The world of commercial insurance can be an unforgiving one. The requirements are sometimes steep and hard to understand and the coverages can be confusing at the best of times. This is why it's important to have an experinenced commercia linsurance broker on your side to guide you through your risks and coverage needs as a commercial business.
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A recent study indicated Commercial
Insurance pricing in the United States increased by an average of 5% in 2012 Q1 over the same period last year, noted Tower Watson consulting.
This represented the fifth consecutive quarter that prices rose for all standard commercial lines, according to the professional services company’s Commercial Lines Insurance Pricing Survey (CLIPS).
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Unlike automobile Insurance you are not required to have building insurance if you own the building free and clear. By not buying insurance you are 'self-insuring' your building and and liability losses that may be associated with it.