention. There are a number of new and existing home insurance discounts that require you you have this device. Not to mention that it just might save your basement one day.

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Topics: insurance edmonton, home insurance, home insurance, home insurance, Home Insurance Tips, Home Insurance Tips, Basement Flooding, Basement Flooding, Homeowners Insurance, home, Homeowners, Insurance Premiums, Home Insurance Blog, home maintenance

Intact Insurance Continues to Evolve

Posted by Rob Stevenson on Feb 27, 2014 3:48:00 PM

Saying that it's been a tough couple of years for property owners in our province is a bit of an understatement at this point. In fact, Alberta receives the largest distribution of catastrophes in Canada - 62% of Canada's monetary property losses happened in Alberta in 2012. 

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Topics: home insurance, home insurance, home insurance, Insurance Claims, Home Insurance Tips, Home Insurance Tips, house insurance tips, Homeowners Insurance, Homeowners Insurance, home, Homeowners, Home Insurance Blog, intact insurance, Economical Insurance

Economical Insurance Announces Changes to Alberta Property Insurance Policies

Posted by Rob Stevenson on Feb 12, 2014 10:52:00 AM

Economical Insurance announced some changes to their property insurance policies last week that may seem minor when compared to the reactions to Alberta's severe weather claims that we've seen from other insurance companies. But, while these changes aren't laden with over the top rate increases, they are important for Economical policy holders to review. 

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Topics: home insurance, home insurance, home insurance, Insurance Claims, Home Insurance Tips, Home Insurance Tips, house insurance tips, Homeowners Insurance, Homeowners Insurance, home, Homeowners, Home Insurance Blog, Economical Insurance

Your Home’s Value and Property Insurance

Posted by Rob Stevenson on Apr 29, 2013 10:28:00 AM

property value and insuranceWhile it may seem like a viable option to lower your property insurance coverage to save some money, this may end up costing you big in the long run. If your policy limits are too low, the cost to fix your home may exceed your limits, even if your home’s value has lessened recently. 

Property Insurance Considerations

Though housing prices are declining, home repair costs are escalating. Rebuilding is often more expensive because demolition and removal of damaged property are pricey. Workers must also work around your existing landscape, power lines and other structures. This can make rebuilding difficult and limiting.

Limits on your Homeowners Insurance are established to protect your family in the event that something would go wrong (fire, destruction to your property due to weather, etc.). In an effort to remain protected and save money, consider the following savings tips:

  • Increase your credit score by paying your bills on time, avoiding writing bad checks, etc. Insurance companies believe that having a poor credit score means that you are not responsible and are consequently a greater risk to insure.
  • Avoid filing nuisance claims. Use your coverage to protect against losses that you cannot recover by yourself and take care of minor incidents on your own.
  • Increase your deductible to lower your monthly premium. According to the Insurance Information Institute (III), increasing your deductible from $250 to $500 can cut costs by 12 per cent. If you increase to a $1,000 deductible, you could save as much as 25 per cent or 30 per cent if you increase up to a $2,500 deductible.
  • Consider buying multiple lines of coverage from the same carrier to incur discounts, such as your Homeowners Insurance, Automobile Insurance, Life Insurance, etc.

Safety = Savings Tip

Another way to save on Homeowners Insurance: install a security system and deadbolt locks. These safety measures reduce the likelihood that intruders will be able to successfully enter your home, which would result in an insurance claim.

You can count on us for all your home matters, including Homeowners and Renters Insurance.

Get an Instant Quote on Your  Home Insurance Now!

Or call us for more information on our affordable coverage options:
1-855-475-0959

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Topics: home insurance, property insurance, Home Insurance Tips, Home Insurance Tips, Recreational Insurance, home, Homeowners

Spring Cleaning and Home Maintenance Tips

Posted by Rob Stevenson on Apr 2, 2013 9:55:00 AM

A lot of us will be embarking on a little Spring cleaning in the coming month. The days are longer and it's finally starting to get warm enough that you can open the windows and let some fresh air into your home or apartment. For some, spring cleaning comes naturally, but if you're anything like me, you don't know where to start.

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Topics: home insurance, home, flooding

5 Tips to Stop Carbon Monoxide Poisoning - Home Insurance

Posted by Rob Marusin on Oct 16, 2012 12:33:00 PM

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Topics: home insurance, Home Insurance Tips, Homeowners Insurance, insurance, home, carbon monoxide poisoning

Prepare Your Home This Fall! Home Insurance Tips

Posted by Rob Marusin on Oct 2, 2012 10:54:00 AM

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Topics: furnace maintenanceTips, home insurance, home insurance, Home Insurance Tips, house insurance tips, Homeowners Insurance, home, home maintenance