If you’ve never experienced a brake failure, the thought of one happening likely doesn’t cross your mind too often. But if you have experienced a brake failure on the road, you know how important it is to be ready to react in a split-second. We can help make sure you’re prepared.

Whether your buddy needs to borrow your pick-up truck to move his couch or your daughter wants to drive your car to her college class twice a week, it’s not uncommon to want to lend your vehicle to another driver from time to time. But what happens if the person you lend your vehicle to gets into a collision? And how many times can you lend your vehicle to someone before they need to be added as an occasional driver on your car insurance policy? We’ve got answers to your questions.

Your home insurance policy is designed to protect you and your property in all kinds of emergencies, from fires and floods to theft and vandalism — but you might be surprised to learn that these 10 things are covered in most standard home insurance policies:

When you're shopping for home insurance, you'll probably come across a lot of helpful (and, let's face it, not so helpful) information — but how much of it is actually true? Let's break down five of the most common myths about home insurance.