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9 min read

What the Latest Rate Board Filing Decisions Mean for Alberta Drivers

By Rob Stevenson on Jan 13, 2021 3:27:08 PM

The Alberta Auto Insurance Rate Board (AIRB) is the organization charged with regulating auto insurance premiums in Alberta. Each quarter insurance companies can file requests asking for changes to their rates. The AIRB reviews these requests and approves or deny's them based on "actuarial justification and the insurer’s individual circumstances to ensure insurance is accessible, equitable and sustainable for all Albertans". The decisions have just been released for last quarters filings. Here's what these mean to Alberta motorists. 

Topics: Auto Insurance Commercial Insurance rates Insurance Premiums
2 min read

The Better Your Credit, The Better Your Rate

By Rob Stevenson on Nov 24, 2020 2:04:23 PM

Banks have been using credit scores for years to give lower rates, special offers and other promotions. Over the last number of years insurance companies are following suit. Now, your good credit can save you real money on your auto and home insurance. We can perform a soft credit check for you and save you up to 20% and offer you a monthly payment plan!

Topics: Auto Insurance home insurance credit score
2 min read

Alberta Government Making Moves to Fix Alberta Auto Insurance

By Rob Stevenson on Nov 2, 2020 10:42:01 AM

Alberta's UCP government is making moves to fix issues that have been plaguing Alberta drivers and insurance companies for some time. Insurance companies who have been attempting to work with our government to improve the situation for Alberta drivers are seeing a light at the end of the tunnel as the UCP announces plans to make changes for the better. This should mean a healthier insurance outlook, more medical support to those injured in collisions and more affordable insurance for Alberta drivers.

Topics: Auto Insurance Car Insurance Insurance Premiums
2 min read

Why 16 Insurance Companies Were Fined for Overcharging on Auto Insurance

By Rob Stevenson on Sep 30, 2020 10:59:43 AM

The Alberta Superintendent of Insurance office has been in the news this week for issuing a series of fines to insurance companies for overcharging Alberta motorists. After reading this article I thought it would make sense to provide a little perspective on why and how this could happen.

Topics: Auto Insurance
2 min read

Dash Cams - Do They Help Me Save On Insurance?

By Rob Stevenson on Feb 27, 2020 11:45:00 AM

The first piece of dash cam footage I saw was taken from a police cruiser in the Southern US. The officer had pulled over a woman for speeding and she wasn't very please with him. Since then, I've seen plenty of Russian dash cam videos where pedestrians throw themselves onto parked cars in hopes of securing a settlement from the driver. It's clear that these cameras would help solve a dispute over who is at fault, but do they do anything to lower your insurance rates.

Topics: Auto Insurance
2 min read

What to Expect With Insurance Rates this Fall

By Rob Stevenson on Oct 28, 2019 11:46:57 AM

We hate to be the bearer of bad news, but this affects us all and it is important that Albertan's understand why insurance rates are increasing this fall. There is no short term fix, but the industry is working with the Government towards a solution. With the Alberta auto insurance rate cap being lifted this September, insurance companies have applied for, and been granted, rate increases by the AIRB (Alberta Insurance Rate Board). We are expecting to see rate increases from all insurance companies on renewals and new policies starting in November. 

Topics: Auto Insurance Car Insurance
4 min read

Why Insurance Rates Are on the Rise

By Rob Stevenson on Sep 24, 2019 4:13:44 PM

When the New Alberta Government allowed the Auto Insurance Rate Cap to expire on September 1 of 2019 almost every insurance company in Alberta applied for rate increases. Some requests are in the 10-20% range. We will find out this Friday (September 27th) what kind of increases have been approved and what to expect in the coming months.

Topics: Auto Insurance Car Insurance Insurance Premiums
1 min read

Be Careful Dropping Coverages

By Rob Stevenson on Aug 28, 2019 11:17:00 AM

Everybody is trying to save some money on their insurance these days. In fact, we often have people calling looking to reduce their coverage to save some money on their annual premiums. While dropping coverages off of your insurance policy can help save you some money in the short run, it could mean that you lose significantly in the event of a claim.

Topics: Auto Insurance
2 min read

How to Report An Auto Claim on Your Armour Mobile App

By Rob Stevenson on Jul 5, 2019 12:25:00 PM

If you've ever been involved in a collision, you know that no matter how minor, it leaves you shaken. This makes recording all of the information that you need that much harder. Armour makes this process a little bit easier with the Armour Mobile App and our guided claims process.

Topics: Auto Insurance Insurance Claims Insurance Claim
2 min read

Is Alberta Auto Insurance in Crisis?

By Rob Stevenson on Sep 11, 2018 9:13:55 AM

You may have noticed that shopping for an auto insurance policy in Alberta has become increasingly frustrating over the last little while. With increases in claim costs and government capping Alberta auto insurance providers are finding themselves losing money. Here's what you need to know about what is happening to auto insurance in Alberta right now.

Topics: Auto Insurance Car Insurance

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