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Rob Marusin


Recent posts by Rob Marusin

1 min read

Alberta Insurance Rate Hike. How does this affect you?

By Rob Marusin on Jun 14, 2012 2:45:00 PM

All over the news and radio are reports of a hike in Auto Insurance rates in Alberta of 10-13%.

Topics: Auto Insurance Car Insurance Car Insurance Edmonton
1 min read

Super Visa Insurance is Super! Medical Insurance Canada

By Rob Marusin on May 18, 2012 9:15:00 AM

For the past year, parents and grandparents of new Canadian residents have been able to apply for what is called a Super Visa. A Visa that allows multiple entries into Canada for two years without a renewal request. What does this mean to you? Your family members can visit as often as they like, or for an extended period of time without worrying about any government hassle. They come with a few stipulations, such as comprehensive medical insurance, but are relatively straightforward.

Topics: insurance edmonton medical insurance edmonton travel insurance super visa
2 min read

What Phony Insurance Claims Mean for You

By Rob Marusin on May 14, 2012 11:23:00 AM

Armour Insurance and the Insurance Bureau of Canada, want to remind you that when someone cheats, everyone pays.


When you get an insurance quote and buy insurance for your home, car or business, you put your money into a pool with many others, to help the ppeople every year who suffer financial hardship because of tragic insurance claims, such as fire or a car crash. But what happens when criminals or cheaters take more than their share? Or even fake the whole event? We’re all forced to pay more and every dollar makes a difference. It's a reality that many of us don't know or think about.

Topics: Insurance Fraud Auto Insurance home insurance Insurance Claims
2 min read

Are You Prepared for an Emergency?

By Rob Marusin on May 7, 2012 9:36:00 AM

Is your family prepared for an emergency? May 6 - 12, 2012 is Emergency Preparedness Week in Canada; the perfect time to make sure that you have everything you need in a pinch.

Topics: 72 hour emergency kit commercial insurance Auto Insurance Car Insurance Car Insurance Edmonton Auto Insurance Edmonton
2 min read

Distracted Driving is a Major Cause of Insurance Claims

By Rob Marusin on Apr 25, 2012 11:06:00 AM

There is an epidemic among Canadian drivers these days. It’s called distracted driving. With more focus on the subject than ever before and some form of legislation about cellphone use or distracted driving in nearly every province, drivers should be well aware of the dangers of distracted driving. Yet random observations on the road will show you that it still persists.

3 min read

Auto Insurance Coverage Types Explained

By Rob Marusin on Apr 24, 2012 11:42:00 AM

Types of Auto Insurance Coverage

There are different types of coverage and benefits available through an automobile insurance policy. The principal coverage is listed below. Armour Insurance Group representatives are pleased to meet with existing and new customers to assess your insurance requirements.

Topics: Auto Insurance Car Insurance deductible liability Comprehensive collision third party liability
1 min read

Crop Insurance - Farm Insurance Alberta

By Rob Marusin on Apr 16, 2012 11:31:00 AM

Crop Insurance for 2012

The snow is gone in most of Alberta, we are having rain showers to add moisture to the soil, and soon we will have crops sprouting throughout the province. These crops generate significant income throughout the farming community and regardless of the outlook in the Farmers Almanac this year, it only takes one storm to turn this into a significant loss.

Topics: crop insurance alberta Farm Insurance Crop Insurance
2 min read

Common Endorsements - And What They Mean for Car Insurance

By Rob Marusin on Apr 13, 2012 4:46:00 PM

We often receive calls asking about endorsements on auto policies. Questions about things like:

Topics: Car Insurance Edmonton
1 min read

When is a good time to get car insurance Quotes?

By Rob Marusin on Apr 12, 2012 10:32:00 AM

When is a good time to get quotes on your Car Insurance?

Generally speaking the best time to get a quote on you car insurance is 30 to 60 days prior to your renewal date. 

You may be asking why do I need to wait for my renewal date?

  • We recommend this because when you cancel your policy before the renewal date most Insurers charge a penalty called a Short Rate cancellation. If you cancel at renewal time no penalty is charged.

How is the Car Insurance market currently in Edmonton, is now a good time to shop?

The short answer is yes and we will explain why.

  • Over the last few years Auto Insurance has been a profitable line of business for Insurance Companies therefore they wan't to write more of it. In order to write more of it they are becoming more competitive and offering discounts such as "switch and save".  Switch and save is a discount that is applied to new customers just for changing over.

How do I go about getting a competitive quote?

  • We offer free quotes on the phone, in person or anytime on our website. The benefit of dealing with an Insurance Broker is we represent multiple Insurance Companies which serves you in offering competitive premiums from multiple insurance companies. To start your quote now here is the link to our online quoting service.

If you have questions about coverages and your auto Insurance in General please visit our Auto Insurance FAQ page.

What if I do not live in Edmonton?  Generally speaking most areas of Alberta are very competitive for Auto Insurance.  We have offices in Edmonton, Lloydminster and Lethbridge click here for our contact information.

Topics: Car Insurance Quote Online Quotes Car Insurance Auto Insurance Edmonton
2 min read

Home Insurance Saftey Tip - Smoke Alarms - Home Insurance Edmonton

By Rob Marusin on Apr 9, 2012 11:07:00 AM

Here are some helpful tips that will help to make sure that your smoke alarm can do it's job and alert you incase of fire in your home. These tips wil also helkp you to stay on track with your home insurance policies requirements.

Topics: fire insurance smoke detectors home insurance Home Insurance Tips fire safety

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