The top 10 most commonly stolen vehicles in Ontario have been released by Canadian company Équité. We wanted to do an in-depth look at vehicle theft frequency, rather than sheer numbers. In essence, we wanted to answer the question, what type of vehicle is most likely to be stolen if you were going to purchase one? The following numbers are based on the rate at which a specific vehicle is stolen proportional to the number of vehicles on the road. 

On December 2, 2024, the Alberta Government unveiled major reforms to the use of photo radar by municipalities, set to take effect on April 1, 2025. These changes aim to reduce the number of active photo radar locations from 2,200 to approximately 650, a significant reduction of about 70%.

Alberta’s auto insurance market has been at the center of scrutiny and controversy for many years. Headlines about reports on public vs. private auto insurance, rate freezes, rate increases for safe drivers, insurance companies leaving the province, and the latest announcement about Alberta’s sweeping changes to the insurance industry. With all of this in mind you might be asking yourself: What is happening to Alberta car insurance? We’d like to take an opportunity to break down the state of Alberta auto insurance and what changes could look like.

When it comes to car insurance, many drivers wonder if owning an older car means lower insurance rates. While it's true that some aspects of insuring an older vehicle can be less expensive, it's not always the case. This article will help clarify the difference between older cars and classic cars and some of the other factors that go into your car insurance premium.

As auto insurance is a legal requirement in Alberta, it’s essential to ensure you're getting your insurance from a legitimate and licensed agent or broker. Unfortunately, there has been a rise in fraudulent auto insurance scams by unlicensed individuals, commonly referred to as “ghost brokers.” These scammers often target newcomers or those unfamiliar with Alberta’s insurance system, leaving unsuspecting drivers vulnerable to invalid insurance coverage.

The Alberta auto insurance market is in flux as both Sonnet Insurance and Aviva Direct Insurance have opted to leave the province (Sonnet auto only and Aviva Direct entirely). This sudden change in the market has left many with questions. Why did these companies leave Alberta? Is Alberta car Insurance bad business? What does this mean for policyholders with these insurance companies? Today, we seek to provide answers to some of these questions.

Earlier this month, I got a letter from my insurance company about how my property insurance deductibles were being increased from $1,000 to $2,000 on hail damage and water damage. On the one hand, I was happy to hear that my premiums weren’t going up, but on the other hand, I was a little surprised to see that my deductible was literally doubling from last year with no claims or changes to my policy. When I got this news, I did what most people would do, and I gave my broker a call to ask why this happened.

If you’ve ever gotten a quote on auto insurance in Alberta, you may have heard the agent or the broker talk about insurance grid rates. If you’re not an insurance professional, the term “grid rate” probably doesn’t mean that much to you. Today we want to provide a short guide to understanding what “grid rates” are, what they do, and what it means for you.

If you can drive on Alberta Roads for more than a month without getting a chip in your windshield, you deserve a medal! Keeping your windshield free of cracks and chips is quite possibly one of the most frustrating things about driving in northern climates like ours. The last windshield I replaced lasted only 5 months before developing a long horizontal crack.