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3 min read

ATV Insurance Basics - Why Do I Need ATV Insurance? What Does It Cover?

By Jake McCoy on Sep 13, 2022 10:35:00 AM

ATV/quad sales in Alberta have spiked to incredibly high levels during a the COVID riddled year of 2021. There was a staggering 190% increase in quad sales from March 2021 to the previous years numbers. With so many extra units out there, it is important to know what kind of coverage you need for your ATV or quad in order to be compliant with Alberta regulations.

Topics: atv quad safety liability ATV Insurance Quad Insurance
9 min read

Road Rage - What's The Cost of Agressive Driving?

By Jake McCoy on Aug 5, 2022 8:45:00 AM

Most people are familiar with the term “road rage” and have an idea of what it means. They would likely associate it with someone swearing and/or yelling at other drivers from their vehicle, honking unnecessarily, or generally driving unsafely out of agitation. This behaviour is actually more in line “aggressive driving”. You might be thinking that those sound interchangeable, but there is an important distinction between them.

Topics: Risk Management safety Car Insurance Car Insurance Edmonton distracted driving UBI Road Rage Aggressive Driving
4 min read

Distracted Driving: Is it Illegal to Send a Text While Waiting in a Drive-Through Line

By Rob Stevenson on Dec 4, 2015 3:00:00 PM

Recently a man received a ticket for distracted driving for answering a text message while waiting in line at a Beaumont area Tim Horton's drive through. While there is some speculation that he may have been texting on the way to Tim Horton's as well, it seemed like a good time to take another look at Alberta's distracted Driving Legislation. 

Topics: safety Auto Insurance distracted driving Auto Insurance Edmonton edmonton car insurance traffic laws
4 min read

Is it Illegal to Send a Text While Waiting in a Drive-Through Line?

By Rob Stevenson on Apr 8, 2014 2:06:00 PM

Recently a man received a ticket for distracted driving for answering a text message while waiting in line at a Beaumont area Tim Horton's drive through. He's On September 1, 2011 Alberta became the first province in Canada to write a law that addresses distracted driving and cell phone use. It is also Canada's most comprehensive distracted driving law, which has led to a bit of confusion over what activities would be considered breaking the law and what would be perfectly legal. Read below to dispel some of these myths.

Topics: safety Auto Insurance distracted driving Auto Insurance Edmonton edmonton car insurance traffic laws
2 min read

Snowmobile Safety Tips

By Rob Stevenson on Nov 28, 2013 8:53:00 AM

snowmobile safetySnowmobiling is a thrilling yet risky way to enjoy the great outdoors. Before you turn on the engine, it is wise to learn how to properly operate the mechanical controls and safety devices of the vehicle. It is also important to read the owner’s manual and take a safety course. Don’t let an accident or injury ruin your day – keep your rides scenic and safe with the following safety recommendations.

Safety Training is Available

Inexperienced riders are much more likely to be involved in serious snowmobiling accidents than their seasoned counterparts. Therefore, you should contact your province’s Ministry of Natural Resources for more information on available safety courses for both adults and young riders. In most provinces, they are mandatory for extremely young riders (ages 10 to 15) if they intend to ride off their parents’ property.

For more inforation on training, check out the ATV Safety Site and the Alberta Snowmobile Association.

Topics: safety snowmobile
1 min read

Exercise Without Injury

By Rob Stevenson on Apr 8, 2013 9:53:00 AM

Exercise is beneficial for the body, the mind and the soul. But, According to Statistics Canada, only 15 per cent of Canadians meet the minimum recommended amount of exercise for the week. Exercise can improve your mood, fight chronic diseases, help manage your weight, lead to a better night’s sleep — the list goes on and on. In order to get the most from your regular workouts and decrease your risk of injury, it is very important to warm-up, cool down and stretch.

Tips for a Safer Workout

Warm-up

Warming up transitions your body from a resting state to more rigorous activity level. It increases blood flow to your muscles so they stretch easier and are less likely to tear. Warming up also lubricates your joints, reducing friction and unnecessary wear. While warming up:

  • Move similar to how you will in your workout by walking briskly, jogging or biking at a slow pace.
  • Increase the intensity gradually to reduce stress on your bones, muscles and heart.
  • Warm up for approximately 15 minutes so that you break a light sweat. 

Cool Down

Cool Down:

Like warming up, cooling down should include movements similar to those in your workout, but they should decrease in intensity gradually.

  • Cool down for at least 10 minutes so that blood returns from your muscles to your heart. If you do not cool down long enough, you may become dizzy, nauseated or even pass out.

Don't Forget to Stretch!

Stretching before and after a workout builds flexibility and range of motion, and reduces your risk of injury while you are burning calories in a sweat session.

  • Use gentle, fluid movements while stretching and breathe normally.
  • Focus on individual muscle groups and hold a stretch for 20 to 60 seconds.
Do not force your joints beyond their normal range of motion – you should not feel any pain.
Topics: safety Healthy Lifestyle Excercize
2 min read

Time to Start Thinking About ATV Safety Again

By Rob Stevenson on Feb 19, 2013 9:43:00 AM

It's almost time to pack up the sleds and get the ATV's tuned up and ready for another season. As we know, Alberta see's a lot of injuries and fatalities from ATV accidents every year.

Topics: atv quad safety

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