On a sunny Saturday morning last May I was pulled over and issued a ticket for an illegal U-Turn. After I got past the initial embarrassment of being pulled over on a busy road, I asked the police officer, where it actually WAS legal to make a U-turn in Alberta. His response surprised me...

The Alberta auto insurance market is in flux as both Sonnet Insurance and Aviva Direct Insurance have opted to leave the province (Sonnet auto only and Aviva Direct entirely). This sudden change in the market has left many with questions. Why did these companies leave Alberta? Is Alberta car Insurance bad business? What does this mean for policyholders with these insurance companies? Today, we seek to provide answers to some of these questions.

Earlier this month, I got a letter from my insurance company about how my property insurance deductibles were being increased from $1,000 to $2,000 on hail damage and water damage. On the one hand, I was happy to hear that my premiums weren’t going up, but on the other hand, I was a little surprised to see that my deductible was literally doubling from last year with no claims or changes to my policy. When I got this news, I did what most people would do, and I gave my broker a call to ask why this happened.

If you’ve ever gotten a quote on auto insurance in Alberta, you may have heard the agent or the broker talk about insurance grid rates. If you’re not an insurance professional, the term “grid rate” probably doesn’t mean that much to you. Today we want to provide a short guide to understanding what “grid rates” are, what they do, and what it means for you.

If you can drive on Alberta Roads for more than a month without getting a chip in your windshield, you deserve a medal! Keeping your windshield free of cracks and chips is quite possibly one of the most frustrating things about driving in northern climates like ours. The last windshield I replaced lasted only 5 months before developing a long horizontal crack. 

On November 1, 2023, the Alberta government held a press conference with to announce changes to the auto insurance landscape for Alberta. Key takeaways from the press conference include:

At Armour Insurance, transparency is one of our most important core values. We do our best to be transparent with our team, our partners, and of course our valued customers. So, in the spirit of transparency, we'd like to share some of the data we have on insurance prices year over year in Alberta.

A vast majority of car insurance shoppers in Alberta are looking for one thing and one thing only: the cheapest possible insurance for their cars. In all fairness, we get it. At the end of the day, the almighty dollar is what reigns supreme for most consumers. With that being said, we hope that by reading this short article, we might be able to change a few minds. That maybe, just maybe, price shouldn't be the only thing you care about.

When you’re in the market for a new to you vehicle, there are usually a handful of criteria that you use to make a purchase decision. Does it meet your needs? Can you afford it? Does it look how you want it to? Is it reliable? Is it safe? These are all important questions you should be asking before you make a vehicle purchase. Today we wanted to provide a few resources and ways on how you can answer three of the pressing questions you might have when shopping for a vehicle.