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Directors and Officers

Directors and Officers Liability Insurance (D&O Insurance) is liability insurance for the directors and officers of a corporation or board. It provides them with the financial protection against claims from the board's or corporation's activities. 

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Directors and Officers Need Protection Too

Whether paid or working as a volunteer, are held liable for actions of a fiduciary nature. These actions could be a breach of duty, a misstatement, error or omission in your capacity as a director of officer of the corporation or board. If the claim is due to a wrongful act or negligence then it has to be perceived as deliberate. Commercial General Liability (CGL) policies exclude any claims of this nature.

Your company should have separate D&O Insurance if you have directors, officers, or a board. 


More Information

"Directors of not-for-profit corporations are, like the organizations they serve, a diverse lot. Perhaps the two characteristics they are all most likely to share are that they are well-intentioned and time-pressed. This book was created with both these factors in mind. We have attempted to prepare a text that will help directors do a good job, as well as protect themselves from potential claims arising from their actions or decisions. We have also attempted to do so in a friendly fashion that does not require prolonged study, but highlights the essentials of what you need to know."

From the Insurance Bureau of Canada Website

Armour Insurance will make recommendation and suggestions based on your needs. One size does not fit all and at Armour we work to find the perfect fit for your insurance needs. 

Great experience. Called in, didn't have to wait, and spoke to a human very quickly. In addition, the process of getting a CGL insurance quote was quick and painless. Travis was knowledgeable and I would highly recommend.
Devon Bortscher
Armour Commercial Customer

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