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The Garage Auto Policy provides coverage for businesses within the automotive industry. This policy will protect you from any property damage or bodily injury claims, and offer you greater peace of mind and more protection for any automobiles that you may be working on.
A common misconception about this type of insurance is that it's only needed by those who own automobile repair shops or garages. While this coverage is great for mechanics and auto repair specialists, it's also recommended for any business that works with, sells, or transports vehicles.
Owned Automobiles DO NOT include vehicles owned by the business and regularly driven in the course of the business for service runs, parts runs, towing customer vehicles, etc. These are better insured under a Commercial Automobile policy. Owned Automobiles for a Garage Automobile policy would be automobiles owned and held for re-sale on a car lot, or a demo vehicle that is used only in regards to the sales transaction.
The premium for a Garage Automobile Policy is calculated based on several factors:
At Armour, we are professional advisors, not sales people. We work along side you as a business partner to ensure your coverage is appropriate, and assist should you suffer a claim or loss. Please watch this short video from our commercial business manager - Sheldon Bos.
We proudly offer all types of commercial insurance for our clients including bonding, liability, cyber and more. If you have compliance requirements, we will happily handle the uploads to Comply Works or IS Networld on your behalf. Give any one of our commercial brokers a call and they'd be happy to answer any questions you may have.
If you’ve never experienced a brake failure, the thought of one happening likely doesn’t cross your...