Your home depends on several service lines every day. These lines bring water, power, and other important services to your home. If one of them is damaged, repairs can be costly. We’ll outline what is covered by home insurance, what is not covered, and who is when you’re responsible for these lines.

SGI has introduced new coverage requirements for condo policy holders. Effective March 1, 2021, SGI requires that a client's condominium corporation maintains adequate condo insurance for the building itself. This is in effect for all new policies, and could affect existing policy holders with coverage limitations. With current market conditions, this could also become a reality for other insurance companies.