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4 min read

What Is Dwelling Coverage on Home Insurance? Understanding your Home Insurance

By Jake McCoy on Jun 12, 2026 10:00:00 AM

Your home is likely one of your biggest investments. That's why dwelling coverage is one of the most important parts of a home insurance policy. It helps protect the physical structure of your home if it is damaged by a covered loss.

Topics: home insurance property insurance
3 min read

How Armour Insurance’s Day Off Raffle Supports Women Building Futures

By Jake McCoy on May 20, 2026 10:15:07 AM

At Armour Insurance, we are always looking for ways to support our team while giving back to the communities we are proud to be part of. What started as a simple idea to give employees a chance at an extra day off has grown into something much more meaningful. Each year, our Day Off Raffle brings our team together and allows us to support organizations that are making a real difference.

Topics: Culture Community Support
7 min read

7 Cybersecurity Lessons from a Real Cyber Attack Simulation

By Jake McCoy on May 6, 2026 10:01:21 AM

On the last day of April, Armour Insurance and Accurate Network Services co-hosted an event called “The Anatomy of an Attack” that took a deep dive into how cyber attacks can unfold. Between a white-hat (ethical) hacker demonstration, explanations from a cybersecurity expert, and a walkthrough from a cyber insurance professional, there were a full panel of cyber attack specialists sharing their wisdom.

Topics: cyber crime cyber insurance
9 min read

The Real Cost of a Distracted Driving Ticket in Alberta (It’s Not $390)

By Jake McCoy on Mar 20, 2026 11:30:00 AM

A distracted driving ticket in Alberta costs $390, but that is only the immediate penalty. For many drivers, the financial impact does not end when the fine is paid. In reality, a distracted driving conviction in Alberta can follow you for years through higher insurance premiums, lost discounts, and even reduced coverage options.

Topics: Auto Insurance distracted driving Alberta Car Insurance Reform
3 min read

Average Motorcycle Insurance Cost in Alberta (2025 Rates & Pricing Guide)

By Jake McCoy on Mar 17, 2026 12:59:59 PM

With the 2026 Alberta riding season on its way, we wanted to take a fresh look at how much motorcycle insurance costs in Alberta. At Armour Insurance, we analyzed hundreds of new policies issued between January 1, 2025 and December 31, 2025 to determine the average price riders paid for coverage.

Topics: Auto Insurance motorcycle insurance motorcycle safety
26 min read

2026 Alberta Car Insurance Rates: Driver Age, Gender, Location, & Coverage

By Jake McCoy on Mar 13, 2026 9:30:00 AM

Car insurance prices in Alberta can vary dramatically depending on a driver's experience, where they live, and the type of coverage they choose.

In a previous analysis, we examined auto insurance rate data from the Alberta Auto Insurance Rate Board (AAIRB) across several communities including Calgary, Edmonton, Canmore, Grande Prairie, Lethbridge, and Vegreville. That article compared pricing across dozens of driver profiles and coverage options to better understand how insurance costs differ across the province.

Topics: Auto Insurance Car Insurance Alberta Car Insurance Reform
19 min read

The Cheapest and Most Expensive Auto Insurance In Alberta - 2026 AAIRB Data

By Jake McCoy on Mar 12, 2026 1:15:00 PM

Car insurance prices in Alberta can vary a lot. Two drivers with the same vehicle can pay very different prices depending on their age, gender, location, and the type of coverage they choose.

New data from the Alberta Auto Insurance Rate Board helps show just how big those differences can be.

Topics: Auto Insurance Car Insurance Alberta Car Insurance Reform
2 min read

How to Identify the Age of Your Furnace and Water Heater

By Jake McCoy on Mar 8, 2026 11:00:00 AM

Knowing the age of your furnace and water heater is crucial for insurance purposes. Insurance companies often consider the age of these appliances when determining coverage and premiums. Accurately identifying the age of these home components is essential for ensuring adequate insurance coverage.

Topics: home insurance
3 min read

Does My House Have a Sump Pump and/or Backwater Valve?

By Jake McCoy on Mar 7, 2026 10:00:00 AM

Ensuring your home is equipped with essential flood prevention devices like a sump pump and backwater valve can be crucial for protecting your property. In this guide, we'll explain what these devices are, how they work, and how to locate them in your home.

Topics: home insurance Basement Flooding
2 min read

How to Tell When Your Roof Was Last Updated

By Jake McCoy on Mar 6, 2026 10:30:00 AM

Insurance companies often inquire about the age of your roof to assess its condition and potential risk factors. Knowing the age of your roof can impact insurance coverage eligibility and premiums, as older roofs may be more prone to damage or may be near the end of their useful lives.

Topics: home insurance home maintenance

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