When it comes to car insurance, many drivers wonder if owning an older car means lower insurance rates. While it's true that some aspects of insuring an older vehicle can be less expensive, it's not always the case. This article will help clarify the difference between older cars and classic cars and some of the other factors that go into your car insurance premium.
4 min read
Do Old Cars Cost Less To Insure?
By Jake McCoy on Nov 9, 2024 7:45:00 AM
Topics: Auto Insurance Car Insurance Car Insurance Edmonton classic car
4 min read
Parking Coverage: What Does It Cover?
By Jake McCoy on Oct 1, 2024 7:45:00 AM
When it comes to car insurance, most people are familiar with comprehensive and collision coverage to protect their vehicles while driving. What about times when your car is not on the road? Whether you're taking an extended vacation, working remotely, or simply not using your vehicle for a while, parking coverage can offer financial protection and peace of mind.
Topics: Car Insurance Quote Auto Insurance Car Insurance
4 min read
Risk Revealed: Ontario's Top 10 High-Theft Vehicles
By Jake McCoy on Sep 27, 2024 12:30:00 PM
The top 10 most commonly stolen vehicles in Ontario have been released by Canadian company Équité. We wanted to do an in-depth look at vehicle theft frequency, rather than sheer numbers. In essence, we wanted to answer the question, what type of vehicle is most likely to be stolen if you were going to purchase one? The following numbers are based on the rate at which a specific vehicle is stolen proportional to the number of vehicles on the road.
Topics: Auto Insurance Car Insurance theft
9 min read
Driving Convictions in Alberta: How They Impact Your Insurance
By Jake McCoy on Aug 22, 2024 7:15:00 AM
Driving convictions can have a significant impact on your auto insurance premium and driving record. It is important to understand what constitutes a driving conviction and the different infractions on the road. In this article, we will explore the various types of driving convictions in Alberta, from minor to major infractions, criminal code convictions, and what they ultimately could end up costing you on your insurance.
Topics: Auto Insurance Car Insurance Edmonton Auto Insurance Edmonton Defensive Driving
4 min read
Auto Liability Insurance: What Is It And How Much Do I Need?
By Jake McCoy on Aug 15, 2024 8:15:00 AM
As a driver, it's important to have insurance to protect yourself and others in case of an accident. In Alberta, the legal minimum car insurance is third party liability coverage. In this article, we'll cover what auto liability insurance is, what it covers, whether it's enough, and how much liability insurance you need.
Topics: Auto Insurance Car Insurance Car Insurance Edmonton edmonton car insurance liability third party liability
7 min read
What Does Sonnet Leaving Alberta Auto Insurance Signal For the Industry?
By Jake McCoy on Jul 17, 2024 6:45:00 PM
The Alberta auto insurance market is in flux as both Sonnet Insurance and Aviva Direct Insurance have opted to leave the province (Sonnet auto only and Aviva Direct entirely). This sudden change in the market has left many with questions. Why did these companies leave Alberta? Is Alberta car Insurance bad business? What does this mean for policyholders with these insurance companies? Today, we seek to provide answers to some of these questions.
Topics: Online Quotes Auto Insurance Car Insurance
6 min read
Alberta Auto Insurance Grid Rates Explained
By Jake McCoy on Jan 26, 2024 10:30:00 PM
If you’ve ever gotten a quote on auto insurance in Alberta, you may have heard the agent or the broker talk about insurance grid rates. If you’re not an insurance professional, the term “grid rate” probably doesn’t mean that much to you. Today we want to provide a short guide to understanding what “grid rates” are, what they do, and what it means for you.
Topics: Car Insurance Quote Auto Insurance Car Insurance Car Insurance Edmonton Auto Insurance Edmonton Grid Rating Insurance Grid Rating
5 min read
5 Essential Vehicle Skills Every Driver Should Know
By Jake McCoy on Jul 23, 2023 10:00:00 AM
Owning a vehicle comes with the responsibility of understanding some of the basics for being on the road. Whether you're a seasoned driver or a novice, knowing these fundamentals can prove invaluable. In this article, we'll cover five essential vehicle skills that every driver should be familiar with.
Topics: Auto Insurance car tips
4 min read
How Much a Distracted Driving Ticket Could Cost You
By Jake McCoy on Jul 16, 2023 11:00:00 AM
Distracted driving poses a significant risk on the roads, extending beyond the commonly associated use of cell phones. Engaging in any activity that diverts attention from driving can lead to accidents and consequences. In this article, we delve into the various forms of distracted driving and shed light on the true costs of receiving a distracted driving ticket in Alberta.
Topics: Auto Insurance Car Insurance distracted driving
5 min read
Auto Insurance Endorsements: The Added Coverage Options
By Jake McCoy on Jun 6, 2023 11:00:00 AM
A car insurance endorsement, also known as a rider or a policy endorsement, is a modification or addition to an existing auto insurance policy. It is a way for policyholders to customize their coverage to better suit their specific needs or to add greater protection than what is included in a basic policy.