SMI HOME SYSTEMS & SERVICE LINE PROTECTION

HOME SYSTEMS PROTECTION

Breakdowns can be sudden – your Home Systems Protection covers the systems and equipment you depend on for heating and cooling, hot water, electricity, communications, and backup power. This coverage also includes breakdown-related loss.

• $50,000 limit – $1,000 deductible

Examples of covered home systems and equipment:

• Central air conditioning
• Water purification and filtration
• Permanent emergency generators
• Boilers, furnaces, and heat pumps
• Well pumps, installed sump pumps
• Home security monitoring and control devices
• Conventional and solar water heaters
• Pool and spa pumps, heating, and filtration
• Chair lifts and elevators
• Renewable energy systems (e.g., solar, wind, geothermal)
• Electrical service panels

Examples of covered appliances:

• Kitchen and laundry appliances
• Home entertainment equipment
• Computers, peripherals, and wireless devices
• Mobile medical equipment
• Portable generators and sump pumps

Included with Home Systems Protection on MyHomeWorks – a complementary suite of online tools that make it easier to save money and improve your home’s energy efficiency. Learn more.

SERVICE LINE COVERAGE

Underground pipes and wiring are often out of sight – out of mind, but these systems bring essential services such as water, gas, power, data, and communications into your home, and you are often responsible for their repairs. SMI’s enhanced service line coverage includes service line repairs, as well as related damage to outdoor property caused by repairs. If your home becomes uninhabitable during the repair process, hotel and other living costs may also be covered.

Protection offered by warranties and service contracts can be limited and are often intended for everyday maintenance. Home Systems Protection ensures that you’re covered from larger losses. If you would like to add these policies to your homeowner’s policy, please contact your broker by call, email, or stopping by our office.

For more information, read SMI’s Home Systems Protection & Service Line online brochure.