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Canadians love to renovate. A recent survey by the Canadian Mortgage and Housing Corporation found that over 40 percent of households in ten Canadian markets renovated their home. The same survey found that 0ver 65% of households used a contractor to do all, or at least some, of their renovations. (Changes to your home may also affect your home insurance policy.)

Alberta has seen its fair share of water this summer and home insurance claims are on the rise due to unfortunate water damage. Water has now surpassed fire as the number one cause of home insurance claims and 40% of all personal property insurance claims are as a result of water damage. Homeowners are getting waterlogged, so to speak.

Are you a dog owner? Do you know the effects a dog bite could have on your insurance?