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Commercial General Liability (CGL) Insurance coverage is your first line of defense against unexpected risks.
Liability issues can happen in a number of ways as you operate your business. Commercial General Liability Insurance can protect you, your employees, and your customers. We will review your exposures with you to help you understand risks associated with your business.
Many businesses only purchase CGL coverage. We have many markets able to accommodate this request at Armour Insurance.
Professional Liability Insurance, or Errors and Omissions Insurance, is especially important to professionals who work with clients who could claim that something that you or your company did on their behalf was done wrong. As a result costing them money or causing them harm.
Commercial General Liability Insurance is not Professional Liability Insurance (errors and omissions). Professional Liability Insurance is excluded from your CGL.
We have markets ready to provide professional coverage for many industries.
If you need higher liability limits, often umbrella insurance is the best way achieve this goal.
Can your business sustain a fire loss on your building, its inventory, or a law suit? Commercial insurance is likely an important part of your business's success should you have a claim or loss. The effect of a financial loss can be minimized with the proper insurance in place - we can help you review your insurance needs.
Commercial property insurance insures; building coverage, contents coverage, equipment, and stock coverage against physical loss or damage. Business Interruption coverage, which can offset income lost while you're shut down. You might need to shut down to reestablish your business in the case of an insured loss or extra expenses. Equipment Breakdown covers expenses associated with machinery and equipment break-downs.
Commercial general liability insurance will protect your business in the event that you are sued for completed operations, bodily injury, personal injury, or property damage.
Commercial general liability insurance is not Professional Liability insurance (errors and omissions). Professional liability Insurance is excluded from your CGL.
This type of insurance is important for professionals who work with clients that could say that something you, or your company, did on their behalf was done wrong. They can claim that the results cost them money or caused them harm.
If you’ve never experienced a brake failure, the thought of one happening likely doesn’t cross your...