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3 min read

How to Identify the Type of Plumbing your Home Uses

By Jake McCoy on Mar 5, 2026 11:00:00 AM

Understanding the type of plumbing in your home is vital for maintenance, renovations, and insurance purposes. Different plumbing materials come with unique lifespans and maintenance needs, so it's crucial to know what you have. Here's a simple guide to help you identify the type of plumbing in your home.

Topics: home insurance
2 min read

How Do I know What Kind Of Wiring My Home Has?

By Jake McCoy on Mar 4, 2026 10:30:00 AM

Knowing the type of wiring in your home is crucial for safety and insurance purposes. Different types of wiring have different risks associated with them, and understanding what you have can help you make informed decisions about maintenance and coverage. In Canada, homes can have various types of wiring, including aluminum, copper, and knob-and-tube. Here's a simple guide to help you identify what kind of wiring your home uses.

Topics: home insurance property insurance
3 min read

Out-of-Province Driving: How Long is Your Alberta Insurance Valid?

By Jake McCoy on Feb 28, 2026 1:30:00 PM

Whether you’re heading to Ontario for a summer project, trekking across the USA, or going away to university, you need to know if your Alberta insurance follows you across borders.

Topics: Auto Insurance Car Insurance Out of Province Insurance
3 min read

Alberta Auto Liability Insurance: How Much Coverage is Enough?

By Jake McCoy on Feb 26, 2026 9:00:00 AM

As a driver in Alberta, your insurance policy is your first line of defense against financial ruin. While several coverages are optional, Third-Party Liability is a legal requirement.

With the 2026 increase in Grid premiums and the upcoming shift to the "Care-First" system in 2027, understanding your liability limits has never been more critical.

Topics: Auto Insurance third party liability
2 min read

Alberta Auto Insurance 2026: What the New "Good Driver" Rules Mean for Rates

By Jake McCoy on Feb 25, 2026 6:30:00 PM

Alberta’s auto insurance market continues to evolve. In 2026, one of the most important updates affects how the province defines a “Good Driver.” This definition matters because only drivers who qualify as “Good Drivers” receive protection under Alberta’s Good Driver Rate Cap. Drivers who do not qualify may see larger premium increases at renewal.

Topics: Auto Insurance Alberta Car Insurance Reform Good Driver
4 min read

Alberta Driving Convictions: How Your Record Impacts Your Insurance (2026 Guide)

By Jake McCoy on Feb 24, 2026 11:30:00 AM

If you’ve recently looked at your auto insurance renewal, you may have noticed that "clean driving" is more valuable than ever. In Alberta, driving convictions aren't just legal headaches—they are the primary factor in determining whether you qualify for the provincial Good Driver Rate Cap.

Topics: Auto Insurance Alberta Car Insurance Reform
5 min read

How to Cancel Insurance for a Deceased Person: A Step-by-Step Guide

By Jake McCoy on Jan 24, 2026 11:14:59 AM

Losing someone you care about is hard enough on its own. In the days that follow, there are often practical tasks to manage that feel unfamiliar and overwhelming. Dealing with insurance is one of those responsibilities, and it can feel especially heavy when you are already grieving. If you are trying to cancel insurance for a deceased person, the process often feels confusing or frustrating.

Topics: Insurance Cancellation
16 min read

Alberta Auto Insurance Sees 20% Grid Base Premium Increase in 2026

By Jake McCoy on Jan 9, 2026 9:15:01 AM

Starting January 1, 2026, auto insurance Grid base premiums in Alberta increased by 20% compared to January 2025. This adjustment was issued by the Alberta Automobile Insurance Rate Board on September 26, 2025. Alberta's Grid system for auto insurance can be complicated. To make things as clear as possible, we'll explain what Grid is, who is on the Grid, and how Grid has changed over time in the province. 

Topics: Auto Insurance Grid Rating Insurance Grid Rating
2 min read

Does Turning Down Your Thermostat at Night Save Money?

By Rob Stevenson on Oct 29, 2025 3:15:00 PM

3 min read

Is it Ever Legal to Do a U-Turn in Alberta?

By Rob Stevenson on Sep 4, 2025 11:45:00 AM

On a sunny Saturday morning last May I was pulled over and issued a ticket for an illegal U-Turn. After I got past the initial embarrassment of being pulled over on a busy road, I asked the police officer, where it actually WAS legal to make a U-turn in Alberta. His response surprised me...

Topics: Car Insurance traffic laws

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