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2 min read

How We Protect Customer Data

By Rob Stevenson on Oct 2, 2020 4:07:36 PM

"Your privacy is important to us."  With the ever rising threat of cyber crime this is becoming a pretty common phrase. Many of the companies we do business with these days tell us our data is safe with them, but what does that actually mean? I can't speak for other companies, but here are a few things that Armour does to protect our customer data.

Topics: cyber crime cyber insurance
2 min read

Why 16 Insurance Companies Were Fined for Overcharging on Auto Insurance

By Rob Stevenson on Sep 30, 2020 10:59:43 AM

The Alberta Superintendent of Insurance office has been in the news this week for issuing a series of fines to insurance companies for overcharging Alberta motorists. After reading this article I thought it would make sense to provide a little perspective on why and how this could happen.

Topics: Auto Insurance
1 min read

Announcing the Winner of our Intact Summer Contest!

By Rob Stevenson on Sep 10, 2020 9:54:33 AM

To send summer off with a bang this year, we teamed up with Intact Insurance to give away a big screen TV. Over 800 people across Alberta entered the draw and many got bonus entries by quoting their home and auto insurance with Armour and Intact. The contest closed on August 31st and now it's time to announce the winner! 

Topics: contest
1 min read

Armour Staff Support Little Bear Child and Youth Advocacy Centre

By Rob Stevenson on Sep 8, 2020 2:41:19 PM

At Armour Insurance we run a Day Off Raffle program for our staff. Each month employees who want to participate can purchase raffle tickets for $2 and get a chance to win a day off. In 2019 we sold 475 tickets raising $950. Each year, Armour pledges to match this amount in a donation to our communities. 

1 min read

Our 2020 Intact Client Centre Winter Contest Winner!

By Rob Stevenson on May 20, 2020 2:47:37 PM

Over the past few years we've seen some exciting new advances in the insurance industry and these have in turn contributed to new services and greater connectivity for our customers. For our Intact customers one of these things is the Intact Client Centre App. This app allows Intact customers to access their insurance from their mobile device at any time. This includes digital pink cards, which were officially approved for use in Alberta last year. To help promote this new service we we teamed up with Intact Insurance to run our "Intact 360" contest. All of the numbers are in and it's finally time to announce the winner!

6 min read

How Your Insurance Company is Responding to the COVID-19 Pandemic

By Rob Stevenson on Apr 22, 2020 3:43:34 PM

As an insurance broker, Armour acts as the representative for our clients to their respective insurance companies. We partner with a number of major Canadian insurers to serve our customers in their need for both personal and commercial insurance. These companies are independent from each other and may have different methods for accommodating our customers during the COVID-19 pandemic. Please find information on how Alberta's top insurance companies are responding below.

2 min read

Basement Flood Prevention Checklist

By Rob Stevenson on Apr 20, 2020 4:16:07 PM

Last Saturday afternoon I was startled by a strange alarm coming from my Alarm system. We ran to the panel and saw that it was the flood sensor on my sump pump. I rushed downstairs and over wet carpet to the sump pump and when I lifted the cover I saw that it was overflowing with cold, murky run-off water. Hopefully not many others will have to deal with a similar situation, but just in case, here's a checklist that would have helped me prevent this problem!

Topics: Basement Flooding
1 min read

We're Here to Serve You

By Rob Stevenson on Apr 8, 2020 3:38:56 PM

Armour Insurance is fully staffed and here to serve you. On March 15th we closed our offices to outside appointments and soon after staff started working home, thankfully we were prepared. Our staff is connected and working at full capacity to ensure that you continue to receive the service you've come to expect from Armour.

Topics: covid-19 featured
1 min read

Business Interruption Insurance Amid the COVID-19 Pandemic

By Rob Stevenson on Mar 25, 2020 11:01:56 AM

The Covid-19 pandemic has forced many businesses to send their staff home and close their doors. We continue to see organizations disrupted and staff laid off. As a commercial insurance provider we're receiving many questions asking to clarify if Business Interruption coverage offers protection in a situation like this. Unfortunately it does not, here's why.

Topics: commercial insurance
2 min read

Jen's Top 10 Tips for Working from Home

By Rob Stevenson on Mar 20, 2020 2:56:09 PM

A lot has changed for Canadian businesses and their employees over the last week, Armour included. We have suspended walk-in appointments to our office and many of our staff are now working from home.

For many of us, working from home is becoming the new norm, so how do you keep from going squirrely in this new norm? Armour veteran broker Jen Jarratt has a few tips that may just help you stay the course.

2 min read

How Coronavirus is Affecting Travel Insurance

By Rob Stevenson on Mar 9, 2020 4:06:16 PM

The impact that the Coronavirus is having on industries around the world seems to be spreading wider everyday. The travel industry is one that continues to be affected. Some recent changes we've seen with travel insurance companies reflect that this industry will continue to be affected for some time yet.

Topics: travel insurance

Economical Insurance Launches Accident Towing Service

By Rob Stevenson on Mar 2, 2020 10:10:52 AM

Economical Insurance has announced that they have launched a new accident towing service for customers with private passenger and light commercial vehicles. This service is available to Economical Insurance customers anywhere in North America.

2 min read

True or False? You should always fill your gas tank full rather than adding $10 - $20 at a time.

By Rob Stevenson on Mar 1, 2020 3:45:00 PM

We've all had this experience one time or another: you're late for an appointment and realize that your gas tank is running on empty, rather than taking the time to fill it up you just put enough to hold you over. For some of us this is more than just a rare occurrence, for some, this happens every time we visit the gas station.

So, are we saving more than just time when we only fill the tank part way or is it better to always fill your gas tank full each time we visit the pump?

Topics: Car Insurance Edmonton filling up gas savings
2 min read

Dash Cams - Do They Help Me Save On Insurance?

By Rob Stevenson on Feb 27, 2020 11:45:00 AM

The first piece of dash cam footage I saw was taken from a police cruiser in the Southern US. The officer had pulled over a woman for speeding and she wasn't very please with him. Since then, I've seen plenty of Russian dash cam videos where pedestrians throw themselves onto parked cars in hopes of securing a settlement from the driver. It's clear that these cameras would help solve a dispute over who is at fault, but do they do anything to lower your insurance rates.

Topics: Auto Insurance
1 min read

February Vehicle Registration Renewals

By Rob Stevenson on Feb 1, 2020 8:49:00 AM

Here are the vehicle registration renewals for February. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
2 min read

New Condo Guidelines Could Leave Condo Owners Holding a Bill for $50,000

By Rob Stevenson on Jan 13, 2020 12:40:05 PM

The Canadian Condominium Institute has announced changes to the Condominium Property Regulations that may  leave condo unit owners holding a bill for up to $50,000. The changes that took effect on January 1, 2020 will allow condo corporations to seek recovery of insurance deductibles from an owner for damages that originate from the owner's unit.

Topics: Condo Insurance
1 min read

How to Complete your Intact My Driving Discount App Signup

By Rob Stevenson on Dec 10, 2019 3:08:29 PM

The Intact My Driving Discount App is the newest way to save on your insurance in Alberta. It's available to all Intact customers and easy to sign up. If you don't have access already, give your broker a call and get set up today. Here's a quick video on how to get started using your Intact My Driving Discount App.

1 min read

Angel Tree Christmas Campaign Underway at Armour Lethbridge

By Rob Stevenson on Dec 6, 2019 4:10:00 PM

Armour Lethbridge is participating in Lethbridge Family Services' Angel Tree Christmas Campaign this year. Drop off a new toy at our Lethbridge Location for one of over 2,100 children to open this Christmas. 

Topics: christmas
1 min read

Our Intact Client Centre Summer Contest Winner

By Rob Stevenson on Nov 25, 2019 3:42:38 PM

It is finally time to announce the winner of our Intact Client Centre Summer Contest! But first: The contest was so successful over the summer that we've decided to give everyone another chance. Sign up between now and the end of the year for a chance to win $500! Don't worry, we'll include those of you who already signed up as well. 

2 min read

How Your Insurance Broker Works for You When Rates Increase

By Rob Stevenson on Nov 14, 2019 11:38:00 AM

Auto insurance customers in Alberta are beginning to see the effects of the industries struggles this month. The AIRB has approved rate increases for insurance companies in Alberta, some of which have gone into effect at the beginning of November. This will leave many consumers wondering what can be done to ensure I'm getting the best value as the entire industry takes on a rate increase. That's where your broker comes in.

3 min read

New Insurance Rating Restrictions from Alberta's Superintendent of Insurance

By Rob Stevenson on Nov 8, 2019 11:59:11 AM

On Monday, October 4th Alberta's Superintendent of Insurance released three bulletins clarifying and updating rules on how insurance companies operate in our province. These notices replace various updates issued in 2016 and, if violated, could result in hefty fines for Insurance Companies doing business in Alberta.

2 min read

What to Expect With Insurance Rates this Fall

By Rob Stevenson on Oct 28, 2019 11:46:57 AM

We hate to be the bearer of bad news, but this affects us all and it is important that Albertan's understand why insurance rates are increasing this fall. There is no short term fix, but the industry is working with the Government towards a solution. With the Alberta auto insurance rate cap being lifted this September, insurance companies have applied for, and been granted, rate increases by the AIRB (Alberta Insurance Rate Board). We are expecting to see rate increases from all insurance companies on renewals and new policies starting in November. 

Topics: Auto Insurance Car Insurance
2 min read

Armour's Core Values - From the Lunchroom

By Rob Stevenson on Oct 10, 2019 10:42:31 AM

At Armour Insurance, we believe that culture is important. It is also inevitable. Culture will grow in your organization whether you actively build it or not, so why not build a culture you love. In 2013 we set out to do just that, and it all started with our core values.

Topics: Core Values Culture
4 min read

Why Insurance Rates Are on the Rise

By Rob Stevenson on Sep 24, 2019 4:13:44 PM

When the New Alberta Government allowed the Auto Insurance Rate Cap to expire on September 1 of 2019 almost every insurance company in Alberta applied for rate increases. Some requests are in the 10-20% range. We will find out this Friday (September 27th) what kind of increases have been approved and what to expect in the coming months.

Topics: Auto Insurance Car Insurance Insurance Premiums
1 min read

Be Careful Dropping Coverages

By Rob Stevenson on Aug 28, 2019 11:17:00 AM

Everybody is trying to save some money on their insurance these days. In fact, we often have people calling looking to reduce their coverage to save some money on their annual premiums. While dropping coverages off of your insurance policy can help save you some money in the short run, it could mean that you lose significantly in the event of a claim.

Topics: Auto Insurance
1 min read

Alberta Approves Use of Electronic Pink Cards

By Rob Stevenson on Aug 13, 2019 9:41:55 AM

Alberta's Superintendent of Insurance, Darren Hedley, released a bulletin yesterday approving the use of electronic pink cards in Alberta. This is a victory for Albertan consumers, insurance brokers and insurance companies who have been pushing for this change for years.

Topics: Pink Card
1 min read

What is a Deductible?

By Rob Stevenson on Aug 2, 2019 10:45:52 AM

Chances are good that you've heard the term deductible or even paid a deductible before if you've had an insurance claim in the past. But, what is a deductible. But, what else do you know about deductibles? Is there anything else to know? Watch as Kelsey from Armour Insurance's Edmonton branch answers my questions on deductibles.

Topics: Car Insurance home insurance deductible
2 min read

How to Report An Auto Claim on Your Armour Mobile App

By Rob Stevenson on Jul 5, 2019 12:25:00 PM

If you've ever been involved in a collision, you know that no matter how minor, it leaves you shaken. This makes recording all of the information that you need that much harder. Armour makes this process a little bit easier with the Armour Mobile App and our guided claims process.

Topics: Auto Insurance Insurance Claims Insurance Claim
1 min read

Will a Hit and Run Leave you High and Dry?

By Rob Stevenson on Jun 27, 2019 11:18:00 AM

If you've ever had an auto insurance claim you may have heard on of the drivers in the claim referred to as the "at fault" party. That's because most car insurance claims are paid by the at fault party's insurance company. So what happens if you don't know who the at fault party is? What happens in a Hit and Run. We sat down with Tammy Moody, Armour Insurance's, personal line's manager to find out if a hit and run accident will leave you high and dry.

Topics: Car Insurance Car Insurance Edmonton hit and run
2 min read

How to Access Your Pink Card on the Armour Mobile App

By Rob Stevenson on Jun 19, 2019 2:14:25 PM

If you're anything like me, this may sound familiar. I received my insurance renewal in the mail with updated pink cards enclosed last year. But, rather than opening the letter, reviewing my coverages and putting my new pink cards directly into my vehicle, I put it on the bureau to review later. Then 3 months later, I got pulled over for pulling a u-turn right in front of an undercover police officer and discovered that my pink cards are still at home on the bureau. Now, with Armour Mobile, your pink card and all of your insurance information is always at your fingertips. 

Topics: Car Insurance Video Pink Card
2 min read

Motorcycle Insurance - What You Need to Know

By Rob Stevenson on Jun 11, 2019 2:08:52 PM

To drive your motorcycle on the road in Canada, you must carry a form of liability insurance called motorcycle insurance. The basic version of this insurance will get you on the road legally, but there are many more options you may want to consider when insuring your motorcycle. We sat down with our motorcycle expert, Bonita Paisley, in our Sherwood Park office to get a better handle on all of the ins and outs of motorcycle insurance. 

Topics: motorcycle insurance
1 min read

High Level Wildfires Spur Insurance Companies to Restrict Binding in the Region

By Rob Stevenson on May 22, 2019 3:01:15 PM

 

Topics: home insurance Home Insurance Blog
1 min read

Lisa Ray Wins $1,000 in the Armour Insurance - Intact Client Centre Contest

By Rob Stevenson on Mar 8, 2019 1:55:42 PM

A big congratulations goes out from all of the staff here at Armour to Lisa Ray of Lethbridge, Alberta. Lisa helped us get closer to our paperless goal by becoming one of the now 750 customers who have logged into their account on Intact Client Centre. 

1 min read

March Vehicle Registration Renewals

By Rob Stevenson on Mar 1, 2019 12:00:00 AM

Here are the vehicle registration renewals for March. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
2 min read

Why Armour is Switching Our Customers to $2M Liability

By Rob Stevenson on Feb 27, 2019 8:51:18 AM

Insurance companies and brokers in Alberta have been recommending $1M in third party liability coverage as a standard since the early 2000's. Since then the number of claims with payouts exceeding this has increased substantially. In 2018 25 Albertan's had auto insurance claims where a $1M liability policy was not enough to cover the damages. In cases like this the driver/vehicle owner has to cover the remainder themselves.

1 min read

Armour President talks Auto Insurance on 630 Ched

By Rob Stevenson on Jan 14, 2019 3:24:46 PM

President of Armour Insurance, Rob Marusin, visited the 630 Ched studios over the holidays to discuss Auto Insurance in Alberta. It's a hot topic for us right now and worth a listen for anyone has or will have purchased auto insurance in Alberta in the next year. If you missed it live, you can listen to the whole interview below: 

Topics: Car Insurance
1 min read

What is CAIB?

By Rob Stevenson on Dec 21, 2018 10:30:48 AM

A huge congratulations goes out to our very own Jennifer Miller, of Armour Lloydminster! She recently completed the four part CAIB course and received her Canadian Accredited Insurance Broker designation. Watch as she explains some of the ins and outs of CAIB, and what it takes to be a licensed insurance broker in Alberta today. 

Topics: insurance insurance jobs
1 min read

Keep Your Car in the Family...Even if It's Totaled

By Rob Stevenson on Nov 27, 2018 3:00:00 PM

It’s a phone call that’s never fun to take: a client has a car that’s been in the family for generations. To them, it’s priceless and impossible to replace. And it’s just been totaled. We know that the insurance company will take the wreckage for salvage, until now that is.

Topics: Car Insurance car accident
1 min read

Free Webinar: How Much Liability Coverage is Enough?

By Rob Stevenson on Nov 21, 2018 3:35:58 PM

Liability insurance is designed to protect you from expenses incurred from damage to property or physical injury that you are legally responsible for, but it has a limit. Watch this webinar to find out how much liability insurance is enough to protect you when the unexpected happens. Rescheduled for Friday, November 30th at 1PM.

Topics: Car Insurance home insurance Homeowners Insurance liability webinar
1 min read

November Vehicle Registration Renewals

By Rob Stevenson on Nov 1, 2018 9:38:00 AM

Here are the vehicle registration renewals for November. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
1 min read

Armour Lethbridge Supports the Lethbridge & District Humane Society

By Rob Stevenson on Oct 4, 2018 3:10:32 PM

We are very proud to announce that we were able to present the Lethbridge and District Humane Society with a cheque for $5,000 last week.Thank-you to our partners at Saskatchewan Mutual Insurance for making this possible.

Saskatchewan Mutual Insurance runs an annual program called the Centennial Charitable Donation Program. Every year they award their top 10 brokers with the opportunity to give back to their community in the form of a donation.

Topics: Lethbridge charity
2 min read

How a Postal Strike Could Affect Your Insurance

By Rob Stevenson on Sep 26, 2018 3:16:12 PM

Workers at Canada post have decided to stay in talks for the next little while, but the threat of a postal strike in Canada is still very real. This will affect many industries across Canada and insurance is not exception.

1 min read

Free Webinar: Cyber Security - What's the Worst that Could Happen?

By Rob Stevenson on Sep 19, 2018 10:08:18 AM

Cyber security is a threat to organizations of all sizes, but statistics show that small to medium size businesses seem to be taking the brunt of the impact from cyber attacks these days. Join us September 26th at 11am for a look at how Cyber Crime could affect your business and what you can do to increase your Cyber Armour.

Topics: commercial insurance cyber crime cyber insurance
2 min read

Is Alberta Auto Insurance in Crisis?

By Rob Stevenson on Sep 11, 2018 9:13:55 AM

You may have noticed that shopping for an auto insurance policy in Alberta has become increasingly frustrating over the last little while. With increases in claim costs and government capping Alberta auto insurance providers are finding themselves losing money. Here's what you need to know about what is happening to auto insurance in Alberta right now.

Topics: Auto Insurance Car Insurance
1 min read

September Vehicle Registration Renewals

By Alannah McEwan on Sep 1, 2018 8:58:00 AM

Here are the vehicle registration renewals for September. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
1 min read

Why Use Premium Gas?

By Rob Stevenson on Jul 27, 2018 11:02:51 AM

At my local gas station this morning, regular gas was selling for $1.24/L and premium was 14¢ more expensive at $1.36/L. That's a whopping $8.40 difference if I were to fill my 60L tank. Not as much as I expected actually, but I will be putting regular gas in my car anyways. So why spend the extra $8?

Topics: Car Insurance Quote Car Insurance Car Insurance Edmonton gas savings
1 min read

July Vehicle Registration Renewals

By Rob Stevenson on Jul 13, 2018 3:19:00 PM

Here are the vehicle registration renewals for July. If your last name, or company name, start with the below letters it's time to renew your vehicle registration.

Topics: registration vehicle registration Alberta registry AARA
1 min read

Credit Score and Your Insurance

By Rob Stevenson on Jun 23, 2018 5:05:00 PM

Banks have been using credit scores for years to give lower rates, special offers and other promotions. Over the last number of years insurance companies are following suit. Now, your good credit can save you real money on your auto and home insurance. Giving us consent to preform a soft credit check can save you up to 20% off.

Topics: Auto Insurance home insurance credit score
1 min read

June Vehicle Registration Renewals

By Rob Stevenson on Jun 18, 2018 4:21:00 PM

Here are the vehicle registration renewals for June. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
1 min read

Our Bermuda Boarding Call Winner

By Rob Stevenson on Jun 14, 2018 10:37:34 AM

It's official! We have a winner in this year's Bermuda Boarding Call Contest! Our winner, Kaitlin Gabora will soon be basking under a Bermuda sun! We drove out to her home in beautiful Red Deer to award the prize. See the video below. 

Topics: contest bermuda
3 min read

What Happens When You Miss a Payment

By Rob Stevenson on May 11, 2018 4:29:15 PM

Life happens. It happens to the best of us and sometimes that means that something gets missed. We all know that missing a payment on your mortgage or your car lease can have some pretty substantial consequences, so what happens when you miss a payment on your insurance policy?

Topics: Car Insurance home insurance payments
1 min read

May Vehicle Registration Renewals

By Rob Stevenson on May 11, 2018 3:06:00 PM

Here are the vehicle registration renewals for May. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
2 min read

What Happens if you get Caught Without Valid Registration on your Car?

By Rob Stevenson on Apr 5, 2018 8:45:09 AM

Have you ever been pulled over without valid registration on your vehicle? Is your registration up to date? I was caught on Highway 2 last weekend with expired registration on my car. Here's what happened.

Topics: registration vehicle registration Alberta registry traffic laws Armour Registry
1 min read

April Vehicle Registration Renewals

By Alannah McEwan on Apr 1, 2018 9:47:00 AM

Here are the vehicle registration renewals for April. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
1 min read

They Don't Build 'em Like They Used To

By Rob Stevenson on Feb 27, 2018 10:03:00 AM

Building a new home these days is much different than it was 20, 30 or even 40 years ago. A lot has changed since the 70's. So how does a new home buyer know whether people are putting siding or stucco these days if they don't want to sift through 40 years of home builder statistics?

1 min read

Is Your Baby Name Trending?

By Rob Stevenson on Feb 25, 2018 2:22:00 PM

Back when we were choosing baby names for our son I remember thinking: "wow, that is a really unique name". Now year's later I'm noticing that other parents must have been thinking that same thing around the exact same time that I was thinking it. Now, half of the kids in his class have the same name.

1 min read

The Bermuda Boarding Call Contest is Here

By Rob Stevenson on Feb 1, 2018 8:00:00 AM

How would you like to bask in the sun with your favourite plus one…for free? It could happen if you’re the lucky winner of our Bermuda Boarding Call Contest! This year, we’re giving away a five-night trip for two to the tropical paradise, including airfare and hotel accommodations. The contest will run from February 1, 2018 to April 30, 2018, with the winner being drawn on May 1, 2018.

Topics: contest bermuda
1 min read

January Vehicle Registration Renewals

By Alannah McEwan on Jan 1, 2018 3:27:00 PM

Here are the vehicle registration renewals for January. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
1 min read

What's so Important About Tenant's Insurance?

By Rob Stevenson on Dec 14, 2017 10:06:35 AM

Tenant's insurance, sometimes referred to as renter's insurance, is usually purchased by someone renting an apartment or other property who would like to protect the contents of their home. It does protect the contents of your home, but it has some other features that can be even more valuable. It is a relatively inexpensive coverage and, as David explains in the video below, there's more to it than you might expect.

Topics: liability Tenants Insurance Video Additional Living Expenses Renter's Insurance
1 min read

December Vehicle Registration Renewals

By Rob Stevenson on Dec 1, 2017 9:03:00 AM

Here are the vehicle registration renewals for December. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
3 min read

The Biggest Cybersecurity Threats are Inside Your Company

By Rob Stevenson on Nov 27, 2017 8:07:00 AM

When reading about cyber security, and big data breaches in the news these days, it's easy to think that these breaches only happen to big companies in another country. The reality is that no matter the size or scope of the breach, we are all at more risk that ever. And even worse, most of the time, cyber attacks are caused by or even executed by someone INSIDE the company that was attacked.

Topics: cyber crime cyber insurance hacking
1 min read

Cyber Crime, Why Small Businesses can Lose Big

By Rob Stevenson on Oct 30, 2017 9:51:31 AM

When it comes to cyber crime no business is too small to target. A recent study revealed that 40% of all cyber attacks were conducted on small to medium size businesses. During these attacks cyber criminals have gotten away with valuable and damaging information on the businesses they attacked and their customers. View this infographic to find out more about how Cyber Crime can affect your business.

Topics: infographic cyber crime cyber insurance
2 min read

Do Photo Radar Tickets Affect My Insurance?

By Alannah McEwan on Oct 11, 2017 9:08:00 AM

Speeding is by far the most common traffic ticket given out in Canada. Do you know which traffic tickets will increase your insurance rates? Will photo radar and police issued tickets have the same impact on your insurance and driving record?

Topics: Car Insurance Quote Car Insurance distracted driving
1 min read

Win a Hockey Night In Canada Winter Classic Jacket

By Rob Stevenson on Oct 10, 2017 4:18:37 PM

It's that time of year - the air is getting cold, the trees are almost bare and hockey season has begun! And to keep you warm this hockey season, we're giving away an official Hockey Night in Canada Winter Classic 2012 winter jacket. Keep warm in this stylish Jacket from Philidelphia's 2012 Bridgestone Winter Classic. Just comment on our Facebook Post to enter and follow our Facebook page to watch for the winner!

Topics: contest
1 min read

October Vehicle Registration Renewals

By Alannah McEwan on Oct 1, 2017 1:19:00 PM

Here are the vehicle registration renewals for October. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
2 min read

Beautiful Alberta Photo Contest Winner Update

By Rob Stevenson on Sep 15, 2017 11:47:24 AM

Thanks again to everyone who entered Armour's Beautiful Alberta Photo Contest this summer. Here are the official photos of the winners and the awesome prints we had made of their photos.

Molly Swanson of Edmonton took first place (top) with a picture of the beautiful Rocky Mountain landscape. She's the proud owner of a brand new Canon Reble EOS Rebel T6. Stephanie Simon of Red Deer won a GoPro Hero camera when she came in second with her photo of a classic old GMC truck living out it's last days on the beautiful Alberta prairies. And last, but not least, Perry Anderson of Westerose won a gift pack of Canadian gift cards as he came in third with his photo of a Jasper lake reflecting through a hollowed out tree. Thanks to Vivid Print in edmonton for producing such beautiful reproductions of these dazzling photos!

Molly Swanson shows off her new Canon Rebel T6 after taking first place in the #BeautifulAlberta Photo Contest. 

Stephanie Simon's mother was kind enough to pick up Stephanie's brand new GoPro Hero. She promises to deliver it to Stephanie the next time she's in Red Deer!  

Perry Anderson's wife picked up Perry's gift card pack on her way back home last Friday. 

Congratulations to all of our winners and thank you to everyone else who participated by entering or voting for your favourite! Click here to see some bigger versions of the winning photos, and here to see more submissions in the Beautiful Alberta photo contest.

And if you'd like to get a great deal on your insurance from a wholly Alberta owned insurance broker, you can always give us a call at 780-475-0959 or get an insurance quote online using the links below.

Car Insurance Quote

Home Insurance Quote

Commercial Insurance Quote


Topics: contest beautifulalberta photos
1 min read

Consumer Alert Regarding Potential Fraudulent Activity

By Rob Stevenson on Sep 8, 2017 4:13:20 PM

In a statement released today, Intact Insurance has revealed that recently, they have received reports from customers in Alberta about an "individual pretending to be an Intact Insurance adjuster and requesting that customers pay their deductible directly to this person".

Topics: intact insurance fraud
2 min read

Beautiful Alberta Photo Contest - Winning Photos

By Rob Stevenson on Sep 1, 2017 3:49:02 PM

For the past two months Albertan's have been submitting photos to the Armour Beautiful Alberta photo contest. We've seen some striking photos of every aspect of Alberta.

Topics: contest
2 min read

Tips for Driving Safely in Heavy Rain

By Alannah McEwan on Aug 3, 2017 1:24:45 PM

Driving in any type of severe weather can significantly increase the potential for a dangerous situation for you and other drivers.

Check out our tips on how to stay safe if you get stuck in heavy rain.

1 min read

August Vehicle Registration Renewals

By Alannah McEwan on Aug 1, 2017 10:14:43 AM

Here are the vehicle registration renewals for August. If your last name, or company name, start with the below letters it's time to renew your vehicle registration.

Topics: registration vehicle registration Alberta registry AARA
5 min read

Armour's Edmonton North Office Is Moving

By Alannah McEwan on Jul 26, 2017 10:51:07 AM

The Armour Insurance North office will be moving to a new location on Monday August 21st, 2017. Our Edmonton Insurance and Edmonton Registry offices will be located at our new address under one roof.

Topics: Edmonton
2 min read

Extreme Sports & Insurance: How to Protect Yourself

By Alannah McEwan on Jul 18, 2017 3:20:08 PM

Whether getting your next adrenaline fix at home or abroad, if you’re an adrenaline junkie you’ll want to make sure that you're covered and that your insurance provider is aware of your thrill-seeking hobbies.

Topics: life insurance travel insurance
2 min read

Get Storm Ready – Tips to Prepare Your Home for a Summer Storm

By Alannah McEwan on Jul 7, 2017 9:53:53 AM

Summer means warmer weather, but it can also bring a variety of harsh weather conditions, sometimes leading to severe storms. Taking just a few preventative measures now can save you from dealing with substantial damage later.

Topics: home insurance Home Insurance Tips
2 min read

Seasonal Vehicles: Insuring Your Summer Toys

By Alannah McEwan on Jun 26, 2017 11:09:24 AM

Summer is officially here and nice weather means that it's time to get out your favorite summer toys. This year, how will you get out and enjoy the nice weather? A drive to the mountains with your family in your RV for the long weekend? A day on the water of boating and fishing? Cruising down the highway enjoying a beautiful sunset in your convertible?  

Topics: Boat Insurance motorcycle insurance rv insurance
2 min read

Should You Change Your Own Oil?

By Alannah McEwan on May 29, 2017 2:41:30 PM

Is an oil change safe and practical for the average DIYer? Or is a job like this better left to the professionals?

Topics: car
1 min read

Vehicle Thefts on the Rise in Edmonton

By Alannah McEwan on May 23, 2017 12:33:05 PM

Last year there was a significant increase in the number of stolen vehicles in Edmonton. Stolen vehicles are often driven recklessly and used for crime. The good news is that every driver can help reduce the number of stolen vehicles by doing a few simple things.

Topics: car Car Insurance
2 min read

Introducing the Armour App!

By Alannah McEwan on May 12, 2017 10:03:20 AM

We are extremely excited to be able to offer our new Armour App to all our clients!

This app was designed to make your experience dealing with your insurance easier and more convenient.

3 min read

The Difference Between an Insurance Broker and an Insurance Agent - And Why You Should Care.

By Alannah McEwan on May 8, 2017 10:36:48 AM

Before I started working in insurance, I wouldn't have been able to tell you the difference between an insurance broker and an insurance agent. I figured they were basically the same, people who sold insurance.

Let's be honest, like many people I found insurance both too uninteresting and too complicated to put the effort into finding out if there was a difference. 

So kudos to you if you're reading this and making the effort to be better educated about insurance.

Topics: broker
2 min read

Introducing My Driving Discount!

By Alannah McEwan on Apr 12, 2017 2:54:10 PM

Intact customers can save up to 25% on their car insurance just for being good drivers!

We believe that good drivers should be rewarded for their good driving habits. The free and easy-to-use mobile app my Driving Discount can save you up to 25% on your insurance premiums!

Topics: Car Insurance
2 min read

Hail in Alberta: What You Need to Know

By Alannah McEwan on Apr 7, 2017 11:43:46 AM

Severe storms with hail, lightning, strong winds and heavy rain are unpredictable and can strike quickly with devastating results. Check with your Insurance Broker before a storm strikes to ensure your policies are up to date and reflect your needs and situation.

Hail storms occur across Canada, but none are as furious as the storms in Alberta.

Topics: Hail Insurance
2 min read

Select Sweepstakes 2017/2018

By Alannah McEwan on Mar 29, 2017 11:54:59 AM

 

This year’s Select Sweepstakes contest is going to be bigger and better than ever! In addition to giving away 4 new vehicles, there are 8 chances to win a $5,000 travel certificate and 3 chances to win a $10,000 travel certificate!

Topics: contest sweepstakes
2 min read

Are You Ready for Spring Weather?

By Alannah McEwan on Mar 20, 2017 2:03:58 PM

It’s the first day of spring – hello spring and goodbye winter! While you’re looking forward to nicer weather, spring is a great time you to review your home insurance policy. Make sure that you’re covered against the type of damage that comes with the change in weather.

Topics: home insurance Home Insurance Tips home maintenance
1 min read

Insurance for Small Businesses in Alberta

By Alannah McEwan on Mar 17, 2017 3:12:53 PM

Western Canada has a healthy and growing small business community. Small businesses have a big impact on Alberta's economy. There are over 165,700 small businesses in Alberta! 

Topics: commercial insurance Commercial Insurance Alberta
2 min read

Home Sharing Insurance for Short Term Rentals

By Alannah McEwan on Feb 27, 2017 4:06:16 PM

Do you rent out your entire home or part of your home on a short term basis? Aviva now offers coverage specifically designed for those who rent their property through home rental networks!

Topics: home insurance insurance Homeowners
2 min read

I’ve Been in a Hit and Run, What Should I Do?

By Alannah McEwan on Feb 17, 2017 4:04:34 PM

A hit and run accident can be one of the most frustrating experiences for a driver. A hit and run accident is frustrating because the person at fault has left the scene, leaving you to deal with the damage to your vehicle.

Topics: Car Insurance insurance
3 min read

EPCOR Letter May Have Some Residents Paying Twice for Water Service Line Insurance

By Alannah McEwan on Jan 30, 2017 3:54:16 PM

During a recent trip to the mail box many Edmontonians found a letter from EPCOR about water service line insurance.

Topics: insurance
2 min read

Should You Tip Your Uber Driver?

By Alannah McEwan on Jan 24, 2017 3:00:00 PM

Canada is a tipping friendly country. We tip our waitresses/waiters, our baristas, our valets. It’s common practice to tip our taxi drivers. But what about an Uber driver? Are we expected to tip them? Is the tip included in the price?

Topics: uber
1 min read

Possible New Tax on Private Health and Dental Plans

By Alannah McEwan on Jan 17, 2017 9:56:46 AM

Stories that the upcoming federal budget will include a plan to tax employer provided health and dental insurance has generated controversy across the country.

Topics: health insurance
3 min read

Advantages & Disadvantages of Mortgage Insurance vs Term Life Insurance

By Alannah McEwan on Jan 6, 2017 9:07:08 AM

Both mortgage insurance and life term insurance essentially serve the same purpose. However, there are some important differences. Each comes with advantages and disadvantages. It’s important that consumers do their research and understand these differences before selecting a policy.

Topics: life insurance mortgage insurance
3 min read

Why Now is the Best Time to Buy Life Insurance

By Alannah McEwan on Dec 30, 2016 1:49:23 PM

If someone will suffer financially when you die, you need life insurance. It provides money to your family after your death. This insurance policy will replace your income and can help your family meet important financial needs like funeral costs, daily living expenses, and college funding. It will also protect your family from being burdened by your debt. 

Topics: life insurance life insurance policy
3 min read

Save Money This Year With an Insurance Makeover

By Alannah McEwan on Dec 22, 2016 12:05:54 PM

Spending some time reviewing your current insurance policies, switching to a new policy, or identifying a new discount on your current policy can help you take better care of yourself, your family, and can help you save money.

Topics: Car Insurance life insurance home insurance insurance
2 min read

Heading Down South This Winter? Make Sure You Read This First.

By Alannah McEwan on Dec 14, 2016 2:00:00 PM

For thousands of Canadians winter is a time to escape the cold weather and head to the sunny south! Before you pack your shorts and passports, there are some important insurance considerations to keep in mind.

Topics: travel insurance travelers insurance
2 min read

CLPNA Member Wins Mini Cooper with Armour Insurance

By Alannah McEwan on Dec 7, 2016 9:03:15 AM

During a call from Armour Insurance and Economical Insurance last month, Sara’s disbelief quickly turned into excitement as she was given the news that she was the winner of a brand new 2016 MINI Cooper.

Topics: group insurance sweepstakes
2 min read

Armour Named as CSIO Technology Leader

By Alannah McEwan on Nov 30, 2016 9:58:08 AM

This fall, The Center for Study of Insurance Operations (CSIO) announced 50 Technology Leader Brokerages from across Canada. Armour Insurance was chosen as one of the brokerages to receive the award. Innovation and technology are at the heart of Armour's strategy to create a seamless experience for our customers.

3 min read

Preparing Your Home for the Holidays

By Alannah McEwan on Nov 24, 2016 3:32:11 PM

Going away for the holidays? Between shopping for gifts, party planning, cooking, and decorating, it’s important to find time to prepare your home for your absence. You need to consider how you will prepare your home to ensure your home and belongings remain safe.

Topics: home insurance home
2 min read

Alumni of Alberta Save 20% With Armour

By Alannah McEwan on Nov 17, 2016 2:20:32 PM

Cost is a major concern for most people when buying insurance. You want to make sure you are getting the best policy at the best rate. One that will provide you with the best protection and price. If you’ve graduated from any university in Alberta, you will automatically get 20% off the price of your home and car insurance with Armour Insurance.

Topics: group insurance
2 min read

Commercial Insurance Tips for New Business Owners

By Alannah McEwan on Nov 7, 2016 11:53:13 AM

When looking for business insurance coverage, many new business owners find themselves overwhelmed. There is no one size fits all when it comes to business insurance as every business is unique. Talking to a professional broker that specializes in commercial insurance can help you better understand your options and find a package that best fits your business.

Topics: commercial insurance business insurance
2 min read

Alberta Resident Wins 2016 MINI Cooper in Select Sweepstakes Contest

By Alannah McEwan on Nov 3, 2016 3:49:50 PM

When she entered the Select Sweepstakes draw seven months ago, Sara Shaw never imagined that she would win.

Topics: Auto Insurance Car Insurance group insurance
2 min read

Fall Maintenance Tips For Your Home That Can Save You Money

By Alannah McEwan on Oct 27, 2016 11:10:30 AM

Fall is here and now is the perfect time to start preparing your home for winter. Regular home maintenance can help you avoid paying for major repairs. It can also reduce your number of homeowner insurance claims (an increase in claims can increase your insurance premiums).

Take care of these important home maintenance tasks to ensure your home is ready for winter.  

Topics: Home Insurance Tips home Homeowners home maintenance home renovations
2 min read

Redeem a Dream Contest

By Alannah McEwan on Oct 21, 2016 12:00:00 AM

Our biggest contest of the year Redeem a Dream has just launched! 

Topics: contest
2 min read

Should You Get Winter Tires?

By Alannah McEwan on Sep 28, 2016 4:07:03 PM

Are you debating buying winter tires? Not sure of the benefits? As fall begins, and winter draws closer, it’s time to start thinking about tires. Many Albertans believe that their all season tires are ‘good enough’. What is the difference between winter tires and all season tires? Is good enough really good enough?

Topics: car winter driving
2 min read

Tips To Prevent Vehicle Theft

By Alannah McEwan on Sep 13, 2016 12:55:25 PM

An experienced thief can steal your car, without a key, in 30 seconds. After your home, your vehicle is probably your largest investment. Most vehicle thefts are preventable. Taking some simple steps can help reduce the risk of your vehicle being stolen.  

Topics: car car thieves stolen cars
2 min read

Insurance Tips for Home Owners

By Alannah McEwan on Sep 2, 2016 11:39:18 AM

Home ownership is one of the biggest financial investments that Canadians make. You want to make sure that this large investment is properly insured. Your home is vulnerable to damage and destruction. Fire, flood, and theft are just some examples. Properly insuring your home means that you have adequate coverage in the event of serious damage or destruction.

Topics: home insurance home Homeowners home renovations
2 min read

If I Lend My Car to a Friend Will My Insurance Still Cover Me?

By Alannah McEwan on Aug 19, 2016 4:04:15 PM

What happens if you lend your vehicle to a friend or relative and they get into an accident while driving? What are the risk of lending someone your vehicle? Whose insurance will cover the damages? These are the questions you should have an answer to before lending out your vehicle.

Topics: Auto Insurance Car Insurance
3 min read

Tips to Getting Your Mortgage Approved

By Alannah McEwan on Aug 15, 2016 9:41:04 AM

Thinking of buying a home? You’ll probably first need to get approved for a mortgage. To improve your chances, there are a variety of things that you can do. Being prepared will help you show the lender that you are ready and able to take on a mortgage. Below are some tips to help you increase your chances of being approved for a mortgage. 

Topics: home insurance Homeowners Home Insurance Blog mortgage insurance
2 min read

Aviva Home Protect Bundle

By Alannah McEwan on Aug 3, 2016 12:31:39 PM

Aviva’s Home Protect Bundle is a new product available to home and condo owners who have their insurance policy with Aviva Insurance Company of Canada. This cost saving value added package was created to help you decrease and prevent claims. It also offers a variety of assistance services from professionals in legal matters, health issues, and real estate. 

Topics: home insurance Home Insurance Blog
1 min read

August Vehicle Registration Renewals

By Alannah McEwan on Aug 2, 2016 10:46:23 AM

Here are the vehicle registration renewals for August. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
3 min read

Increase Your Coverage Limit With Intact my Extras

By Alannah McEwan on Jul 28, 2016 1:17:59 PM

If you have a current Intact Homeowners or Intact Condo policy, you may be eligible for new my Extras endorsements. My Extras gives you the opportunity to increase certain coverage limits. It also offers new additional coverages that did not previously exist with Intact.

Topics: insurance
2 min read

Is Your Dog Covered by Your Insurance?

By Alannah McEwan on Jul 22, 2016 4:18:31 PM

Did you know that every 60 seconds someone in Canada gets bitten by a dog? That’s over 525,000 people being bitten each year! If you’re a dog owner, it’s important for you to talk to your insurance provider to know if you are covered for your dog. Your dog is your responsibility. You are legally liable for any injuries or damages caused by your furry friend.

Topics: home insurance

July Vehicle Registration Renewals

By Alannah McEwan on Jul 14, 2016 11:16:13 AM

Here are the vehicle registration renewals for July. If your last name, or company name, starts with the below letters it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
2 min read

Protect Your Basement With a Wi-Fi Sump Pump Alarm

By Alannah McEwan on Jul 13, 2016 3:32:46 PM

Damages caused by flooding and water damage are often very expensive and can result in thousands of dollars in losses. Standing water in a basement can lead to mold, mildew, health and breathing hazards, rust, and rot. In order to prevent these problems from arising, many homes with basements have a sump pump installed. Unfortunately, sump pumps sometimes break down.

Topics: home insurance Home Insurance Tips sump pump alarm
1 min read

Uber Ride Sharing Insurance Now Available

By Rob Stevenson on Jun 30, 2016 4:40:17 PM

With the blessing of Alberta's Superintendant of Insurance, Uber is back and its drivers will be properly insured. Uber announced their July 1 return to Edmonton today as new rules will allow for Intact's proposed new Ride Sharing Insurance coverage to become a reality under  Alberta's SPF 9 insurance code.

Topics: Car Insurance Car Insurance Edmonton uber
2 min read

What You Need to Know About Fridge and Freezer Claims & Food Spoilage

By Rob Stevenson on Jun 3, 2016 9:48:09 AM

With Fort McMurray residents on their way back to homes that haven't had power for an entire month now, it's inevitable that they will be returning to a fridge full of rotten food. It doesn't take a month to ruin your food AND your fridge though. Here's what you should do if you have been without power to your fridge or freezer for any extended period of time.

Topics: home insurance Home Insurance Tips Homeowners Home Insurance Blog
3 min read

Insurance Companies Standby as Residents Return to Fort Mac

By Rob Stevenson on Jun 2, 2016 9:46:40 AM

As residents return to their homes in the voluntary phased re-entry of Fort McMurray, many are finding out for the first time, what exactly they have to come home to. Many will have damage to assess and some complete losses that they will need to report to their insurance company. Many insurance companies have already set up mobile claims centres in town and making concessions to make sure that they can do anything they can to make things easier for the victims of the fire.

Topics: home insurance Fort McMurray mass evacuation

June Vehicle Registration Renewals

By Rob Stevenson on Jun 1, 2016 6:00:00 AM

Here are the vehicle registration renewals for June. If your lastname or company name start with the below letters, it's time to renew your vehicle registrations.

Topics: registration vehicle registration Alberta registry AARA
1 min read

Intact Offers Psychological Assistance to Fort McMurray Victims

By Rob Stevenson on May 18, 2016 4:07:26 PM

Intact Insurance announced today that they have contracted Solareh, a company that offers confidential psychological assistance to support their customers through crises like evacuation that affect so many Albertans this month. Solareh specializes in helping victims to quickly develop to help their reaction to an accident or loss. 

Topics: intact insurance
1 min read

Satellite Images of Fort Mac Damage

By Rob Stevenson on May 17, 2016 11:30:00 AM

The Government of Alberta and Google have both released satellite images of the devastation that the wild fires in Northern Alberta have caused. Alberta's Map Services App comes with a warning that "structures that appear to be standing should not be considered undamaged". While these maps may not provide all the answers that victims are seeking, for many this is a first glimpse into what waits for them back home.

Topics: home insurance Homeowners Fort McMurray
3 min read

Economical Answers Fort McMurray Claims Questions

By Rob Stevenson on May 16, 2016 5:30:00 PM

Economical Insurance released a Q & A of some of the most common questions they're receiving from their Fort McMurray home insurance policy holders. Please note that this guide is subject to coverage under Economical and Economical Select property policies only.

1 min read

Wawanesa Extends Mass Evacuation Coverage for Fort Mac Policy Holders

By Rob Stevenson on May 16, 2016 3:34:44 PM

Wawanesa, announced today that they will be extending the maximum time of Prohibited Access coverage for their Fort McMurray and area policyholders. This coverage, which normally only lasts for two weeks, will be extended to 30 days to help residents who will most certainly be out of their homes for longer than the original time frame. Please find the full release below. 

Topics: home insurance Wawanesa Insurance property insurance Fort McMurray mass evacuation
4 min read

Fort McMurray Wild Fire Insurance Update

By Rob Stevenson on May 13, 2016 11:07:16 AM

Our thoughts are with the community of Fort McMurray as they continue to deal with aftermath of the devastating wildfires. We have reached out to our clients, if you have not heard from us please call or email us, we are here to support you. For our insurance customers who have damages to report or who have been evacuated from their homes and need support with out of pocket, shelter or meal expenses, please contact your insurer using the list below or contact us at 1-855-475-0959 or email us at main@armourinsurance.ca.

For more information about covering emergency expenses while being evacuated, please see our previous article with info on Mass Evacuation Coverage.

Topics: fire insurance home insurance property insurance house fire Fort McMurray
2 min read

Armour Registries and Service Alberta To Waive Fees on Service for Fort McMurray Evacuees

By Rob Stevenson on May 6, 2016 8:47:50 AM

In a mass evacuation situation like the one our Fort McMurray neighbours experienced this week, grabbing your birth certificate or other identification isn't the first thing on your mind. We know that things like speaking with your insurance company and getting shelter for your family can be made a lot easier when you have proper identification. So, when Service Alberta announced plans to waive Government fees on certain services today, Armour Registry and other Alberta registries agreed to match their offer and provide these services for free. 

Topics: Alberta registry
4 min read

Fort McMurray Evacuee Insurance Information

By Rob Stevenson on May 5, 2016 2:28:33 PM

As forest fires ravage Fort McMurray and residents remain under evacuation notice, insurance companies are mobilizing teams, extending hours and preparing to assist the thousands of residents affected by this disaster. For home owners in this area it's important to know how your property insurance can help you through this catastrophe.

Topics: SGI Canada home insurance Wawanesa Insurance Catastrophes intact insurance Economical Insurance smi Fort McMurray travelers insurance mass evacuation
2 min read

TURO Teams Up With Intact to Keep Their Drivers Insured

By Rob Stevenson on May 3, 2016 2:26:06 PM

Turo is an app that allows car owners to rent out their car to earn some extra cash when they're not using it. They've just launched in Canada and are starting to gain some momentum on Alberta's streets and highways. Here's what you need to know about how your car insurance works when renting your car with Turo.

Topics: Car Insurance intact insurance Turo car rentals

May Vehicle Registration Renewals in Alberta

By Rob Stevenson on May 1, 2016 10:32:00 AM

Time to renew your vehicle registration again. If your lastname of company name starts with the letters below then May is your month to renew your registration.

Topics: registration vehicle registration Alberta registry AARA
1 min read

Book Your Driving Test Today

By Rob Stevenson on Apr 20, 2016 1:43:01 PM

The roads are clear and driving test times are booking up all over the province. Call in and secure your spot today to book your driving test with Armour Registries.

Topics: Alberta registry driving tests road tests
2 min read

Select Sweepstakes 2016 Launches for Armour Group Members

By Rob Stevenson on Apr 18, 2016 11:26:11 AM

Thanks to all of the Armour Group Members who entered the 2015 Eco Select Sweepstakes. We gave away 6 cars last year to group members across Canada and hundreds of $100 gift cards. We enjoyed this program so much that we've decided to run it again for 2016. This is open to all Armour group members, but you have to enter to win. Here's how to enter:

Topics: New Car Economical Insurance contest
1 min read

Alberta Vehicle Registrations Renewal Reminder for April

By Rob Stevenson on Apr 2, 2016 10:22:00 AM

Topics: registration vehicle registration Alberta registry Numbered Company April
2 min read

Should Slow Moving Vehicles Always Stay in the Right Lane?

By Rob Stevenson on Mar 29, 2016 11:42:00 AM

It can certainly be frustrating when you get pinned in behind slower moving vehicles driving shoulder to shoulder down the QE2. The fact is that sometimes life in the fast lane isn't all that fast on Alberta roads, but what do the Alberta Traffic Laws say about this. We took a closer look at the Alberta Traffic Safety Act to uncover some Rules of the Road when it comes to slow moving vehicles. 

Topics: Auto Insurance Car Insurance Car Insurance Edmonton Auto Insurance Edmonton traffic laws
2 min read

Jewellery, Bicycles and Stamps - Your Home Insurance Has Limits

By Rob Stevenson on Mar 11, 2016 12:08:21 PM

Your home insurance policy has two parts. Property and Liability. Liability coverage is generally meant to protect you incase someone is injured on your property and launches a lawsuit against you. Your property coverage is meant to provide replacement costs in the event that your home or your belongings inside the home are damaged or stolen. But, did you know that there are limits to amount that your belongings are covered for?

Topics: home insurance Home Insurance Tips Home Insurance Blog
1 min read

Alberta Vehicle Registrations Renewal Reminder for March

By Rob Stevenson on Mar 11, 2016 10:13:00 AM

Topics: registration vehicle registration Alberta registry Numbered Company March
3 min read

Commercial Insurance Explained

By Rob Stevenson on Feb 29, 2016 11:02:28 AM

home-business-desk.jpgThe world of commercial insurance can be an unforgiving one. The requirements are sometimes steep and hard to understand and the coverages can be confusing at the best of times. This is why it's important to have an experinenced commercia linsurance broker on your side to guide you through your risks and coverage needs as a commercial business. 

Topics: commercial insurance business insurance Commercial Insurance Alberta Commercial Insurance Quotes Commercial Automobile Insurance
1 min read

Push for Change to Allow use of eSlips Across Canada

By Rob Stevenson on Feb 10, 2016 9:30:26 AM

CSIO (the Centre for Study of Insurance Operations) released a legal advisory report this week suggesting change in legislation across Canada to allow consumers to use electronic proof of car insurance rather than the traditional hardcopy pink slips we are required to use today.

Topics: Car Insurance Car Insurance Edmonton
1 min read

Alberta Vehicle Registrations for February

By Rob Stevenson on Feb 4, 2016 4:30:00 PM

Topics: registration vehicle registration Alberta registry Numbered Company January
2 min read

Homeowners vs. Renters: The Differences Between These Insurance Policies

By Rob Stevenson on Jan 31, 2016 9:00:00 AM

Whether you own or rent your home, it is always a good idea to protect your belongings with a property insurance policy. While there are some big differences in a home owner's insurance policy and a renters or tenant insurance policy, they are both put in place with the same goal: to protect your property in the event of an accident or theft.

Topics: home insurance property insurance Tenants Insurance
2 min read

Common Mistakes you Don’t Want to Make When Filing Your First Claim

By Rob Stevenson on Jan 25, 2016 10:58:38 AM

The most significant insurance mistake you can ever make is not having any insurance at all. For example, if you drive without auto insurance you are breaking the law. If you get homeowners insurance when you purchase your house and then cancel it, you would be in quite the predicament if a fire destroys your kitchen.

Topics: Car Insurance home insurance Insurance Claims Insurance Claim
2 min read

Six Ways to Save on Your Insurance this Year

By Rob Stevenson on Jan 19, 2016 2:40:36 PM

Insurance is a way for consumers to protect their possessions and themselves from the risk of loss by paying a relatively low annual payment to an insurance company. The idea is simple, but there are so many things to consider when purchasing an insurance policy. Here are six ways to save on your insurance this year.

Topics: home insurance insurance save money
1 min read

We're Hiring in Lloydminster

By Rob Stevenson on Jan 4, 2016 10:32:22 AM

The Armour Insurance Lloydminster office is looking for qualified insurance professionals to join our team. We are currently welcoming applications from across Alberta and Saskatchewan. If you're in the Lloyd area or relocation is an option for you, we'd love to talk.

Topics: careers insurance jobs
1 min read

January Vehicle Registrations

By Rob Stevenson on Jan 1, 2016 1:58:00 PM

Topics: registration vehicle registration Alberta registry Numbered Company January
1 min read

December Vehicle Registration

By Rob Stevenson on Dec 11, 2015 8:00:00 AM

Topics: registration vehicle registration Alberta registry December
4 min read

Distracted Driving: Is it Illegal to Send a Text While Waiting in a Drive-Through Line

By Rob Stevenson on Dec 4, 2015 3:00:00 PM

Recently a man received a ticket for distracted driving for answering a text message while waiting in line at a Beaumont area Tim Horton's drive through. While there is some speculation that he may have been texting on the way to Tim Horton's as well, it seemed like a good time to take another look at Alberta's distracted Driving Legislation. 

Topics: safety Auto Insurance distracted driving Auto Insurance Edmonton edmonton car insurance traffic laws
1 min read

Armour Lethbridge Office Accepting Donations for Windy City Dog Rescue

By Jenn Kent on Dec 4, 2015 9:04:31 AM

Armour Insurance is seeking your help to make this Christmas a little better for our furry friends without their furever homes.

Topics: charity rescue
2 min read

Economical Insurance to Proceed with Demutualization

By Rob Stevenson on Nov 3, 2015 4:38:22 PM

"Today marks a pivotal milestone for Economical" announce Gerald Hooper, chairman of Economical Insurance's board of directors "we have unanimously determined that demutualization is in the best interests of the company." This, just moments after the Economical Board of Directors announced its decision to proceed with the demutualization process.

2 min read

Armour Edmonton Offices Accepting Donations for Bag of Hope 2015

By Rob Stevenson on Nov 2, 2015 1:58:56 PM

Armour Insurance is proud to sponsor the annual Bag of Hope campaign again this year.

2015 marks the 9th year that the Bag of Hope campaign has been providing Edmonton's homeless and less fortunate with backpacks full of life’s necessities. Once again, Armour Insurance is proud to be helping out this year by spreading the word, providing a drop off locations and helping to distribute the bags to those who need them.

Topics: charity
1 min read

November Vehicle Registration Renewal Reminder

By Rob Stevenson on Nov 2, 2015 9:13:00 AM

Topics: registration vehicle registration Alberta registry November
3 min read

9 Real Accident Reports From Autonomous Car Accidents

By Rob Stevenson on Oct 16, 2015 9:44:00 AM

The California Department of Motor Vehicles has released a report containing the details of driverless car crashes that happened on California roads last year. This marks the first of a series of reports monitoring how autonomous vehicles are performing (or not performing) on public roads. 

Topics: Car Insurance driverless cars
1 min read

SGI Canada Roof Coverage Change Notice

By Rob Stevenson on Oct 9, 2015 9:52:00 AM

With increased frequency of hail and windstorms, SGI Canada implemented some changes to their home insurance policies this summer. If you currently have an SGI Canada property insurance policy, these changes may affect you.

Topics: SGI Canada home insurance
1 min read

Win a Pair of Oilers Tickets

By Rob Stevenson on Oct 6, 2015 4:13:00 PM

To celebrate the launch of the new Armour Insurance Save of the Game feature on 630 Ched, we're giving away 2 tickets to the Oilers 2nd home game against the Detroit Red Wings on October 21st. If you'd like to watch the Oilers pummel the Red Wings in person follow the directions below.

Topics: contest
1 min read

Uber Partners With Intact Insurance to Provide Car Insurance for Ridesharing

By Rob Stevenson on Oct 2, 2015 3:46:02 PM

Uber announced earlier this month that they are working with Intact Insurance to develop a new car insurance plan for ridesharing in Canada. Uber, who maintains that their Canadian rides are covered by $5 million in liability insurance, believes that this insurance plan will be the first of its kind in Canada. 

Topics: Car Insurance commercial insurance uber
1 min read

October Vehicle Registration Renewal Reminder

By Rob Stevenson on Oct 1, 2015 9:33:00 AM

Topics: registration vehicle registration Alberta registry october

August Vehicle Registration Reminder

By Rob Stevenson on Aug 1, 2015 11:35:00 AM

Topics: registration vehicle registration Alberta registry
1 min read

Aviva Responds to Hail Damage with Mobile Appraisal Centres

By Rob Stevenson on Jul 30, 2015 9:36:18 AM

In response to the hail storms that hit Alberta on July 21, 2015, Aviva Canada has mobilized its CAT team to the area. They have dispatched appraisers and set up drive-in appraisal centres in Lethbridge, Calgary (two centres), Red Deer (two centres), Lacombe, Ponoka and Hinton to assess vehicle damage. If you have home or car insurance with Aviva, read on.

In a recent bulletin Aviva has stated that "a significant number of claims, both auto and property, have already been reported to us." Their goal is to contact all customers within 24 hours, but because of the large volume of claims, Aviva expects to have delays in response time.

1 min read

Accident Benefits Unavailable for Uber Passengers - Alberta Government

By Rob Stevenson on Jul 27, 2015 4:33:00 PM

In a press release today the Government of Alberta warns passengers and drivers of the possible financial dangers of using the controversial Uber Ride Sharing Service.

Topics: Car Insurance commercial insurance business insurance
1 min read

Community Gardens Have Solid Roots in Alberta

By Rob Stevenson on Jul 23, 2015 2:08:04 PM

Alberta is becoming a mecca for community gardens. This year there are nearly 300 active community gardens between Edmonton and Calgary alone. 

A Community Garden is a group of people coming together to nurture, develop and sustain a growing space in their community. It provides more than just fresh produce and plants for the neighbourhood. It creates a sense of community, neighbourhood improvement and a connection to the environment, especially for that don't have enough room to garden on their own property.

2 min read

Flood Prevention Checklist

By Rob Stevenson on Jul 17, 2015 9:00:00 AM

Up until last week it has been a fairly dry summer in Alberta. But, now that we're starting to get some much needed rain we're also seeing basement flooding, and in some areas (like Chestermere) severe flooding. So in the name of prevention, here's a handy checklist that you can use to help keep your basement dry.

1 min read

When Lightning Strikes a Moving Vehicle

By Rob Stevenson on Jul 16, 2015 12:13:00 PM

Last summer, lightning struck this truck while travelling down Highway 2. It damaged the electrical system, set off 6 airbags, melted and burned portions of the body and filled the cab with smoke. 

1 min read

Jamaica My Day Winner Awarded Prize

By Rob Stevenson on Jul 13, 2015 10:52:08 AM

Congratulations goes out to Brian Obando, of Edmonton, Alberta from the entire crew here at Armour Insurance. Brian, the winner of the Armour Insurance and Intact Insurance sponsored Jamaica My Day contest, was awarded his prize Monday.

July Vehicle Renewal Reminder

By Rob Stevenson on Jul 2, 2015 10:25:00 AM

July is a busy month for vehicle renewals! If your last name (or company name) begin's with any of these 6 groups of letters, we'll be expecting to see you at Armour Registries this month to renew your vehicle registration.

1 min read

Meridian Agencies Insurance Changes Name to Armour Insurance Lloydminster Ltd.

By Rob Stevenson on Jun 30, 2015 4:20:59 PM

This Canada Day, July 1 2015, our Lloydminster office, Meridian Agencies Insurance, will officially change their name to Armour Insurance Lloydminster Ltd.

1 min read

The Aviva Community Fund is Back!!

By Rob Stevenson on Jun 26, 2015 3:29:56 PM

Aviva Insurance announced Friday that the Aviva Community Fund is back for a seventh year with another $1 million in funding to help create positive change in your community.The competition has been simplified and some of the processes streamlined to make it easier for everyone to participate while creating an even greater opportunity to win a portion of the $1 million fund.

10 min read

Takata Airbag Recall Canadian Vehicle List

By Rob Stevenson on May 29, 2015 10:16:52 AM

The largest recall in automotive history has expanded to include over a million vehicles in Canada. Japan's Takata has agreed to recall over 33 million airbags worldwide due to concerns that they may deploy with too much force, firing shrapnel and debris at the passenger or driver.

Transport Canada has announced that the Takata Airbag recall affects 1.2 Million vehicles in Canada. This includes vehicles of various makes and models ranging from 2000 all the way to 2015. Check the list below to see if your vehicle is included in the recall.

Topics: Car Insurance Recalls
2 min read

The Top 6 Ways that Renovations can Void Your Home Insurance

By Rob Stevenson on May 22, 2015 11:13:05 AM

Between picking out tile and choosing paint colours, speaking with your home insurance broker doesn't usually come up when planning renovations to your home. Sure, you don't need to update your home insurance policy every time you change the hardware on your kitchen cabinets, but there are some projects where your broker is going to be your best friend.

Topics: home insurance Home Insurance Blog home renovations renovations
2 min read

We're Giving Away a Trip for Two to Jamaica!!

By Rob Stevenson on May 12, 2015 4:33:00 PM

Topics: contest
3 min read

What you Need to Know About Aviva Overland Water Coverage

By Rob Stevenson on Apr 23, 2015 9:30:00 AM

Early this year Aviva Insurance announced an insurance first in Canada when they launched their Overland Water Coverage (Flood Insurance) for personal property insurance. There was some speculation about what this new endorsement protects Aviva customers from and whether or not it affects any existing coverages that Aviva clients had at the time of the announcement.

In anticipation of the June 1 launch, we attended an Aviva information session this week to answer some of these questions. Here is what you need to know about how this new endorsement affects current and future Aviva Insurance customers:

Topics: home insurance Home Insurance Blog Aviva Insurance
1 min read

Insurance Phone Scam Alert

By Rob Stevenson on Apr 15, 2015 8:59:34 AM

Intact Insurance reported today that they have recently been informed that some customers have been fraudulently contacted by someone identifying themselves as an Intact Insurance employee looking for credit card information. The caller goes on to indicate that the account is in arrears and in order to keep it current, payment is requested right away. The caller then tries to solicit personal payment information.

Topics: Insurance Fraud identity theft prevent identity theft
1 min read

Armour Winners!

By Rob Stevenson on Apr 9, 2015 11:25:44 AM

Congratulations to our two big winners over the past month!

Misty Eisner of Edmonton, Alberta won a $200 Best Buy gift card in the Armour 2015 St. Paddy's Day contest. Congrats Misty and thank-you to everyone who entered. We really enjoyed reading about everyone's Lucky Charms!

Topics: insurance
4 min read

What Does Economical's Plan for Demutualization Mean to Me

By Rob Stevenson on Mar 4, 2015 11:19:49 AM

5 years ago Economical Insurance announced plans to pursue demutualization and with the federal government's release of new draft regulations last Saturday it looks like that journey may be coming close to an end.

1 min read

World Insurance Report 2015

By Rob Stevenson on Mar 2, 2015 2:09:00 PM

The 2015 World Insurance Report was released last week and customers are looking for better service. In a survey of 15,500 insurance customers from across the globe it was announced that less than 30% of customers are happy with the customer experience. Not surprisingly, 50% of customers rate digital and social media as an important way to communicate with their insurance broker or agent.

Topics: insurance better service
2 min read

Aviva Offers Flood Insurance - First Ever Coverage of Its Kind in Canada

By Rob Stevenson on Feb 20, 2015 2:26:00 PM

In a press release yesterday (February 19, 2015) Aviva Canada has announced that they will be the first insurance company in Canada to offer Overland Water Protection for residential property owners and tenants across Alberta.

2 min read

Man Crashes Drone at White House - "Ruins it" for Other Hobbyists

By Rob Stevenson on Jan 28, 2015 10:56:11 AM

A man flying his DJI Phantom drone in the DC area this week has inadvertently crashed it on the White House lawn. This has spurred President Obama to call for stricter regulations on domestic UAV's. Obama has asked for regulations to be put in place to ensure that drones "aren't dangerous and that they're not violating people's privacy."

1 min read

Aviva is Going Green with ePost

By Rob Stevenson on Jan 23, 2015 3:45:24 PM

Aviva Insurance announced today that they will be teaming up with Canada Post to provide electronic document services to insurance customers in Alberta and across Canada. The Bulletin read "we’re excited to announce that your customers will soon have the option to receive their policy documents online through ePost, providing convenience, speed of delivery and security." 

3 min read

Are Uber Drivers Voiding Their Car Insurance?

By Rob Stevenson on Jan 21, 2015 9:36:00 AM

Cab drivers across the country have been protesting the drive sharing app, Uber. This app turns your phone into a virtual dispatch and payment center, allowing regular citizens to easily offer rides for pay in any city that has enough users to warrant the service. 

Topics: Insurance Fraud Car Insurance Car Insurance Edmonton
2 min read

Alberta's 10 Most Stolen Vehicles in 2014

By Rob Stevenson on Jan 16, 2015 11:51:28 AM

The top ten stolen vehicles in Alberta for 2014 have have been released by the IBC (Insurance Bureau of Canada). Find out if your car or truck might be at a higher risk for theft below!

2 min read

Ford Tops the List of Canada's Most Stolen Vehicles in 2014

By Rob Stevenson on Jan 16, 2015 10:29:00 AM

Every year the Insurance Bureau of Canada provides us with the top ten list of stolen vehicles in Canada. The results are in for 2014 and it looks like Canadian criminals had a special place in their hearts for Ford trucks this year.

1 min read

UAV Operation Restrictions in Canada

By Rob Stevenson on Jan 2, 2015 11:12:00 AM

If you're flying an unmanned aerial vehicle (UAV) or drone in Canada, you are subject to the Canadian Aviation Regulations as set out by Transport Canada. You may need special aviation or drone insurance, a special flight certification or permission to fly in some areas. This is one big set of regulations though, and finding out how to stay within the law could involve some heavy reading. 

3 min read

Top 7 Ways to Keep Windshield Chips From Spreading

By Rob Stevenson on Dec 22, 2014 11:33:00 AM

If you can drive on Alberta Roads for more than a month without getting a chip in your windshield, you deserve a medal! Keeping your windshield free of cracks and chips is quite possibly one of the most frustrating things about driving in northern climates like ours. The last windshield I replaced lasted only 5 months before developing a long horizontal crack. 

Topics: Car Insurance windshield chips
1 min read

SGI Canada Phasing Out Air Miles

By Rob Stevenson on Dec 19, 2014 10:58:55 AM

Since 2003 SGI customers have had the oppourtunity to collect Air Miles on their regular premium payments. In a bulletin released yesterday, SGI Canada announced that they will be phasing out their AIR MILES Reward Miles Program on January 1, 2015.

Topics: SGI Canada Car Insurance home insurance commercial insurance
2 min read

How Long Can I Have My Car Out of Province and Keep My Insurance?

By Rob Stevenson on Dec 1, 2014 11:34:17 AM

 

Extended road trips, working abroad, snow bird vacations, going away to school any of these situations might lead you to have your car out of the province or out of the country for an extended period of time. So what happens to your Alberta insurance coverage when you have your car in Ontario for 2 months over the summer?

Topics: Car Insurance
3 min read

How Many Demerit Points?

By Rob Stevenson on Nov 24, 2014 11:37:07 AM

Every time you are convicted of a traffic violation you accumulate a number of demerit points between a minimum of 2 and maximum of 7. These points stay on your license for 2 years and if you accumulate 15 points your license will be suspended. Here's a list of the offenses in Alberta and how many demerit points each will earn you!

2 min read

Bag of Hope

By Rob Stevenson on Nov 14, 2014 2:00:00 PM

Armour Insurance is proud to sponsor Bag of Hope this year.

Since  2006, Bag of Hope has provided backpacks full of life’s little necessities to Edmonton’s homeless and less fortunate. We're proud to be helping out this year by spreading the word, providing a drop off locations and helping to distribute the bags to those who need them. Last year more than 400 bags were distributed around Edmonton.

Topics: charity
2 min read

Why Are Gas Prices Going Down

By Rob Stevenson on Nov 5, 2014 4:30:00 PM

With this latest drop in the price of gasoline, it got me to thinking: If the gas stations still have the same gas in their reservoirs as they did yesterday, why is the price different today.

1 min read

AIRB Orders Mandatory Insurance Premium Increase

By Rob Stevenson on Oct 28, 2014 4:37:51 PM

The Alberta Automobile Insurance Rate Board (AIRB) has ordered a mandatory 7% car insurance premium increase for grid rated private passenger vehicles. This increase is industry wide and will affect anybody with policies rated on the AIRB's Grid system.

2 min read

Can I Say No to Rental Car Insurance?

By Rob Stevenson on Oct 27, 2014 1:44:45 PM

Rental car companies do their very best to sell you insurance on the vehicle you rent, but do you really need it or does your current car insurance already have you covered?

Topics: Car Insurance
3 min read

Is it Ever Legal to Do a U-Turn in Alberta?

By Rob Stevenson on Oct 15, 2014 8:37:00 AM

On a sunny Saturday morning last May I was pulled over and issued a ticket for an illegal U-Turn. After I got past the initial embarrassment of being pulled over on a busy road, I asked the police officer, where it actually WAS legal to make a U-turn in Alberta. His response surprised me...

Topics: Car Insurance traffic laws
3 min read

Fall Fun and Halloween Activities Around Alberta 2014

By Rob Stevenson on Oct 6, 2014 3:37:00 PM

There are lots of fun Fall / Halloween activities going on around Alberta this month. Here are just a few family safe events where you can enjoy the last snow free days of the season.

1 min read

Aviva Insurance Launches 2014 Community Fund Project

By Rob Stevenson on Oct 1, 2014 9:00:00 AM

Aviva Insurance has launched their annual Aviva Community fund campaign and it's off to a roaring start. Over 400 community focused ideas have been submitted from across Canada in hopes that they will be chosen to share in the competition's $1,000,000 in prizes.

Topics: Aviva Insurance
3 min read

6 No Cost Ways You Can Save Energy At Home

By Rob Stevenson on Sep 30, 2014 11:23:00 AM

Life in Canada has its perks, but energy bills certainly isn't one of them. Every year Canadian residents pay through their teeth just to keep their homes warm, but high energy bills seem to just come with the territory when you live this far North. What if there was a way to reduce some of those costs without sacrificing comfort? These 6 simple tips can, over time, help to reduce your winter and year round energy costs.

Topics: house insurance tips Homeowners Insurance Homeowners Home Insurance Blog home maintenance
1 min read

#BeautifulLethbridge Photo Contest Winners

By Rob Stevenson on Sep 9, 2014 3:21:00 PM

Thank-you for all of the submissions, this photo contest was such a success that we'll be announcing another one soon! See all submissions here.

Lee Wilkinson is the grand prize winner with Whoop Up Drive at Sunset.

September Vehicle Registration Reminder

By Rob Stevenson on Sep 9, 2014 11:57:00 AM

Topics: registration vehicle registration Alberta registry
2 min read

Most People Don't Know This About Insurance Brokers And it's Costing Them Money

By Rob Stevenson on Aug 27, 2014 3:37:00 PM

Some may already understand the true benefit of working with an insurance broker, but based on what I've seen over the past few years, there is still some mystery surrounding our role in the insurance process. Understanding this simple fact could help you save money and time spent shopping your insurance policy around.

1 min read

More Hail Springs Aviva Insurance Into Action

By Rob Stevenson on Aug 12, 2014 3:53:26 PM

In a bulletin released today, Aviva Insurance has stated that the have mobilized their CAT team in Central Alberta. They have dispatched a number of appraisers and set up two drive-in appraisal centres in Airdire in an effort to expedite the appraisals of vehicles damaged in the August 7th hail storm.

Topics: Car Insurance home insurance Insurance Claims Hail Insurance Aviva Insurance
1 min read

Intact Insurance Mobilizes to Handle Hail Claims

By Rob Stevenson on Aug 1, 2014 10:58:00 AM

In a bulletin released Wednesday, Intact Insurance announced that they are mobilizing their team to better handle the large volume of hail claims that have come in over the past few weeks.

Topics: Car Insurance Insurance Claims Hail Insurance intact insurance
2 min read

When Lightning Strikes

By Rob Stevenson on Jul 30, 2014 3:27:50 PM

We all know that getting struck by lightning is rare. In Canada, 150 people are injured by the over 2 million lightning strikes per year, but what you may not know is that it is far less rare to have your home struck by lightning. Often, there isn't much damage to the home, but if there is a considerable amount of damage... is a lightning strike covered by your home insurance?

Topics: home insurance Home Insurance Blog
3 min read

Drone Insurance Starting to Take Flight

By Rob Stevenson on Jul 23, 2014 11:46:00 AM

UAV's or Drone's are becoming increasingly popular for commercial and non-commercial use in Canada and in the United States. This is despite the fact that it is illegal to operate rotary UAV's (Unmanned Aerial Vehicles) for commercial purposes in the US. It is however legal to fly drones for commercial and personal use, but Transport Canada has some strict regulations surrounding this.

Topics: insurance Aviation Insurance drone insurance
2 min read

Is My Cabin / Vacation Property Covered By My Home Insurance?

By Rob Stevenson on Jul 2, 2014 4:06:57 PM

Summer is finally in full swing! This time of year, people across the country are spending their weekends relaxing by the lake, and getting back to nature at their cabins and vacation properties. These vacation properties hold some great memories and have a lot of sentimental value for those who use them, but they can also be more at risk for theft and other perils.

So what do you have to do to make sure you're vacation property is covered in the event of a loss or damage to your property? Does your regular home insurance policy cover this property as well? 

Topics: home insurance recreational property cabin vacation home
1 min read

Flooding Forces Lethbridge and Medicine Hat to Declare State of Emergency

By Rob Stevenson on Jun 18, 2014 9:18:00 AM

One day after flood watches were issued Monday by Alberta Environment and Sustainable  Resourses Canada, the counties of Lethbridge and Medicine Hat have declared a state of emergency and are preparing for the rising waters. The city of Lethbridge has not declared a state of local emergency at this time. 

Topics: flooding Lethbridge Medicine Hat Floods
3 min read

Your Mortgage Insurance May Not Be Valid

By Rob Stevenson on May 23, 2014 3:28:00 PM

If you or your spouse ever have to use your mortgage insurance, will your claim be denied? If you got it from the bank, there is a distinct possibility that it will.

Mortgage insurance is actually just a life insurance policy based on the value and length of your mortgage. Its purpose is to pay off the remainder of your mortgage if you or your spouse should die. The surviving party then would not have the burden of paying off the mortgage on their own. The benificiary is the bank (not your spouse) and the value of the policy diminishes as you pay down your mortgage.

Topics: life insurance home insurance mortgage insurance
1 min read

Car Registration Renewal Reminders Ending Soon?

By Rob Stevenson on May 20, 2014 2:53:00 PM


The Armour Registry office received word last week that vehicle registration renewal reminders may soon be discontinued in Alberta. In a notice sent Friday, the Association of Alberta Registry Agents (AARA) stated that they "anticipate that at some point in the future, Service Alberta may discontinue mailing reminders to Albertans".

Topics: registration vehicle registration Alberta registry AARA
2 min read

Spring Car Maintenance Tips

By Rob Stevenson on May 6, 2014 8:32:00 AM

A long cold Alberta winter can wreak havoc on your car or truck. Low temperatures, salt and sand covered roads and driving through heavy snowfalls work against your vehicle all winter. Here are some spring maintenance tips you can use to fix any damage your vehicle may have sustained and make sure your car is running in tip top condition on the first dry roads we've seen since October!

Topics: Car Insurance Car Insurance Edmonton
2 min read

Alberta Declares Measles Outbreak

By Rob Stevenson on May 5, 2014 4:21:00 PM

After a number of isolated measles cases cropping up, Alberta Health Services (AHS) has announced an outbreak of the disease in Calgary, Edmonton and Central Alberta zones.

4 min read

Is it Illegal to Send a Text While Waiting in a Drive-Through Line?

By Rob Stevenson on Apr 8, 2014 2:06:00 PM

Recently a man received a ticket for distracted driving for answering a text message while waiting in line at a Beaumont area Tim Horton's drive through. He's On September 1, 2011 Alberta became the first province in Canada to write a law that addresses distracted driving and cell phone use. It is also Canada's most comprehensive distracted driving law, which has led to a bit of confusion over what activities would be considered breaking the law and what would be perfectly legal. Read below to dispel some of these myths.

Topics: safety Auto Insurance distracted driving Auto Insurance Edmonton edmonton car insurance traffic laws

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