A car insurance endorsement, also known as a rider or a policy endorsement, is a modification or addition to an existing auto insurance policy. It is a way for policyholders to customize their coverage to better suit their specific needs or to add greater protection than what is included in a basic policy.

Whenever you're getting any kind of insurance, the agent or broker will ask you a plethora of questions. Once the agent or broker has gotten the answers they need, they will come back to you with the different coverage options available and the price that those coverage options will cost you. You may have wondered, what truly goes into a car insurance premium?

DCPD is an insurance acronym that stands for Direct Compensation for Property Damage. DCPD was introduced in Alberta on January 1, 2022, as a part of the Alberta governments auto insurance reform measures. DCPD is used in several Canadian provinces including, Ontario, Quebec, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland. The results of DCPD have been faster claims response, consistent treatment during claims, and drastically lower litigation costs.

When it comes to protecting your car, comprehensive car insurance is an essential coverage to consider. It provides coverage for your vehicle in case of theft, fire, vandalism, or other types of damage that are not caused by a collision with another car.

If you're an Albertan like me, you're probably not used to thick fog on your commute to work. My friends and family over in BC look at this thick fog and they think nothing of it really. Today is just a regular Tuesday for them. For me? I was white knuckling it on my way into the city. In order to help my fellow Albertan's, here are 7 helpful tips to getting you through the fog safely.

Convictioncan be a bit of a scary word. In this context, convictions are not quite as dramatic as a Law and Order kind of convictions. In this case, a conviction refers to a driving conviction on your record. A driving conviction is when you get a pullover ticket where you were cited by the police for breaking the law.

*Note that only pullover tickets caused by your driving behaviour will impact your insurance. 

Vehicle insurance can cover many different types of damages or losses. One of the items that your auto insurance will not likely cover is your automotive glass. Your windshield, side windows, back glass, and a sun/moon roof on your vehicle are all components that could be damaged and not have coverage. For this very reason, you can purchase a supplemental glass insurance policy to cover chips, cracks, or broken glass on your car. 

Are a Canadian citizen considering making the move to Alberta? We want to help. We understand that moving is one of the most stressful things a person can do. In order to make things a little easier, here is a short out of province guide to auto Insurance. 

With winter beginning to rear its ugly head in the province of Alberta, so to is it time to think about how you are going to get prepare your vehicle for winter. Outside of double checking your block heater cord, making sure you're using sub-zero rated washer fluid, and load testing your vehicles battery, you're probably going to need to do something with your vehicle's tires. If you're not 100% on what you're going to do this year, here is a few points to be your food for thought.