As auto insurance is a legal requirement in Alberta, it’s essential to ensure you're getting your insurance from a legitimate and licensed agent or broker. Unfortunately, there has been a rise in fraudulent auto insurance scams by unlicensed individuals, commonly referred to as “ghost brokers.” These scammers often target newcomers or those unfamiliar with Alberta’s insurance system, leaving unsuspecting drivers vulnerable to invalid insurance coverage.
3 min read
Beware of Ghosts: Protect Yourself from Auto Insurance Scams in Alberta
By Jake McCoy on Oct 24, 2024 10:15:00 AM
Topics: Insurance Fraud Car Insurance
3 min read
Meet the Team: Armour Team Leads
By Jake McCoy on Oct 10, 2024 11:45:00 AM
At Armour Insurance, our commitment to exceptional service is at the heart of everything we do. As Armour continues to grow, we're focused on maintaining the high level of personal care and expertise our clients have come to expect. To support this goal, we're excited to announce the promotion of three of our outstanding insurance brokers to Personal Insurance Team Lead positions this quarter. These individuals have demonstrated exceptional leadership, dedication, and industry knowledge, and we're confident that in their new roles, they will continue to enhance the experience for our clients and team members alike.
Topics: Armour Insurance staff
3 min read
Will Home Insurance Cover It? 5 FAQs of Home Insurance Coverage
By Jake McCoy on Sep 26, 2024 10:17:25 AM
Home insurance can be confusing, especially when it comes to understanding what is and isn’t covered. To help you navigate the complexities, we've compiled answers to the top five frequently asked questions about home insurance coverage. Whether you're wondering about damage to your AC unit or concerns about bed bugs, we’ve got the info you need.
Topics: home insurance property insurance Insurance Claims
2 min read
What is Seasonally Rated Insurance?
By Jake McCoy on Sep 9, 2024 1:45:00 PM
When you live in a place like Alberta or Saskatchewan and you own something like a motorcycle, boat, or snowmobile, you're probably not able to use it year-round. That’s where seasonally rated insurance comes in. Let's dive into how this type of insurance works and why it can be so cost-effective.
Topics: Car Insurance Recreational Insurance recreational vehicle insurance
3 min read
Are Insurance Claims Taxable in Canada?
By Jake McCoy on Aug 27, 2024 11:00:00 AM
A question that I get asked from time to time is: The money that is paid out in an insurance claim, is that taxable? This creates an interesting question about what is considered income. In order to answer this question, we wanted to look at a few scenarios.
Topics: Insurance Claim claim
4 min read
Will Home Insurance Cover It? The Top 7 FAQs of Home Insurance Claims
By Jake McCoy on Aug 25, 2024 10:06:00 AM
Home insurance can be confusing, especially when it comes to understanding what is and isn’t covered. To help you navigate the complexities, we've compiled answers to the top seven frequently asked questions about home insurance claims. From water damage to solar panels, we’ll cover the basics of home insurance coverage.
Topics: home insurance
4 min read
Alberta Hidden Gems: 5 Lesser-Known Parks to Explore
By Jake McCoy on Jul 20, 2024 9:30:00 AM
Jasper and Banff often steal the spotlight, but Alberta is home to many breathtaking parks perfect for a summer adventure. Here are five lesser-known parks that promise a mix of relaxation, fun, and unique experiences.
Topics: travel insurance trailer insurance
1 min read
Tech Outage Impacting Insurance Software Across Canada
By Jake McCoy on Jul 19, 2024 9:55:00 AM
This morning a tech outage was announced impacting services across the world from banks to airlines. One of the largest insurance software providers in North America, Applied Epic, is also on that list. This software back ends nearly all information between clients and their insuring company. CrowdStrike has reported that the source for the outage is not the result of a cyber attack but rather an update that was pushed out to customers.
Topics: cyber insurance Alberta Insurance
7 min read
What Does Sonnet Leaving Alberta Auto Insurance Signal For the Industry?
By Jake McCoy on Jul 17, 2024 6:45:00 PM
The Alberta auto insurance market is in flux as both Sonnet Insurance and Aviva Direct Insurance have opted to leave the province (Sonnet auto only and Aviva Direct entirely). This sudden change in the market has left many with questions. Why did these companies leave Alberta? Is Alberta car Insurance bad business? What does this mean for policyholders with these insurance companies? Today, we seek to provide answers to some of these questions.
Topics: Online Quotes Auto Insurance Car Insurance
7 min read
Protecting Your Business with Cyber Insurance
By Jake McCoy on Jul 14, 2024 12:45:00 PM
In today's digital age, businesses rely heavily on technology to manage their operations, communicate with customers, and store sensitive data. However, with the rise of cyber threats such as hacking, data breaches, and malware or ransomware attacks, businesses are increasingly vulnerable to cybercrime. As a business owner, it's crucial to protect your business from cyber threats with the right insurance coverage.
4 min read
Risk Revealed: Alberta's Top 10 High-Theft Vehicles
By Jake McCoy on Jul 9, 2024 11:00:00 AM
The top 10 most commonly stolen vehicles in Alberta have been released by Canadian company Équité. We wanted to do an in-depth look at vehicle theft frequency rather than sheer numbers. In essence, we wanted to answer the question, what type of vehicle is most likely to be stolen if you were going to purchase one? The following numbers are based on the rate at which a specific vehicle is stolen proportional to the number of vehicles on the road.
Topics: car thieves Car Insurance theft insurance
1 min read
Armour Day off Raffle Supports Stollery Children's Hospital Foundation - Racing For the Cure
By Jake McCoy on Jun 19, 2024 10:02:45 AM
At Armour Insurance, we love finding ways to give back to the community and offering innovative perks to our team members. When you combine both of those together, you get the Armour day off raffle program. The program is pretty simple: Armour team members from all levels can purchase raffle tickets for $2 each. At the end of the month at one of our famous happy hours, we take all of the tickets that were purchased throughout the month, and we draw one ticket out. The person who purchased the winning ticket wins an additional paid day off!
Topics: Culture Armour Insurance staff
5 min read
Insurance Companies and Climate Change: What's Being Done?
By Jake McCoy on Jun 5, 2024 1:51:06 PM
Insurance companies are in the business of risk management and mitigation. They use data and analytics to determine the likelihood of a risk occurring and what the costs for the respective damages would be if it were to happen. If insurance is not available or prohibitively expensive, the risk is probably quite high. This leads us to the main question of the day; what is the risk climate change poses to Canadians and what insurance companies are doing about it?
Topics: Inflation Alberta Insurance Climate Change
4 min read
Co-Insurance Explained: The Hidden Cost of Underinsuring Your Property
By Jake McCoy on May 23, 2024 2:00:00 PM
Co-insurance remains one of the most perplexing concepts in insurance, often leaving policyholders puzzled about its implications. In this article, we aim to demystify co-insurance by shedding light on what it entails and how it works.
Topics: Commercial Insurance Alberta Commercial Insurance Quotes Co-Insurance
4 min read
Best Places to go Boating in Alberta
By Gina Schopfer on May 15, 2024 1:18:00 PM
Ahhh... the lake! Now that summer's just around the corner (one might even say it's here already), lots of Alberta families are gearing up to take their boats out. And really, is there anything better than being stuck out on the water with your loved ones?
It's tough to say exactly what our summer will look like, but we can rest assured knowing there are some pretty awesome lakes in Alberta perfect for a boating getaway! Travel Alberta offers a wide range of boating and swimming destinations. We've picked out some of our personal boating favourites for you–here are the best places to go boating in Alberta:
Topics: Boat Insurance Summer Insurance Guide Alberta Boating
2 min read
Intact Insurance Partners with Wildfire Defense Systems Ahead of Wildfire Season
By Jake McCoy on May 13, 2024 9:15:00 AM
Intact Insurance has partnered with Wildfire Defense Systems (WDS) ahead of the 2024 wildfire season. This is just one of the measures that Intact Insurance has made to protect the personal property of their customers in Alberta and British Columbia.
Topics: fire insurance fire safety intact insurance
4 min read
Risk Revealed: Ontario's Top 10 High-Theft Vehicles
By Jake McCoy on May 10, 2024 2:45:00 PM
The top 10 most commonly stolen vehicles in Ontario have been released by Canadian company Équité. We wanted to do an in-depth look at vehicle theft frequency, rather than sheer numbers. In essence, we wanted to answer the question, what type of vehicle is most likely to be stolen if you were going to purchase one? The following numbers are based on the rate at which a specific vehicle is stolen proportional to the number of vehicles on the road.
Topics: Auto Insurance Car Insurance theft
5 min read
The 5 Most Common Types of Water Damage and How to Prevent them
By Jake McCoy on May 2, 2024 1:45:00 PM
Water damage can be a homeowner's worst nightmare, causing not only financial strain but also health hazards if left untreated. Understanding the common types of water-related home insurance claims and implementing preventive measures can save you from costly repairs and headaches down the line. Here’s a breakdown of the most prevalent types of water damage and how you can mitigate the risks.
Topics: home insurance Water damage home maintenance
2 min read
How to Identify the Age of Your Furnace and Water Heater
By Jake McCoy on Mar 28, 2024 11:30:00 AM
Knowing the age of your furnace and water heater is crucial for insurance purposes. Insurance companies often consider the age of these appliances when determining coverage and premiums. Accurately identifying the age of these home components is essential for ensuring adequate insurance coverage.
Topics: home insurance
2 min read
How to Tell When Your Roof Was Last Updated
By Jake McCoy on Mar 27, 2024 11:15:00 AM
Insurance companies often inquire about the age of your roof to assess its condition and potential risk factors. Knowing the age of your roof can impact insurance coverage eligibility and premiums, as older roofs may be more prone to damage or may be near the end of their useful lives.
Topics: home insurance home maintenance
3 min read
Does My House Have a Sump Pump and/or Backwater Valve?
By Jake McCoy on Mar 26, 2024 10:30:00 AM
Ensuring your home is equipped with essential flood prevention devices like a sump pump and backwater valve can be crucial for protecting your property. In this guide, we'll explain what these devices are, how they work, and how to locate them in your home.
Topics: home insurance Basement Flooding
4 min read
How to Identify the Type of Plumbing your Home Uses
By Jake McCoy on Mar 25, 2024 1:00:00 PM
Understanding the type of plumbing in your home is vital for maintenance, renovations, and insurance purposes. Different plumbing materials come with unique lifespans and maintenance needs, so it's crucial to know what you have. Here's a simple guide to help you identify the type of plumbing in your home.
Topics: home insurance
2 min read
How Do I know What Kind Of Wiring My Home Has?
By Jake McCoy on Mar 24, 2024 11:30:00 AM
Knowing the type of wiring in your home is crucial for safety and insurance purposes. Different types of wiring have different risks associated with them, and understanding what you have can help you make informed decisions about maintenance and coverage. In Canada, homes can have various types of wiring, including aluminum, copper, and knob-and-tube. Here's a simple guide to help you identify what kind of wiring your home uses.
Topics: home insurance property insurance
6 min read
Weathering the Storm: Climate Change and Alberta Insurance
By Jake McCoy on Mar 16, 2024 10:44:16 AM
Earlier this month, I got a letter from my insurance company about how my property insurance deductibles were being increased from $1,000 to $2,000 on hail damage and water damage. On the one hand, I was happy to hear that my premiums weren’t going up, but on the other hand, I was a little surprised to see that my deductible was literally doubling from last year with no claims or changes to my policy. When I got this news, I did what most people would do, and I gave my broker a call to ask why this happened.
Topics: Car Insurance property insurance disaster
2 min read
Armour Alliances: Bioclean Disaster Services
By Jake McCoy on Mar 14, 2024 3:56:25 PM
As a part of the Armour Advantage program for commercial insurance clients, Armour does something we like to call a commercial client showcase. A client showcase promotes our clients and the excellent work that they do. This month’s client is Bioclean Disaster Services a certified disaster cleanup service with a green twist.
Topics: property insurance disaster commercial insurance
5 min read
3 Reasons I wish I had Purchased Tenant Insurance
By Jake McCoy on Mar 4, 2024 1:45:00 PM
In the whirlwind of moving into a new rental property, it's easy to overlook the importance of tenant's insurance. After all, you've just signed a lease, paid a security deposit, and are busy planning the layout of your new home. But what if I told you that tenant’s insurance isn’t just another added expense, but an incredibly important part of moving out? Take it from someone who had to learn it the hard way, tenant insurance should be a top priority when you move out.
Topics: home insurance property insurance Tenants Insurance
3 min read
Stay Dry With Umbrella Insurance: Because When It Rains, It Pours
By Jake McCoy on Feb 10, 2024 10:15:00 AM
In this litigious world, protecting yourself and your assets from liability is both important and increasingly difficult. While insurance policies such as auto, homeowners, and renters insurance have liability protection to financially protect you in a lawsuit, there are situations where they may not be enough. This is where umbrella insurance comes into play, offering an additional layer of protection beyond the limits of your standard insurance policies.
5 min read
What Does My Property Liability Insurance Cover?
By Jake McCoy on Feb 7, 2024 10:45:00 AM
When you own or rent the place you call home, it is incredibly important to get property insurance. In some cases, you're legally required to have insurance to be able to get a mortgage or sign a lease. Even if you're not technically required to have a property insurance policy, it's still in your best interest to get property insurance that at the very least gives you liability protection.
Topics: property insurance liability third party liability
4 min read
How to Prevent your Car Battery Freezing in Extreme Cold
By Jake McCoy on Jan 29, 2024 11:00:00 AM
As temperatures plummet to bone-chilling levels, your car becomes more than just a means of transportation—it can be your lifeline in the freezing cold. When temperatures reach the level of "extreme cold" batteries are a common reason for vehicles not starting. Today, we wanted to provide a handful of tips and tricks to help keep your car battery from freezing.
Topics: Car Insurance Car Insurance Edmonton
Congratulations to Our $1K Giveaway Winners!
By Jake McCoy on Jan 22, 2024 2:00:00 PM
Throughout December and early January, we ran a $1,000 giveaway. Anyone who quoted their insurance or referred a client to Armour Insurance was eligible for the draw.
Topics: Car Insurance Quote contest contestwinner
2 min read
Edmonton Offers a Backwater Valve Subsidy for Basement Flooding
By Rob Stevenson on Jan 11, 2024 11:49:00 AM
Topics: flood insurance home insurance Basement Flooding flood flooding Edmonton
2 min read
10:4 and the Top Used Trucker Terminology Good Buddy
By Rob Stevenson on Jan 5, 2024 11:17:00 AM
"You know who that is? That's Mr. Evil Knievel. He snuck in my back door, son, when I wasn't lookin'. You better flip-flop back here and gimme' a hand, son, or we gonna be in a heap of trouble. Please roger that transmission!"
3 min read
Top 7 Ways to Keep Windshield Chips From Spreading
By Rob Stevenson on Dec 13, 2023 11:33:00 AM
If you can drive on Alberta Roads for more than a month without getting a chip in your windshield, you deserve a medal! Keeping your windshield free of cracks and chips is quite possibly one of the most frustrating things about driving in northern climates like ours. The last windshield I replaced lasted only 5 months before developing a long horizontal crack.
Topics: Car Insurance windshield chips
2 min read
Does Turning Down Your Thermostat at Night Save Money?
By Rob Stevenson on Dec 8, 2023 9:15:00 AM
True or False: Turning down your thermostat at night or when you’re out results in using more energy than you save when you have to heat the house back up again.
Since the dawn of central heating, this subject has been a source of dispute between spouses. When the weather turns cool furnaces across our nation fire up and start consuming energy (and spending money) in an attempt to keep us comfortable in our homes. It leads us to look at ways to save money and get through the winter months with a little more money in our pocket books.
When you turn down the heat before bed what you're doing is called Thermostat Setback. And when you turn the heat back up in the morning this is called Thermostat Setup. Basically what you're doing is turning the heat down when you don't need it and back up when you do.
4 min read
Guide to Commercial Auto Insurance: Answering FAQ's
By Jake McCoy on Nov 29, 2023 11:00:00 AM
Commercial auto insurance is a critical component for businesses relying on vehicles as part of their operations. This will provide answers to common FAQs regarding commercial auto insurance, coverage options, and policy requirements. Whether you're a business owner or an employee using company vehicles, this guide will provide the clarity you need to make informed decisions and safeguard your assets.
Topics: Commercial Insurance Alberta Commercial Insurance rates Commercial Automobile Insurance
2 min read
What Happens if you get Caught Without Valid Registration on your Car?
By Rob Stevenson on Nov 23, 2023 3:23:00 PM
Have you ever been pulled over without valid registration on your vehicle? Is your registration up to date? I was caught on Highway 2 last weekend with expired registration on my car. Here's what happened.
Topics: registration vehicle registration Alberta registry traffic laws Armour Registry
3 min read
How Much Is Motorcycle Insurance in Alberta? A 2023 Update
By Jake McCoy on Nov 22, 2023 11:55:57 AM
With the 2023 Alberta riding season nearing its natural conclusion, we wanted to look back at how much motorcycle insurance costs in Alberta during the year. In the name of transparency Armour has compiled the data to get an accurate assessment of how much it costs to get motorcycle insurance.
Topics: motorcycle insurance motorcycle theft motorcycle safety
3 min read
Is it Ever Legal to Do a U-Turn in Alberta?
By Rob Stevenson on Nov 10, 2023 7:37:00 AM
On a sunny Saturday morning last May I was pulled over and issued a ticket for an illegal U-Turn. After I got past the initial embarrassment of being pulled over on a busy road, I asked the police officer, where it actually WAS legal to make a U-turn in Alberta. His response surprised me...
Topics: Car Insurance traffic laws
4 min read
Alberta Auto Insurance Reforms Start by Defining "Safe Drivers"
By Jake McCoy on Nov 1, 2023 10:40:03 AM
On November 1, 2023, the Alberta government held a press conference with to announce changes to the auto insurance landscape for Alberta. Key takeaways from the press conference include:
Topics: Car Insurance Alberta Insurance Alberta Car Insurance Reform
8 min read
What Happens to Your Cyber Security When You Think Like a Hacker?
By Jake McCoy on Oct 26, 2023 9:30:00 AM
In September 2023, Armour Insurance and Accurate Network Services teamed up to host the first-ever Think Like a Hacker event. The event was all about how to protect yourself, your clients, and your business from cyber security threats. We wanted to take this opportunity to share some of the insights and maybe allow you to Think Like a Hacker too.
Topics: commercial insurance cyber crime cyber insurance
6 min read
Insurance Inflation 2023 Update: Personal Car Insurance
By Jake McCoy on Oct 25, 2023 7:00:00 PM
At Armour Insurance, transparency is one of our most important core values. We do our best to be transparent with our team, our partners, and of course our valued customers. So, in the spirit of transparency, we'd like to share some of the data we have on insurance prices year over year in Alberta.
Topics: Car Insurance Car Insurance Edmonton Inflation
9 min read
4 Terrible Ways to Get Cheap Car Insurance
By Jake McCoy on Oct 10, 2023 12:45:00 PM
A vast majority of car insurance shoppers in Alberta are looking for one thing and one thing only: the cheapest possible insurance for their cars. In all fairness, we get it. At the end of the day, the almighty dollar is what reigns supreme for most consumers. With that being said, we hope that by reading this short article, we might be able to change a few minds. That maybe, just maybe, price shouldn't be the only thing you care about.
Topics: Car Insurance Quote Car Insurance Car Insurance Edmonton
4 min read
Parking Coverage: What Does It Cover?
By Jake McCoy on Oct 3, 2023 10:30:00 AM
When it comes to car insurance, most people are familiar with comprehensive and collision coverage to protect their vehicles while driving. What about times when your car is not on the road? Whether you're taking an extended vacation, working remotely, or simply not using your vehicle for a while, parking coverage can offer financial protection and peace of mind.
Topics: Car Insurance Quote Auto Insurance Car Insurance
5 min read
10 Things You Might Want to Name On Your Property Insurance Policy
By Jake McCoy on Oct 1, 2023 11:00:00 AM
Whether you live in a condo, a house, or you’re renting the place you call home, your property insurance is an important part of your financial stability. Regardless of whether you own the place you call home; an important part of your property insurance is ensuring you have adequate coverage for the contents.
Topics: home insurance property insurance Tenants Insurance
3 min read
Someone Broke My Car Mirror, Here's What I did
By Jake McCoy on Sep 30, 2023 4:15:00 PM
After spending a wonderful Sunday out with my friends, I came back to my apartment around 8:30PM and parked my car on the street, just as I had done several times before without issue. After a restful nights sleep, I got up the next morning to less than pleasant surprise. Someone had kicked out my cars mirrors.
Topics: car thieves Car Insurance car accident car safety
6 min read
3 Things I Look For When Shopping For a Used Vehicle (With Resources to Help)
By Jake McCoy on Sep 13, 2023 12:22:00 PM
When you’re in the market for a new to you vehicle, there are usually a handful of criteria that you use to make a purchase decision. Does it meet your needs? Can you afford it? Does it look how you want it to? Is it reliable? Is it safe? These are all important questions you should be asking before you make a vehicle purchase. Today we wanted to provide a few resources and ways on how you can answer three of the pressing questions you might have when shopping for a vehicle.
Topics: Car Insurance New Car used car car tips
2 min read
Motorcycle Insurance - What You Need to Know
By Rob Stevenson on Aug 23, 2023 2:45:00 PM
To drive your motorcycle on the road in Canada, you must carry a form of liability insurance called motorcycle insurance. The basic version of this insurance will get you on the road legally, but there are many more options you may want to consider when insuring your motorcycle. We sat down with our motorcycle expert, Bonita Paisley to get a better handle on all of the ins and outs of motorcycle insurance.
Topics: motorcycle insurance
2 min read
Navigating Wet Roads and Debris: A Guide to Getting There Safely
By Jake McCoy on Aug 18, 2023 10:09:21 AM
When it comes to driving, safety should always be the top priority. After a heavy storm, it's common to have wet roads and even debris. This can make the road slick, lead to hydroplaning, or create barriers/obstacles on the road. In order to navigate the roads safely, we have put a few helpful tips and tricks together.
Topics: Car Insurance car tips Defensive Driving
3 min read
7 Defensive Driving Techniques to Ensure Road Safety
By Jake McCoy on Aug 12, 2023 10:45:00 AM
Defensive driving is a set of driving skills, techniques, and behaviors that prioritize safety and proactive decision-making to reduce the risk of accidents, injuries, and conflicts on the road. It involves being vigilant, aware of one's surroundings, and prepared to respond effectively to potential hazards and unexpected situations. By mastering these techniques, you'll not only enhance your own safety but also make our roads a safer place for everyone.
Topics: UBI Intact app car tips Defensive Driving
3 min read
The Implications of Having Your Insurance Cancelled for Non-Payment
By Jake McCoy on Aug 1, 2023 12:21:43 PM
Staying up-to-date on payments is an essential part of protecting yourself and your assets. However, life can throw unexpected challenges our way, and missed insurance payments can happen. As an insurance consumer, it's vital to understand the implications of such situations and what could happen if you're cancelled for non-payment. This short article will breakdown the implications of being cancelled for non-payment and some of the challenges that come with that.
Topics: payments Cancelled for Non-Payment
5 min read
5 Essential Vehicle Skills Every Driver Should Know
By Jake McCoy on Jul 23, 2023 10:00:00 AM
Owning a vehicle comes with the responsibility of understanding some of the basics for being on the road. Whether you're a seasoned driver or a novice, knowing these fundamentals can prove invaluable. In this article, we'll cover five essential vehicle skills that every driver should be familiar with.
Topics: Auto Insurance car tips
4 min read
How Much a Distracted Driving Ticket Could Cost You
By Jake McCoy on Jul 16, 2023 11:00:00 AM
Distracted driving poses a significant risk on the roads, extending beyond the commonly associated use of cell phones. Engaging in any activity that diverts attention from driving can lead to accidents and consequences. In this article, we delve into the various forms of distracted driving and shed light on the true costs of receiving a distracted driving ticket in Alberta.
Topics: Auto Insurance Car Insurance distracted driving
7 min read
How to Buy a Car With Cheap Insurance
By Jake McCoy on Jul 7, 2023 10:21:00 AM
In the market for a new vehicle? An important part of purchasing a new vehicle is being able to afford all of the costs associated with ownerships. This includes the payment (if it’s financed), the maintenance costs, the repair costs, the operating costs, and of course, the cost to register and insure the vehicle. Having a firm grasp of the expected expenses will set you up for success when purchasing a vehicle. Today, we wanted to breakdown the factors that go into a car insurance premium and how to find a vehicle with insurance you can afford.
Topics: Car Insurance Quote Car Insurance Car Insurance Edmonton
5 min read
5 Things To Know About Alberta Car Insurance
By Jake McCoy on Jun 28, 2023 3:39:29 PM
Alberta car has a few interesting distinctions between how they run their car insurance industry, and how other provinces operate. We wanted to shine some light on 5 insurance things that may be valuable to know. This will include information on privately run car insurance, the regulation in the industry, and other important information on the industry.
Topics: Auto Insurance Car Insurance Alberta Insurance
5 min read
Auto Insurance Endorsements: The Added Coverage Options
By Jake McCoy on Jun 6, 2023 11:00:00 AM
A car insurance endorsement, also known as a rider or a policy endorsement, is a modification or addition to an existing auto insurance policy. It is a way for policyholders to customize their coverage to better suit their specific needs or to add greater protection than what is included in a basic policy.
Topics: Car Insurance Quote Auto Insurance Car Insurance Car Insurance Edmonton
9 min read
What Goes Into a Car Insurance Premium?
By Jake McCoy on Jun 2, 2023 10:30:00 AM
Whenever you're getting any kind of insurance, the agent or broker will ask you a plethora of questions. Once the agent or broker has gotten the answers they need, they will come back to you with the different coverage options available and the price that those coverage options will cost you. You may have wondered, what truly goes into a car insurance premium?
Topics: Auto Insurance Car Insurance Car Insurance Edmonton Auto Insurance Edmonton
3 min read
5 Must-Visit Road Trip Destinations in Alberta
By Jake McCoy on May 26, 2023 9:30:00 AM
Embarking on a road trip through Alberta, Canada, promises an unforgettable adventure. From towering mountains to sprawling prairies and breathtaking national parks, this province has it all. Buckle up and get ready to explore five must-visit road trip destinations that showcase the natural wonders and rich heritage of Alberta.
Topics: Car Insurance roadside assistance Road Trip
4 min read
Do Old Cars Cost Less To Insure?
By Jake McCoy on May 25, 2023 11:00:00 AM
When it comes to car insurance, many drivers wonder if owning an older car means lower insurance rates. While it's true that some aspects of insuring an older vehicle can be less expensive, it's not always the case. This article will help clarify the difference between older cars and classic cars and some of the other factors that go into your car insurance premium.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton classic car
4 min read
5 Things You Need for the Best Car Insurance Quote
By Jake McCoy on May 19, 2023 9:00:00 AM
Getting car insurance can be a bit of a chore, but it doesn’t have to be! By using a brokerage like Armour Insurance, we can shop Canada’s top insurance markets to find you the best possible price for your coverage. Before we get you set up with a quote, we’ll need a little information from you first.
Topics: Car Insurance Quote Car Insurance Core Values
3 min read
The Armour Healthy Lifestyle Commitment
By Jake McCoy on May 17, 2023 10:30:00 AM
A big part of the Armour Insurance culture is our commitment to employee health. We believe that the health and well-being of our team members is crucial to our success. That's why we're committed to promoting a healthy lifestyle, both physically and mentally. We're proud to offer a range of programs and initiatives to support our staff in achieving their health and wellness goals.
Topics: Core Values Culture Armour staff Armour Insurance staff
4 min read
DCPD For Alberta Car Insurance: What is it and how does it work?
By Jake McCoy on May 11, 2023 10:45:00 AM
DCPD is an insurance acronym that stands for Direct Compensation for Property Damage. DCPD was introduced in Alberta on January 1, 2022, as a part of the Alberta governments auto insurance reform measures. DCPD is used in several Canadian provinces including, Ontario, Quebec, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland. The results of DCPD have been faster claims response, consistent treatment during claims, and drastically lower litigation costs.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton DCPD
7 min read
Collision Coverage For Car Insurance: Deductibles, Hit and Runs, and When to Make a Claim
By Jake McCoy on May 9, 2023 1:45:54 PM
Learn the differences between liability, comprehensive, and collision insurance coverage, and why collision insurance may be necessary. Collision coverage is the only type of coverage that financially protects the insured's vehicle in an accident, regardless of who's at fault. Learn when collision coverage is required, such as when financing a vehicle. See the different deductibles available to you and the point at which you should make a claim on your insurance.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton collision car accident
4 min read
Auto Liability Insurance: What Is It And How Much Do I Need?
By Jake McCoy on May 4, 2023 11:15:00 AM
As a driver, it's important to have insurance to protect yourself and others in case of an accident. In Alberta, the legal minimum car insurance is third party liability coverage. In this article, we'll cover what auto liability insurance is, what it covers, whether it's enough, and how much liability insurance you need.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton edmonton car insurance liability third party liability
6 min read
Alberta Auto Insurance Grid Rates Explained
By Jake McCoy on May 3, 2023 2:15:00 PM
If you’ve ever gotten a quote on auto insurance in Alberta, you may have heard the agent or the broker talk about insurance grid rates. If you’re not an insurance professional, the term “grid rate” probably doesn’t mean that much to you. Today we want to provide a short guide to understanding what “grid rates” are, what they do, and what it means for you.
Topics: Car Insurance Quote Auto Insurance Car Insurance Car Insurance Edmonton Auto Insurance Edmonton Grid Rating Insurance Grid Rating
4 min read
Comprehensive Car Insurance: Protecting Your Vehicle and Your Wallet
By Jake McCoy on May 2, 2023 2:25:44 PM
When it comes to protecting your car, comprehensive car insurance is an essential coverage to consider. It provides coverage for your vehicle in case of theft, fire, vandalism, or other types of damage that are not caused by a collision with another car.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton Auto Insurance Edmonton Comprehensive
10 min read
Driving Convictions in Alberta: How They Impact Your Insurance
By Jake McCoy on Apr 27, 2023 1:52:41 PM
Driving convictions can have a significant impact on your auto insurance premium and driving record. It is important to understand what constitutes a driving conviction and the different infractions on the road. In this article, we will explore the various types of driving convictions in Alberta, from minor to major infractions, criminal code convictions, and what they ultimately could end up costing you on your insurance.
Topics: Auto Insurance Car Insurance Edmonton Auto Insurance Edmonton Defensive Driving
2 min read
Armour Insurance Native Plant Garden
By Jake McCoy on Apr 22, 2023 10:30:00 AM
In the summer of 2022, Armour Insurance partnered with Aviva Canada and the Canadian division of the World Wildlife Fund (WWF) to create a native plant garden for the Armour Edmonton office (located at 5750 75st NW). Where their was once gravel, rocks, and dust, there is now a brilliant garden full of plants native to the area.
Topics: Aviva Insurance Armour staff Armour Insurance staff House Plants
2 min read
Do Photo Radar Tickets Affect My Insurance?
By Alannah McEwan on Apr 14, 2023 9:08:00 AM
Speeding is by far the most common traffic ticket given out in Canada. Do you know which traffic tickets will increase your insurance rates? Will photo radar and police issued tickets have the same impact on your insurance and driving record?
Topics: Car Insurance Quote Car Insurance distracted driving
2 min read
How To Register to Be an Organ Donor In Alberta
By Jake McCoy on Apr 7, 2023 10:15:00 AM
In honour of Logan Boulet, Humboldt Broncos defenceman, April 7th is green shirt and organ donation awareness day, we wanted to create a short guide on how you too can register to be an organ and tissue donor in the province of Alberta.
Topics: donation
1 min read
Armour Day Off Raffle Program Supports Racing for the Cure
By Jake McCoy on Apr 3, 2023 1:47:13 PM
At Armour Insurance, we know how valuable a day off can be, which is why we created the day off raffle program! Every month, Armour Insurance sells day off raffle tickets to our staff for $2 each. The Armour team draws someone's ticket each month, and that person gets a bonus paid day off! There is no limit to how many tickets one person can purchase.
Topics: Armour staff donation donate
3 min read
Outbuilding Coverage for Home Insurance: What You Need to Know
By Jake McCoy on Mar 30, 2023 11:15:00 AM
When most people think of home insurance, they typically think of coverage for the main structure of their home. However, many homes also have additional structures on their property, such as sheds, detached garages, or barns. These structures are commonly referred to as outbuildings, and they can be just as vulnerable to damage or loss as the main house. That's why it's important to understand outbuilding coverage for home insurance. Here is some information to help make sure you have the right protection in place.
4 min read
The Guide to Auto Insurance In Alberta: Liability, Comprehensive, and Collision
By Jake McCoy on Mar 22, 2023 10:30:00 AM
Auto insurance is a necessary expense for any vehicle owner. It protects you financially in the event of an accident, theft, or damage to your car. Three levels of coverage are offered to protect your automobile: liability, comprehensive, and collision. Each type of coverage provides different coverages for your vehicle, and it's important to understand the difference between them.
3 min read
Does the Fog Look Like Pea Soup? Here's 7 Tips to Help You Through It
By Jake McCoy on Mar 16, 2023 12:45:00 PM
If you're an Albertan like me, you're probably not used to thick fog on your commute to work. My friends and family over in BC look at this thick fog and they think nothing of it really. Today is just a regular Tuesday for them. For me? I was white knuckling it on my way into the city. In order to help my fellow Albertan's, here are 7 helpful tips to getting you through the fog safely.
Topics: Auto Insurance Alberta Alberta Insurance Fog Defensive Driving
4 min read
How One Call Saved Me Money on My Phone Plan: How You Can Benefit Too
By Jake McCoy on Mar 10, 2023 9:09:00 AM
On Saturday afternoon I was relaxing on my couch with my girlfriend watching some of the afternoon hockey games. We kept getting the same couple of ads for new cellphones, which I should indicate came at a rather timely moment. Our phone contract ended in January of this year and I hadn't gotten around to really looking for what kind of new phone I might want next.
Topics: group insurance
4 min read
5 Common Causes of Spring Flooding and How to Avoid Them
By Jake McCoy on Mar 3, 2023 11:30:00 AM
As the weather warms up and snow starts to melt, spring can bring an increased risk of flooding in homes. Whether it's heavy rainfall or melting snow, excess water can seep into basements and crawlspaces, causing costly damage to homes and belongings. Fortunately, many causes of spring home flooding can be prevented with some simple steps. We'll explore some of the most common causes of spring home flooding and provide practical tips on how to prevent them. By taking these measures, you can help safeguard your property and prepare for the season ahead.
Topics: home insurance property insurance Basement Flooding flooding Homeowners Floods
2 min read
Growing Cannabis at Home: How it Affects Your Property Insurance
By Jake McCoy on Feb 24, 2023 10:48:00 AM
In the summer of 2001, the Canadian government legalized cannabis products for medical consumption, then in fall 2018, cannabis was legalized for personal use. The legalization of cannabis and its products has reduced the social stigma and it has become more commonplace for Canadians.
Topics: home insurance Cannabis
4 min read
The Surprising Benefits of Property Insurance: 4 Things Covered Beyond Your Home
By Jake McCoy on Feb 17, 2023 10:45:00 AM
When it comes to protecting your home, property insurance is a must-have. However, many homeowners are unaware of the additional benefits that property insurance can provide beyond just coverage for the physical structure of their home. From personal property protection to identity theft protection, property insurance can offer a wide range of protections for your assets. In this article, we'll explore the surprising benefits of property insurance and show you how you can use it to protect more than just your home.
4 min read
Sewer Backup Insurance: A Must-Have for Homeowners
By Jake McCoy on Feb 8, 2023 3:30:00 PM
Sewer backups, the homeowner equivalent to being up a creek without a paddle. A sewer backup refers to the flow of wastewater into a home due to blockages or damage in the sewer lines, heavy rainfall, or overwhelmed sewer systems. It can cause damage and pose a health hazard. In order to get you the best information on sewer backups, we have created this comprehensive guide to help you make the most informed decision.
1 min read
Congratulations to Our $1,500 Quote Contest Winners!
By Jake McCoy on Feb 3, 2023 3:25:15 PM
Through December 2022 and early January 2023, we were running a $1,500 quote contest with Armour Insurance. Anyone who got a quote with Armour or referred a someone to get a quote with Armour was eligible to win.
Topics: contestwinner
3 min read
Snowmobile Theft: What Can Insurance Do?
By Jake McCoy on Jan 29, 2023 9:53:00 AM
Over the Christmas break, some family friends of ours had their snowmobiles stolen right off their flatbed trailer. It was on relatively well lit street, the snowmobiles were tied down and didn't have the keys in them, and they weren't in a seedy area where you might expect something like this. Despite all of this, they still had their snowmobiles stolen in the early hours of boxing day.
Topics: Comprehensive snowmobile Snowmobile Insurance
2 min read
Alberta Government Freezes Insurance Rates and Opens Up Payment Plans
By Rob Stevenson on Jan 27, 2023 2:34:54 PM
The Alberta government announced on January 25, 2023 that they would be freezing auto insurance rates and making it easier for residents to pay monthly for their insurance. We wanted to clarify what this all means for Albertans, how your it impacts your insurance premiums this year, and what it will mean going forward.
Topics: Car Insurance Insurance Premiums Inflation Alberta Insurance
3 min read
8 Sounds Your Vehicle Makes and What They Could Mean
By Jake McCoy on Jan 20, 2023 11:15:00 AM
If your car is making any sound other than the typical operating noises, you probably have some issues with your vehicle. In order to help your avoid expensive auto repairs it's good to proactively listen to what your car is telling you. Keeping an ear out for unusual sounds in your car can help you identify potential problems early and prevent costly repairs. Here are some common car sounds and what they may indicate:
Topics: Car Insurance
3 min read
Convictions: How do they impact your auto insurance?
By Jake McCoy on Dec 31, 2022 12:06:16 PM
Convictioncan be a bit of a scary word. In this context, convictions are not quite as dramatic as a Law and Order kind of convictions. In this case, a conviction refers to a driving conviction on your record. A driving conviction is when you get a pullover ticket where you were cited by the police for breaking the law.
*Note that only pullover tickets caused by your driving behaviour will impact your insurance.
Topics: Auto Insurance
5 min read
The Car Wouldn't Start This Morning - Here's What I Did
By Jake McCoy on Dec 20, 2022 5:30:00 PM
This morning in Leduc County, where I am currently living, it was -43˚C when accounting for the wind chill. Given that it is December 20th in central Alberta, this kind of weather isn't really out of the ordinary. Living on an acreage, we park our vehicles outside on the driveway overnight. With multiple people living in the house, we have 4 vehicles on the property.
Topics: Car Insurance Culture
3 min read
Scheduling Assets on Your Home/Tenant Insurance Policy
By Jake McCoy on Dec 15, 2022 11:15:00 AM
Topics: home insurance Tenants Insurance
4 min read
Earthquakes in Alberta - What Does Insurance Cover?
By Jake McCoy on Dec 2, 2022 2:01:39 PM
The province of Alberta is not usually known for it's natural disasters. In actuality, it's quite the opposite. The land-locked nature of the province prevents tsunamis and hurricanes, the relatively flat nature of the province isolates the risk of landslides and avalanches, and volcanic eruptions aren't a concern for obvious reasons.
Outside of forest fires and the odd tornado, Alberta is typically safe from most other kinds of natural disasters. Most people probably would have said that earthquakes are a non issue in Alberta, up until recent events anyway.
3 min read
Travel Delays are the WORST
By Jake McCoy on Nov 23, 2022 9:45:00 AM
Airline travel is arguably one of the most dreaded parts of holidays or trips. You're trying to get to the airport on time, find a parking spot, get all your luggage and documents ready, and get everything you need to get done at the counter. Then you get to wait in the grueling lineup at airport security. All of that is just a part of the flying process. But that sinking feeling when you look up at the flight screen to see that your flight has been delayed? That feels demoralizing.
Topics: travel insurance travelers insurance vacation Tugo My Flight My Flyt
5 min read
Glass Insurance - Should I get it?
By Jake McCoy on Nov 15, 2022 10:15:00 AM
Vehicle insurance can cover many different types of damages or losses. One of the items that your auto insurance will not likely cover is your automotive glass. Your windshield, side windows, back glass, and a sun/moon roof on your vehicle are all components that could be damaged and not have coverage. For this very reason, you can purchase a supplemental glass insurance policy to cover chips, cracks, or broken glass on your car.
Topics: Car Insurance Quote Auto Insurance Glass Insurance Auto Glass Insurance
3 min read
Out of Province Guide to Alberta Auto Insurance - Alberta is Calling
By Jake McCoy on Nov 11, 2022 11:45:00 AM
Are a Canadian citizen considering making the move to Alberta? We want to help. We understand that moving is one of the most stressful things a person can do. In order to make things a little easier, here is a short out of province guide to auto Insurance.
Topics: Auto Insurance Out of Province Insurance Alberta Insurance
1 min read
SMI Rebrands to Sandbox Mutual Insurance
By Jake McCoy on Nov 8, 2022 2:45:00 PM
Big news coming from Saskatchewan Mutual Insurance. Our partner, SMI has rebranded as Sandbox Mutual Insurance. Sandbox has launched with a fresh new brand with amazing bright colours, a clean simple look, and a fantastic new logo. Out with the old and in with the new.
Topics: smi Saskatchewan Insurance Sandbox Insurance Sandbox Mutual Insurance
6 min read
Navigating Alberta Driver's Licences - Alberta is Calling
By Jake McCoy on Nov 5, 2022 10:41:00 AM
Are a Canadian citizen considering making the move to Alberta? We want to help. We understand that moving is one of the most stressful things a person can do. In order to make things a little easier, here is a short guide to navigating Alberta licenses.
Topics: Teen Driver vehicle registration Armour Registry Driver's Licence
2 min read
Snowmobile Insurance Basics
By Jake McCoy on Oct 28, 2022 11:15:00 AM
Snowmobiles are a fun and exciting way to get out of the house during the cold winter months, but it's important to make sure that you're being safe and acting within the confines of the law. If you're one of the thousands of Albertans own and operate snowmobiles every year, it's important to make sure you have the right coverage for your sled.
Topics: snowmobile Snowmobile Insurance
2 min read
Renters on Vacation
By Jake McCoy on Oct 21, 2022 10:30:00 AM
Renters: Are you going on vacation? Here’s everything you need to know before you go.
Topics: home insurance Tenants Insurance vacation
10 min read
The Basics of Winter Tires
By Jake McCoy on Oct 15, 2022 11:15:00 AM
With winter beginning to rear its ugly head in the province of Alberta, so to is it time to think about how you are going to get prepare your vehicle for winter. Outside of double checking your block heater cord, making sure you're using sub-zero rated washer fluid, and load testing your vehicles battery, you're probably going to need to do something with your vehicle's tires. If you're not 100% on what you're going to do this year, here is a few points to be your food for thought.
Topics: Auto Insurance winter driving
4 min read
Important Changes to Edmonton Collision Reporting
By Jake McCoy on Oct 12, 2022 1:30:45 PM
As of Thursday September 29, 2022, Edmonton Police Services will no longer process minor collision reports. Instead, they are asking that if you are in a vehicle collision that you report to a Collision Reporting Centre. There will be two physical locations for CRC's.
Topics: Auto Insurance insurance edmonton Auto Insurance Edmonton city of edmonton edmonton car insurance collision
3 min read
I HATE Waiting on Hold
By Jake McCoy on Oct 7, 2022 11:00:00 AM
I know it almost goes without saying that everyone hates waiting on hold. The dreaded ding ding dong of the scratchy hold music makes most people incredibly annoyed. I'm sure we've all been there, waiting on hold with a shipping company, airline, passport office, or somewhere else with terribly long hold times.
Topics: Culture Armour staff
6 min read
10 Items That Should Be In Your Vehicle
By Jake McCoy on Oct 4, 2022 11:45:00 AM
If you're one of the nearly 4 million registered motor vehicle operators in Alberta you might want to consider having these items to your vehicle. In the event of an emergency or other unexpected situation, these items can get you out of a jamb.
2 min read
Aviva Electric Vehicle Initiative
By Jake McCoy on Sep 26, 2022 10:15:00 AM
As a part of a commitment to combatting climate change, Aviva (one of our fantastic partners) has announced an electric vehicle initiative. This exciting new initiative will be available for personal use electric powered vehicles.
Topics: Aviva Insurance electric vehicle
3 min read
Getting Covered for Identity Theft
By Jake McCoy on Sep 20, 2022 11:07:00 AM
What is identity theft?
Identity theft is a criminal offense where an individuals personal information has been compromised by someone who intends to commit fraud under the guise of your name. Your name, your drivers license, social insurance number, and many other sources can cause your identity compromised.
Topics: home insurance identity theft Tenants Insurance
7 min read
Are These Common Houseplants Pet Safe?
By Jake McCoy on Sep 16, 2022 10:38:00 AM
Houseplants are becoming a staple of households all across Canada with the industry growing at 50% rate year over year from 2020 onward. This coupled with a wave of pandemic pets being adopted means that homes have more pets and more plants than ever before! With this information in hand, our friends at Pet Shield Insurance are working with Armour to do our part to make sure your pets are healthy in their home.
Topics: home insurance Homeowners Tenants Insurance pet insurance House Plants
2 min read
Storing a Boat? Do You Still Need Insurance If You're Not Using It?
By Jake McCoy on Sep 15, 2022 10:36:00 AM
After a summer full of adventure and activities, it’s finally time to put your boat into storage. You might be questioning if you really need insurance on a boat you're not actively using.
Topics: Boat Insurance Boating Boat Storage
3 min read
ATV Insurance Basics - Why Do I Need ATV Insurance? What Does It Cover?
By Jake McCoy on Sep 13, 2022 10:35:00 AM
ATV/quad sales in Alberta have spiked to incredibly high levels during a the COVID riddled year of 2021. There was a staggering 190% increase in quad sales from March 2021 to the previous years numbers. With so many extra units out there, it is important to know what kind of coverage you need for your ATV or quad in order to be compliant with Alberta regulations.
Topics: atv quad safety liability ATV Insurance Quad Insurance
1 min read
Armour Is Rebranding!
By Jake McCoy on Sep 9, 2022 11:16:47 AM
In light of the 25 years of Armour Insurance and all of the big things that are going on, we thought that now was the time to announce that we are rebranding! For over a decade, the Armour brand has used the familiar A emblazoned shield (pictured below). While this logo has been iconic, and served us well, we felt that it did not fully represent who Armour is today.
Old Brand
Topics: Armour Spotlight Armour staff Armour Insurance staff
4 min read
What is Holistic Pet Treatment and How can it Help My Pet?
By Jake McCoy on Aug 30, 2022 2:45:00 AM
August 30 is Holistic Pet Day! In honour of the day, we have partnered with Pet Shield, the official pet insurance provider for Armour Insurance, to let you know a little bit about holistic pet treatments.
Topics: pet insurance Holistic Treatment Pet Shield Holistic Pet Treatments
3 min read
How is inflation impacting insurance?
By Jake McCoy on Aug 15, 2022 4:00:00 PM
Inflation, inflation, inflation. The word that truly feels like the buzzword of 2022. Many consumers have had no claims or infractions in the past 12-24 months, yet they see their insurance rates increase. This is obviously frustrating and annoying. But why is it happening?
Topics: Auto Insurance home insurance Replacement Cost Inflation Automatic Policy Review
9 min read
Road Rage - What's The Cost of Agressive Driving?
By Jake McCoy on Aug 5, 2022 8:45:00 AM
Most people are familiar with the term “road rage” and have an idea of what it means. They would likely associate it with someone swearing and/or yelling at other drivers from their vehicle, honking unnecessarily, or generally driving unsafely out of agitation. This behaviour is actually more in line “aggressive driving”. You might be thinking that those sound interchangeable, but there is an important distinction between them.
Topics: Risk Management safety Car Insurance Car Insurance Edmonton distracted driving UBI Road Rage Aggressive Driving
2 min read
How to get tree sap off of your car
By Jake McCoy on Aug 1, 2022 7:00:00 AM
Tree sap is on of the tougher substances to get off of your car. The sticky golden compound just doesn't seem to want to want to go anywhere. No matter how much you try to force it, no matter what car wash you use, nothing seems to get it off. Today, try this instead.
Topics: car car safety car tips
4 min read
H.E.A.R.T. – What resides at Armours Core?
By Jake McCoy on Jul 28, 2022 10:30:00 AM
The core values of an organization are meant to be the foundation for all decisions made by that business. They are the lens that we use to define culture, influence our behaviour, and how plan to achieve our goals. Many companies have a vague or arbitrary set of core values that the folks at corporate came up. Most of the operations people don’t have the faintest idea of what core values of their company are.
Topics: Culture Armour staff Armour Insurance staff
4 min read
Travel insurance - Why would/should i get it?
By Jake McCoy on Jul 18, 2022 10:13:00 AM
With many Albertans eager to back to travelling, we wanted to give some insight into what travel insurance is, what it covers, how it can help, and what can impact your travel insurance costs.
Topics: travel insurance travelers insurance
2 min read
What is D & O Insurance and why would I need it?
By Jake McCoy on Jul 12, 2022 12:42:00 PM
What is directors and officers insurance?
Directors, officers, and board members are liable for actions of a fiduciary nature. In the event of a lawsuit brought on by:
Topics: commercial insurance Commercial Insurance Alberta Board of Directors
4 min read
Gas Prices got you down? What's the operating cost of an electric vehicle in Alberta?
By Jake McCoy on Jul 8, 2022 10:15:00 AM
With the high cost of fuel, many drivers are considering making the switch to an electric vehicle. How much could you save on your fuel?
Topics: filling up gas savings Edmonton electric vehicle EV Alberta
4 min read
What the heck is hypermiling and can it save me money on gas?
By Jake McCoy on Jun 23, 2022 9:00:00 AM
What is Hypermiling?
Hypermiling is a driving technique that maximizes your vehicles fuel efficiency AKA saving you money on gas. Hypermiling can be done in any vehicle regardless of consumption so you can practice hypermiling in an H2 Hummer or in a Fiat 500. Effective hypermiling can improve fuel economy by nearly 40%.
Topics: filling up gas savings hypermiling
2 min read
The Flaws of Online Insurance
By Gina Schopfer on May 17, 2022 2:25:48 PM
When looking for insurance, taking the online route may seem convenient at first, but there are actually many disadvantages to doing so. In fact, we would say that having a licensed broker find the best options for you makes things much more convenient! Here are our reasons why getting your insurance online may be leaving holes in your coverage AND your levels of service.
1 min read
Our Recent Cyber Insurance Webinar
By Gina Schopfer on Apr 19, 2022 2:01:20 PM
Managed Service and IT Providers have unique exposures when it comes to Cyber Security. The line is still grey when is comes to distinguishing who's responsible for cyber breaches, cyber crimes, mitigating losses, and more importantly, what insurance options are available and best for you. With multi-million dollar payouts happening for cryptolocker incidents, it's important to make that line a little clearer.
1 min read
DCPD Makes a Big Difference in the Cost of Basic Insurance, Especially for Young Drivers!
By Gina Schopfer on Apr 11, 2022 4:27:17 PM
The Direct Compensation for Property Damage (DCPD) system is making a big difference in the the cost of 'basic' insurance, especially for young drivers!
2 min read
Meet Keva, Our Personal Lines Account Manager
By Gina Schopfer on Apr 1, 2022 8:30:28 AM
Here at Armour Insurance, we love to shine a spotlight on our all-star team members, so you can get to know us a bit better. Meet Keva Barker, our Personal Lines Account Manager at our Head Office in Edmonton!
Topics: Armour staff
2 min read
Armour Insurance Day-Off Raffle Proceeds Support WIN House
By Gina Schopfer on Mar 28, 2022 11:19:39 AM
Who doesn't love a day off?!
We at Armour Insurance know how valuable a day off can be, which is why we created the day off raffle! Every year, Armour Insurance sells day off raffle tickets to our staff for $2 each, and offers a total of 12 days off throughout the year. The Armour Team draws someone's ticket each month, and that person gets a day off.
Topics: Armour staff donate
1 min read
Economical Insurance's Recent $5K Winner
By Gina Schopfer on Mar 23, 2022 2:33:03 PM
We are happy to announce that Coral A. has been drawn as the recent winner of Economical Insurance's $5K draw for 2021! Coral recently started a new job that makes a real impact in the community, and we couldn't think of someone more deserving of this prize.
Topics: Economical Insurance
1 min read
How Armour Insurance Measures Up
By Gina Schopfer on Mar 15, 2022 12:11:25 PM
When looking for insurance, your options can seem never-ending. One of the most common ways to determine how a company measures up is by checking out their online reviews, and the business' overall rating based on those reviews. Read on to see how Armour Insurance's rating compares to other insurance companies!
Topics: better service
2 min read
Armour Wins Best of the Best Insurance Provider in Lethbridge!
By Gina Schopfer on Mar 9, 2022 10:29:43 AM
We are thrilled to announce that Armour Insurance has been voted as the "Best of the Best" insurance provider in Lethbridge for 2022! We're very proud of this nomination, and want to give a huge thank you to everyone who voted for us, as well as our customers for allowing us to continue servicing your insurance needs.
2 min read
Armour Celebrates Partnership with Westend Seniors Activity Centre
By Gina Schopfer on Feb 23, 2022 2:12:47 PM
Last Friday, we at Armour Insurance had a great time launching our new group insurance program with Westend Seniors Activity Centre! We celebrated the launch by holding a fun scavenger hunt and bottle drive for WSAC members.
2 min read
How Does Leaving for Vacation Impact My Home Insurance Coverage?
By Gina Schopfer on Feb 8, 2022 5:19:55 PM
Did you know that when you leave for vacation, this may cause an impact on your existing home insurance coverage? Read on to learn how going away might affect your coverages, as well as tips and tricks for making sure you're ready to jet set!
2 min read
Low-Cost Ways to Increase the Value of Your Home
By Gina Schopfer on Jan 20, 2022 10:15:39 AM
Whether you're looking to sell your home, or enjoy it for yourself, making low-cost home improvements can make a major impact. Before you put your home on the market, we recommend looking into cost-effective ways to bring up your home's value. Here are our budget-friendly home improvement tips:
Topics: home insurance Homeowners home maintenance
1 min read
Catalytic Converter Theft
By Gina Schopfer on Jan 16, 2022 6:51:15 PM
Across Alberta, catalytic converter theft is on the rise. Why is this? There are three metals found inside that are quite valuable: platinum, rhodium, and palladium. As the prices of these metals continue to rise, so do the thefts.
2 min read
Meet Cassandra, Our Personal Lines Account Manager
By Gina Schopfer on Jan 10, 2022 4:22:09 PM
Here at Armour Insurance, we love to shine a spotlight on our all-star team members, so you can get to know us a bit better. High five to Cassandra MacDonald, our Personal Lines Account Manager, who moved across the country in 2021 to join us!
Topics: Armour staff
2 min read
The Armour Team's Holiday Trees
By Gina Schopfer on Dec 24, 2021 8:54:30 AM
Happy Holidays from Armour Insurance!
Here at Armour, many of us are still working from home. To include the entire team in the holiday spirit, we asked everyone to send us pictures of their holiday trees!
2 min read
Armour Supports YESS & SafeGen Through Intact's Better Communities Program
By Gina Schopfer on Dec 16, 2021 4:11:50 PM
Intact Insurance's Better Communities Program provides an opportunity for brokers to apply for a donation to a registered charity that matters to them, and supports one of the mandates to address:
- Child Poverty
- Youth Success
- Mentorship/Leadership
- Education
2 min read
Armour Insurance Named an IBC Top Insurance Employer
By Gina Schopfer on Dec 2, 2021 11:10:18 AM
We're very excited to announce that Armour Insurance has been featured as one of the Insurance Business Canada's Top Insurance Employers this year with an overall average score of 4.58/5! Armour has been celebrated in December's edition of Insurance Business Canada, and announced on their website.
Topics: Culture
2 min read
DCPD is Coming to Alberta
By Gina Schopfer on Nov 10, 2021 3:23:20 PM
On January 1, 2022, Alberta will adopt a Direct Compensation for Property Damage (DCPD) system, which can help improve the way Alberta insurers support their customers in the case of auto collisions taking place in the province. DCPD will form part of the mandatory auto insurance coverage, and will apply to all classes of vehicles in Alberta.
2 min read
Lloydminster's Housing Market
By Gina Schopfer on Nov 5, 2021 4:34:52 PM
Lloydminster, often referred to as "Lloyd," or "The Border City," is found on the Yellowhead Highway, between Edmonton and Saskatoon. The city sits right on the Alberta-Saskatchewan border, and its 100-foot high border markers are impossible to miss. Their four themes include: oil and gas, the Barr Colonists, agriculture, and First Nations & Métis. The gap between the steel pillars of each monument represents the actual border. These markers were constructed in 1994. Lloydminster's population, according to Stats Canada's 2016 Census, sits at 34,583.
Topics: Homeowners Lloydminster
2 min read
Economical Insurance's Water Coverages
By Gina Schopfer on Oct 8, 2021 3:16:35 PM
To provide eligible customers with comprehensive water damage protection, Economical Insurance is now offering sewer backup and overland water coverages as a combined package.
Topics: home insurance Economical Insurance
1 min read
Armour's Core Values: H.E.A.R.T.
By Gina Schopfer on Oct 7, 2021 10:05:51 AM
At Armour Insurance, our culture is something we take pride in. Our Core Values are embodied by each member of the Armour Team, and we look for these values in each person that we hire:
Topics: Culture Armour Insurance staff
2 min read
What's Your Favourite Thing About Working at Armour?
By Gina Schopfer on Oct 4, 2021 3:55:29 PM
At Armour Insurance, we strive to make the workplace a great setting for our team members to thrive, and enjoy ourselves! We asked some of our team members what their very favourite thing is about working at Armour. Here's what they had to say:
Topics: Culture Armour Insurance staff
7 min read
Win a $250 Gas Card in Armour's Instagram Contest!
By Gina Schopfer on Oct 1, 2021 1:54:50 PM
From now until Monday, November 1st, you can enter to win a $250 gas card from Armour Insurance! Here's what you need to do:
Topics: contest Instagram
2 min read
The Enhanced Water Damage Package
By Gina Schopfer on Sep 28, 2021 1:20:11 PM
Water-Related Claims are on the Rise
As your home insurance broker, helping you protect your home is our top priority. Water-related damages have become the number one threat to homeowners in Canada. The continued rise of water-related claims makes it important that we ensure our clients have the coverage they need to protect themselves against water damage. That's why we advise our clients to consider Intact Insurance's Enhanced Water Damage Package.
1 min read
Why a Broker is Your Best Choice When Looking for Insurance
By Gina Schopfer on Sep 20, 2021 2:22:55 PM
When looking for insurance coverage, the list of options can seem never-ending – it’s tough to know where to start! But that's where our brokers come in. Our team at Armour can help you find your best options for insurance, and answer your questions, all while taking a massive workload off your shoulders. Not only that, but we'll be there to take care of your servicing needs after your policy is in place.
1 min read
1 min read
What's Covered Under Your Condo Insurance?
By Gina Schopfer on Sep 15, 2021 8:50:41 AM
When buying a condo, there are many factors to consider. One of these factors is condo insurance, and what's included in your coverage. Should a loss occur, the condo corporation is responsible for rebuilding the property to its original glory, which would usually include the flooring, countertops, and the "fixtures and finishings" that go into the property.
Topics: Condo Insurance Condo
2 min read
How to Transfer Your Registration and Insurance to a New Car
By Gina Schopfer on Aug 20, 2021 1:47:06 PM
You just bought a new car, and you're trading your old one in. There are a few steps to take in order to make this happen, including transferring your registration and insurance. We at Armour are here to help you check each step off as you go!
Topics: Car Insurance New Car registration
4 min read
How Does Tenant Insurance Work?
By Gina Schopfer on Aug 13, 2021 2:38:44 PM
If you're a renter, chances are you've considered tenant insurance. Tenant insurance stands apart from other types of property insurance, like home insurance, as it's not intended to cover damage to the physical space itself. Tenant insurance mainly focuses on your personal items found in your rented space, like your clothes, electronics, and other valuables.
Topics: property insurance tenants Tenants Insurance Condo Insurance
1 min read
Calgary's Hail Resistant Rebate Program
By Gina Schopfer on Aug 5, 2021 1:30:00 PM
Have you experienced damage to your roof or home from a hailstorm in 2020? Do you live in the Calgary area? The Resilient Roofing Rebate Program may be just for you!
Topics: home insurance Homeowners home maintenance
1 min read
Where Can I Get Insurance for My Slingshot?
By Gina Schopfer on Jul 30, 2021 3:53:02 PM
Insurance for my WHAT?!
Quickly for those who don't know, a Slingshot is a three-wheeled vehicle manufactured by Polaris. And they're pretty cool! See for yourself:
Topics: Auto Insurance motorcycle insurance Polaris Slingshot
2 min read
Armour's Culture Cup
By Gina Schopfer on Jul 23, 2021 4:37:44 PM
At Armour Insurance, our culture is crucial to our success. Culture happens whether we plan it or not, so why not create a culture we love? Our goal is to make a company that everyone is proud to be a part of. To do so, we've implemented an Armour Culture Code and Core Values to help ensure our team is motivated, on track, and easily able to note their progress.
Topics: Healthy Lifestyle Culture Armour staff
3 min read
Self-Care Tips for Returning to the Office After COVID
By Gina Schopfer on Jul 15, 2021 3:03:08 PM
Alberta is officially open for summer, and other provinces aren't far behind! This means many of us are returning to the office for the first time in over a year, which can be pretty daunting. We at Armour Insurance are ready to help you get back in the game. Here are our tips for jumping back into office life, landing on your feet, and hitting your stride!
Topics: Healthy Lifestyle covid-19 mental health knowledgebase
2 min read
Economical's Building Inflation Factor is Increasing
By Gina Schopfer on Jul 8, 2021 2:46:19 PM
This July, Economical Insurance will be increasing the commercial building inflation factor for Small and Medium Enterprises (SME), Mid-Market, and Agribusiness customers.
Topics: property insurance Insurance Claims Commercial Insurance rates save money Economical Insurance
3 min read
Motorcycle VS Auto Insurance
By Gina Schopfer on Jun 30, 2021 3:17:47 PM
A motorcycle costs quite a bit less than most cars. BUT insuring a motorcycle usually costs more. Many people may think motorcycle and auto insurance should be fairly similar, but most avid bikers know the major differences between the two. We're here to lay it all out for you!
Topics: Auto Insurance Car Insurance motorcycle insurance Summer Insurance Guide
2 min read
SGI's New Aluminum Wiring Requirements
By Gina Schopfer on Jun 18, 2021 3:41:14 PM
Does your home have aluminum wiring?
Aluminum wiring was commonly used during the 1960s-70s. The price of copper had skyrocketed at the time, and aluminum seemed like the perfect alternative to conduct electricity. Since then, studies have determined that it's much more likely to cause a fire. There are a few reasons for this:
Topics: home insurance home home maintenance
2 min read
Intact Launching Roadside Assistance
By Gina Schopfer on May 28, 2021 4:10:19 PM
Intact has announced their upcoming launch of Roadside Assistance: a new form of coverage to give customers peace of mind on the road. By calling a toll-free number or hopping on the Intact Insurance App, you can have worry-free, immediate assistance when you need it most. Roadside Assistance will be effective for new business on June 16, 2021, and for renewals on July 16, 2021.
Topics: Car Insurance intact insurance roadside assistance
2 min read
Do I Need Separate Insurance for My Trailer?
By Gina Schopfer on May 21, 2021 4:40:49 PM
One of Canada's favourite summer past times is hooking up the trailer and hitting the road in pursuit of adventure. Whether it's the mountains, the lake, or anything in between–there's nothing more freeing than a road trip with "home" tagging along for the ride.
Topics: Car Insurance Summer Insurance Guide trailer trailer insurance
3 min read
How to Keep Your RV Germ-Free this Summer
By Gina Schopfer on May 13, 2021 4:10:56 PM
Germs are a part of life, especially when you're camping. But most of us are used to regular sanitizing, and let's face it, RVs can get pretty filthy over the summer. With Canadian summers feeling way too short, the last thing any of us want is to get sick. Mobile RVing lists the 10 surprising ways your RV could be making you sick.
Topics: rv insurance Summer Insurance Guide Motorhome
6 min read
AdaptAbilities Supports Individuals with Special needs in Edmonton's Orange Hub
By Gina Schopfer on May 5, 2021 2:10:17 PM
At Armour Insurance, we're all about great causes that positively impact the community! That's why we want to talk about AdaptAbilities – an Edmonton-based nonprofit organization that helps individuals with special needs develop essential life skills to grow, succeed, and belong. It's a dual impact organization, because it also takes some of the workload off parents and helps prevent caregiver burnout.
Topics: Economical Insurance Edmonton donate AdaptAbilities nonprofit Alberta
3 min read
How Easy is it to Steal a Motorcycle?
By Gina Schopfer on Apr 22, 2021 2:56:32 PM
For motorcyclists, an accident is the worst thing that can happen with your ride. The second worst thing is theft. Every year, thousands of motorcycles are stolen, and for die-hard riders who put money, time, and effort into this thrilling lifestyle, replacing their bike can cost thousands of dollars.
Topics: motorcycle insurance motorcycle theft Harley insurance motorcycle safety Summer Insurance Guide
2 min read
Armour Insurance Day-Off Raffle Proceeds Support CMHA's Crisis Diversion Distress Line
By Gina Schopfer on Apr 6, 2021 3:00:00 PM
Who doesn't love a day off?!
We at Armour Insurance know how valuable a day off can be, which is why we created the day off raffle! Every year, Armour Insurance sells day off raffle tickets to our staff for $2 each, and offers a total of 12 days off throughout the year. The Armour Team draws someone's ticket each month, and that person gets a day off.
Topics: Armour staff mental health donate
3 min read
Introducing Pet Shield Insurance!
By Gina Schopfer on Apr 1, 2021 11:00:00 AM
Today, Armour Insurance announces its partnership with Petline Insurance Company to launch a new pet health insurance product: Pet Shield Insurance. Dog and cat owners from Alberta, BC, and Saskatchewan can purchase this new pet insurance online at www.petshield.ca, or by phone at 1-844-421-2121.
Topics: cat insurance pet insurance dog insurance
3 min read
What to do if Your Brakes Fail on the Road
By Economical Insurance on Mar 30, 2021 11:00:00 AM
If you’ve never experienced a brake failure, the thought of one happening likely doesn’t cross your mind too often. But if you have experienced a brake failure on the road, you know how important it is to be ready to react in a split-second. We can help make sure you’re prepared.
Topics: car Auto Insurance car accident featured car safety
2 min read
Intact Offers 1 Month Premium Refund to Qualifying Auto Customers
By Gina Schopfer on Mar 26, 2021 9:39:29 AM
As we move further into 2021, most Canadians are still having to make significant sacrifices due to the COVID-19 pandemic, especially front-line workers. That's why Intact has recently announced their plan to provide additional support to their customers. Read on to see if you qualify.
Topics: Auto Insurance intact insurance covid-19
3 min read
Can I Let Someone Else Drive My Car?
By Economical Insurance on Mar 23, 2021 11:30:00 AM
Whether your buddy needs to borrow your pick-up truck to move his couch or your daughter wants to drive your car to her college class twice a week, it’s not uncommon to want to lend your vehicle to another driver from time to time. But what happens if the person you lend your vehicle to gets into a collision? And how many times can you lend your vehicle to someone before they need to be added as an occasional driver on your car insurance policy? We’ve got answers to your questions.
Topics: car Auto Insurance car accident featured car safety
3 min read
10 Surprising Things That Are Covered by Home Insurance
By Economical Insurance on Mar 19, 2021 2:20:10 PM
Your home insurance policy is designed to protect you and your property in all kinds of emergencies, from fires and floods to theft and vandalism — but you might be surprised to learn that these 10 things are covered in most standard home insurance policies:
Topics: home insurance featured
1 min read
Armour Donates $500 to Lethbridge Family Services for Group Insurance Program
By Gina Schopfer on Mar 18, 2021 2:00:00 PM
We at Armour Insurance are always looking for new ways to add value to our Group Home and Car Insurance programs. That's why we've kicked off a new group incentive with Lethbridge Family Services!
Topics: Auto Insurance home insurance group insurance donation
2 min read
Armour Spotlight: Corey Potter
By Gina Schopfer on Mar 12, 2021 2:00:00 PM
Throughout the year, we'll shine our spotlight on a member of the Armour Team. We're starting March off with one of our newest members of the team: Corey Potter!
Topics: broker Armour Spotlight Armour Insurance staff
3 min read
Busting 5 Common Home Insurance Myths
By Economical Insurance on Mar 9, 2021 4:23:45 PM
When you're shopping for home insurance, you'll probably come across a lot of helpful (and, let's face it, not so helpful) information — but how much of it is actually true? Let's break down five of the most common myths about home insurance.
Topics: home insurance property insurance home featured
3 min read
SGI Adds Restrictions to Condo Policies
By Gina Schopfer on Mar 5, 2021 1:12:19 PM
SGI has introduced new coverage requirements for condo policy holders. Effective March 1, 2021, SGI requires that a client's condominium corporation maintains adequate condo insurance for the building itself. This is in effect for all new policies, and could affect existing policy holders with coverage limitations. With current market conditions, this could also become a reality for other insurance companies.
Topics: SGI Canada Condo Insurance Home Systems Protection Service Line Coverage
2 min read
The Future of Life Insurance
By Gina Schopfer on Feb 24, 2021 2:27:46 PM
Insurance should be more than protecting your loved ones; it’s about living your life to the fullest. Manulife Vitality gives you insurance, plus the opportunity to earn rewards and save on how much you pay – all while improving your health.
How does Manulife Vitality work? You track your everyday healthy activities through a customized, goal-oriented program that helps motivate and encourage healthier choices. Before you know it, you'll start earning rewards! You can earn Vitality Points for routine activities like walking, going to the dentist, reading health articles, and more.
Once you start earning Vitality Points, your Vitality Status can move to Bronze, Silver, Gold, then Platinum. Your Vitality Status determines your eligibility for rewards AND a potential discount on your annual cost of insurance. You can work towards improving your health while earning additional perks!
3 Steps to Manulife Vitality:
- Know your Health: When starting the Manulife Vitality program, you'll discover your Vitality age. This might be higher or lower depending on your current overall health. The first step of improving your health is knowing your starting point.
- Improve your health: Track your everyday healthy activities through a customized, goal-oriented program to encourage and inspire healthier choices. The Manulife Vitality program offers simple tips and convenient easy-to-use tools such as wearable devices to help track your activities.
- Enjoy the results: Start earning Vitality Points for routine activities you may already be doing – walking, going to the dentist and reading health articles online. The more points you earn, the higher your Vitality Status, and the greater your potential rewards and discounts.
What are users saying about Manulife Vitality?
For more information, visit Manulife's Vitality for Individuals page. You can also check out Manulife's Program Rewards page that lists the partners involved and your possible rewards. Staying motivated and incorporating a healthy routine can be challenging – Manulife Vitality is here to make it that much easier.
Topics: life insurance health Video Manulife insurance app
1 min read
$500 Intact Client Centre Contest Winner!
By Gina Schopfer on Feb 17, 2021 2:00:00 PM
Over recent years, we've witnessed exciting new advances in the insurance industry that have contributed to new services and greater connectivity for our customers. For our Intact customers, one of these is the Intact Client Centre app.
Topics: contestwinner Intact Intact contest winner Intact app
3 min read
Armour Spotlight: Travis Vanberg
By Gina Schopfer on Feb 8, 2021 1:30:00 PM
Throughout the year, we'll shine our spotlight on a member of the Armour Team. This month's pick is none other than Commercial Insurance Broker, Travis Vanberg!
9 min read
What the Latest Rate Board Filing Decisions Mean for Alberta Drivers
By Rob Stevenson on Jan 13, 2021 3:27:08 PM
The Alberta Auto Insurance Rate Board (AIRB) is the organization charged with regulating auto insurance premiums in Alberta. Each quarter insurance companies can file requests asking for changes to their rates. The AIRB reviews these requests and approves or deny's them based on "actuarial justification and the insurer’s individual circumstances to ensure insurance is accessible, equitable and sustainable for all Albertans". The decisions have just been released for last quarters filings. Here's what these mean to Alberta motorists.
Topics: Auto Insurance Commercial Insurance rates Insurance Premiums
1 min read
Aviva Canada Goes Paperless
By Rob Stevenson on Jan 11, 2021 10:05:51 AM
Aviva Insurance has recently announced that it will be moving towards a more paperless experience for their personal insurance customers. In an industry that has traditionally high paper consumption this is welcome news for forests across Canada.
1 min read
Appointment Required for Visits to Armour Offices
By Rob Stevenson on Nov 26, 2020 4:43:03 PM
In compliance with the new mandatory public health measures put in place by the Alberta Government this week Armour Insurance will be offering in person visits to our offices by appointment only for the time being. Our staff remains at full capacity and is available to provide all of our services over the phone and online.
Topics: covid-19
2 min read
The Better Your Credit, The Better Your Rate
By Rob Stevenson on Nov 24, 2020 2:04:23 PM
Banks have been using credit scores for years to give lower rates, special offers and other promotions. Over the last number of years insurance companies are following suit. Now, your good credit can save you real money on your auto and home insurance. We can perform a soft credit check for you and save you up to 20% and offer you a monthly payment plan!
Topics: Auto Insurance home insurance credit score
2 min read
Special Limits - Does Your Home Insurance Cover More Than $5k Worth of Jewelry?
By Rob Stevenson on Nov 24, 2020 9:25:20 AM
Did you know that your home insurance policy has has limits that restrict the amount of money you can recover when certain items are stolen or lost? This means that for items such as Jewelry, Stamps and Bicycles the amount of money recoverable in a claim is capped. There are two ways to increase your coverage where needed, read on to see which works best for you.
Topics: home insurance
2 min read
Alberta Government Making Moves to Fix Alberta Auto Insurance
By Rob Stevenson on Nov 2, 2020 10:42:01 AM
Alberta's UCP government is making moves to fix issues that have been plaguing Alberta drivers and insurance companies for some time. Insurance companies who have been attempting to work with our government to improve the situation for Alberta drivers are seeing a light at the end of the tunnel as the UCP announces plans to make changes for the better. This should mean a healthier insurance outlook, more medical support to those injured in collisions and more affordable insurance for Alberta drivers.
Topics: Auto Insurance Car Insurance Insurance Premiums
2 min read
How We Protect Customer Data
By Rob Stevenson on Oct 2, 2020 4:07:36 PM
"Your privacy is important to us." With the ever rising threat of cyber crime this is becoming a pretty common phrase. Many of the companies we do business with these days tell us our data is safe with them, but what does that actually mean? I can't speak for other companies, but here are a few things that Armour does to protect our customer data.
Topics: cyber crime cyber insurance
2 min read
Why 16 Insurance Companies Were Fined for Overcharging on Auto Insurance
By Rob Stevenson on Sep 30, 2020 10:59:43 AM
The Alberta Superintendent of Insurance office has been in the news this week for issuing a series of fines to insurance companies for overcharging Alberta motorists. After reading this article I thought it would make sense to provide a little perspective on why and how this could happen.
Topics: Auto Insurance
1 min read
Announcing the Winner of our Intact Summer Contest!
By Rob Stevenson on Sep 10, 2020 9:54:33 AM
To send summer off with a bang this year, we teamed up with Intact Insurance to give away a big screen TV. Over 800 people across Alberta entered the draw and many got bonus entries by quoting their home and auto insurance with Armour and Intact. The contest closed on August 31st and now it's time to announce the winner!
Topics: contest
1 min read
Armour Staff Support Little Bear Child and Youth Advocacy Centre
By Rob Stevenson on Sep 8, 2020 2:41:19 PM
At Armour Insurance we run a Day Off Raffle program for our staff. Each month employees who want to participate can purchase raffle tickets for $2 and get a chance to win a day off. In 2019 we sold 475 tickets raising $950. Each year, Armour pledges to match this amount in a donation to our communities.
1 min read
Our 2020 Intact Client Centre Winter Contest Winner!
By Rob Stevenson on May 20, 2020 2:47:37 PM
Over the past few years we've seen some exciting new advances in the insurance industry and these have in turn contributed to new services and greater connectivity for our customers. For our Intact customers one of these things is the Intact Client Centre App. This app allows Intact customers to access their insurance from their mobile device at any time. This includes digital pink cards, which were officially approved for use in Alberta last year. To help promote this new service we we teamed up with Intact Insurance to run our "Intact 360" contest. All of the numbers are in and it's finally time to announce the winner!
6 min read
How Your Insurance Company is Responding to the COVID-19 Pandemic
By Rob Stevenson on Apr 22, 2020 3:43:34 PM
As an insurance broker, Armour acts as the representative for our clients to their respective insurance companies. We partner with a number of major Canadian insurers to serve our customers in their need for both personal and commercial insurance. These companies are independent from each other and may have different methods for accommodating our customers during the COVID-19 pandemic. Please find information on how Alberta's top insurance companies are responding below.
2 min read
Basement Flood Prevention Checklist
By Rob Stevenson on Apr 20, 2020 4:16:07 PM
Last Saturday afternoon I was startled by a strange alarm coming from my Alarm system. We ran to the panel and saw that it was the flood sensor on my sump pump. I rushed downstairs and over wet carpet to the sump pump and when I lifted the cover I saw that it was overflowing with cold, murky run-off water. Hopefully not many others will have to deal with a similar situation, but just in case, here's a checklist that would have helped me prevent this problem!
Topics: Basement Flooding
1 min read
We're Here to Serve You
By Rob Stevenson on Apr 8, 2020 3:38:56 PM
Armour Insurance is fully staffed and here to serve you. On March 15th we closed our offices to outside appointments and soon after staff started working home, thankfully we were prepared. Our staff is connected and working at full capacity to ensure that you continue to receive the service you've come to expect from Armour.
Topics: covid-19 featured
1 min read
Business Interruption Insurance Amid the COVID-19 Pandemic
By Rob Stevenson on Mar 25, 2020 11:01:56 AM
The Covid-19 pandemic has forced many businesses to send their staff home and close their doors. We continue to see organizations disrupted and staff laid off. As a commercial insurance provider we're receiving many questions asking to clarify if Business Interruption coverage offers protection in a situation like this. Unfortunately it does not, here's why.
Topics: commercial insurance
2 min read
Jen's Top 10 Tips for Working from Home
By Rob Stevenson on Mar 20, 2020 2:56:09 PM
A lot has changed for Canadian businesses and their employees over the last week, Armour included. We have suspended walk-in appointments to our office and many of our staff are now working from home.
For many of us, working from home is becoming the new norm, so how do you keep from going squirrely in this new norm? Armour veteran broker Jen Jarratt has a few tips that may just help you stay the course.
2 min read
How Coronavirus is Affecting Travel Insurance
By Rob Stevenson on Mar 9, 2020 4:06:16 PM
The impact that the Coronavirus is having on industries around the world seems to be spreading wider everyday. The travel industry is one that continues to be affected. Some recent changes we've seen with travel insurance companies reflect that this industry will continue to be affected for some time yet.
Topics: travel insurance
Economical Insurance Launches Accident Towing Service
By Rob Stevenson on Mar 2, 2020 10:10:52 AM
Economical Insurance has announced that they have launched a new accident towing service for customers with private passenger and light commercial vehicles. This service is available to Economical Insurance customers anywhere in North America.
2 min read
True or False? You should always fill your gas tank full rather than adding $10 - $20 at a time.
By Rob Stevenson on Mar 1, 2020 3:45:00 PM
We've all had this experience one time or another: you're late for an appointment and realize that your gas tank is running on empty, rather than taking the time to fill it up you just put enough to hold you over. For some of us this is more than just a rare occurrence, for some, this happens every time we visit the gas station.
So, are we saving more than just time when we only fill the tank part way or is it better to always fill your gas tank full each time we visit the pump?
Topics: Car Insurance Edmonton filling up gas savings
2 min read
Dash Cams - Do They Help Me Save On Insurance?
By Rob Stevenson on Feb 27, 2020 11:45:00 AM
The first piece of dash cam footage I saw was taken from a police cruiser in the Southern US. The officer had pulled over a woman for speeding and she wasn't very please with him. Since then, I've seen plenty of Russian dash cam videos where pedestrians throw themselves onto parked cars in hopes of securing a settlement from the driver. It's clear that these cameras would help solve a dispute over who is at fault, but do they do anything to lower your insurance rates.
Topics: Auto Insurance
1 min read
February Vehicle Registration Renewals
By Rob Stevenson on Feb 1, 2020 8:49:00 AM
Here are the vehicle registration renewals for February. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.
Topics: registration vehicle registration Alberta registry AARA
2 min read
New Condo Guidelines Could Leave Condo Owners Holding a Bill for $50,000
By Rob Stevenson on Jan 13, 2020 12:40:05 PM
The Canadian Condominium Institute has announced changes to the Condominium Property Regulations that may leave condo unit owners holding a bill for up to $50,000. The changes that took effect on January 1, 2020 will allow condo corporations to seek recovery of insurance deductibles from an owner for damages that originate from the owner's unit.
Topics: Condo Insurance
1 min read
How to Complete your Intact My Driving Discount App Signup
By Rob Stevenson on Dec 10, 2019 3:08:29 PM
The Intact My Driving Discount App is the newest way to save on your insurance in Alberta. It's available to all Intact customers and easy to sign up. If you don't have access already, give your broker a call and get set up today. Here's a quick video on how to get started using your Intact My Driving Discount App.
1 min read
Angel Tree Christmas Campaign Underway at Armour Lethbridge
By Rob Stevenson on Dec 6, 2019 4:10:00 PM
Armour Lethbridge is participating in Lethbridge Family Services' Angel Tree Christmas Campaign this year. Drop off a new toy at our Lethbridge Location for one of over 2,100 children to open this Christmas.
Topics: christmas
1 min read
Our Intact Client Centre Summer Contest Winner
By Rob Stevenson on Nov 25, 2019 3:42:38 PM
It is finally time to announce the winner of our Intact Client Centre Summer Contest! But first: The contest was so successful over the summer that we've decided to give everyone another chance. Sign up between now and the end of the year for a chance to win $500! Don't worry, we'll include those of you who already signed up as well.
2 min read
How Your Insurance Broker Works for You When Rates Increase
By Rob Stevenson on Nov 14, 2019 11:38:00 AM
Auto insurance customers in Alberta are beginning to see the effects of the industries struggles this month. The AIRB has approved rate increases for insurance companies in Alberta, some of which have gone into effect at the beginning of November. This will leave many consumers wondering what can be done to ensure I'm getting the best value as the entire industry takes on a rate increase. That's where your broker comes in.
3 min read
New Insurance Rating Restrictions from Alberta's Superintendent of Insurance
By Rob Stevenson on Nov 8, 2019 11:59:11 AM
On Monday, October 4th Alberta's Superintendent of Insurance released three bulletins clarifying and updating rules on how insurance companies operate in our province. These notices replace various updates issued in 2016 and, if violated, could result in hefty fines for Insurance Companies doing business in Alberta.
2 min read
What to Expect With Insurance Rates this Fall
By Rob Stevenson on Oct 28, 2019 11:46:57 AM
We hate to be the bearer of bad news, but this affects us all and it is important that Albertan's understand why insurance rates are increasing this fall. There is no short term fix, but the industry is working with the Government towards a solution. With the Alberta auto insurance rate cap being lifted this September, insurance companies have applied for, and been granted, rate increases by the AIRB (Alberta Insurance Rate Board). We are expecting to see rate increases from all insurance companies on renewals and new policies starting in November.
Topics: Auto Insurance Car Insurance
2 min read
Armour's Core Values - From the Lunchroom
By Rob Stevenson on Oct 10, 2019 10:42:31 AM
At Armour Insurance, we believe that culture is important. It is also inevitable. Culture will grow in your organization whether you actively build it or not, so why not build a culture you love. In 2013 we set out to do just that, and it all started with our core values.
Topics: Core Values Culture
4 min read
Why Insurance Rates Are on the Rise
By Rob Stevenson on Sep 24, 2019 4:13:44 PM
When the New Alberta Government allowed the Auto Insurance Rate Cap to expire on September 1 of 2019 almost every insurance company in Alberta applied for rate increases. Some requests are in the 10-20% range. We will find out this Friday (September 27th) what kind of increases have been approved and what to expect in the coming months.
Topics: Auto Insurance Car Insurance Insurance Premiums
1 min read
Be Careful Dropping Coverages
By Rob Stevenson on Aug 28, 2019 11:17:00 AM
Everybody is trying to save some money on their insurance these days. In fact, we often have people calling looking to reduce their coverage to save some money on their annual premiums. While dropping coverages off of your insurance policy can help save you some money in the short run, it could mean that you lose significantly in the event of a claim.
Topics: Auto Insurance
1 min read
Alberta Approves Use of Electronic Pink Cards
By Rob Stevenson on Aug 13, 2019 9:41:55 AM
Alberta's Superintendent of Insurance, Darren Hedley, released a bulletin yesterday approving the use of electronic pink cards in Alberta. This is a victory for Albertan consumers, insurance brokers and insurance companies who have been pushing for this change for years.
Topics: Pink Card
1 min read
What is a Deductible?
By Rob Stevenson on Aug 2, 2019 10:45:52 AM
Chances are good that you've heard the term deductible or even paid a deductible before if you've had an insurance claim in the past. But, what is a deductible. But, what else do you know about deductibles? Is there anything else to know? Watch as Kelsey from Armour Insurance's Edmonton branch answers my questions on deductibles.
Topics: Car Insurance home insurance deductible
2 min read
How to Report An Auto Claim on Your Armour Mobile App
By Rob Stevenson on Jul 5, 2019 12:25:00 PM
If you've ever been involved in a collision, you know that no matter how minor, it leaves you shaken. This makes recording all of the information that you need that much harder. Armour makes this process a little bit easier with the Armour Mobile App and our guided claims process.
Topics: Auto Insurance Insurance Claims Insurance Claim
1 min read
Will a Hit and Run Leave you High and Dry?
By Rob Stevenson on Jun 27, 2019 11:18:00 AM
If you've ever had an auto insurance claim you may have heard on of the drivers in the claim referred to as the "at fault" party. That's because most car insurance claims are paid by the at fault party's insurance company. So what happens if you don't know who the at fault party is? What happens in a Hit and Run. We sat down with Tammy Moody, Armour Insurance's, personal line's manager to find out if a hit and run accident will leave you high and dry.