With the 2026 Alberta riding season on its way, we wanted to take a fresh look at how much motorcycle insurance costs in Alberta. At Armour Insurance, we analyzed hundreds of new policies issued between January 1, 2025 and December 31, 2025 to determine the average price riders paid for coverage.

With the 2023 Alberta riding season nearing its natural conclusion, we wanted to look back at how much motorcycle insurance costs in Alberta during the year. In the name of transparency Armour has compiled the data to get an accurate assessment of how much it costs to get motorcycle insurance. 

For motorcyclists, an accident is the worst thing that can happen with your ride. The second worst thing is theft. Every year, thousands of motorcycles are stolen, and for die-hard riders who put money, time, and effort into this thrilling lifestyle, replacing their bike can cost thousands of dollars.