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Jake McCoy


Recent posts by Jake McCoy

9 min read

Alberta’s Auto Insurance Overhaul Unpacked: A Complete consumer Guide

By Jake McCoy on Nov 29, 2024 10:00:00 AM

Alberta’s auto insurance market has been at the center of scrutiny and controversy for many years. Headlines about reports on public vs. private auto insurance, rate freezes, rate increases for safe drivers, insurance companies leaving the province, and the latest announcement about Alberta’s sweeping changes to the insurance industry. With all of this in mind you might be asking yourself: What is happening to Alberta car insurance? We’d like to take an opportunity to break down the state of Alberta auto insurance and what changes could look like.

Topics: Car Insurance Alberta Car Insurance Reform
6 min read

5 Things to Know About Home Insurance and Animal-Related Damage

By Jake McCoy on Nov 18, 2024 10:30:00 AM

You might not know it, but home insurance and animals often have a complicated relationship. What kinds of things can be covered, and what aren’t? From a loyal pet’s mishap to an invasion of pests, there are plenty of questions about where your home insurance can step in. Knowing the basics can help you understand which risks are yours to manage and which fall under your policy’s protection.

Topics: property insurance pet insurance Pet Shield
4 min read

Do Old Cars Cost Less To Insure?

By Jake McCoy on Nov 9, 2024 7:45:00 AM

When it comes to car insurance, many drivers wonder if owning an older car means lower insurance rates. While it's true that some aspects of insuring an older vehicle can be less expensive, it's not always the case. This article will help clarify the difference between older cars and classic cars and some of the other factors that go into your car insurance premium.

Topics: Auto Insurance Car Insurance Car Insurance Edmonton classic car
3 min read

Beware of Ghosts: Protect Yourself from Auto Insurance Scams in Alberta

By Jake McCoy on Oct 24, 2024 10:15:00 AM

As auto insurance is a legal requirement in Alberta, it’s essential to ensure you're getting your insurance from a legitimate and licensed agent or broker. Unfortunately, there has been a rise in fraudulent auto insurance scams by unlicensed individuals, commonly referred to as “ghost brokers.” These scammers often target newcomers or those unfamiliar with Alberta’s insurance system, leaving unsuspecting drivers vulnerable to invalid insurance coverage.

Topics: Insurance Fraud Car Insurance
3 min read

Meet the Team: Armour Team Leads

By Jake McCoy on Oct 10, 2024 11:45:00 AM

At Armour Insurance, our commitment to exceptional service is at the heart of everything we do. As Armour continues to grow, we're focused on maintaining the high level of personal care and expertise our clients have come to expect. To support this goal, we're excited to announce the promotion of three of our outstanding insurance brokers to Personal Insurance Team Lead positions this quarter. These individuals have demonstrated exceptional leadership, dedication, and industry knowledge, and we're confident that in their new roles, they will continue to enhance the experience for our clients and team members alike.

Topics: Armour Insurance staff
3 min read

Will Home Insurance Cover It? 5 FAQs of Home Insurance Coverage

By Jake McCoy on Sep 26, 2024 10:17:25 AM

Home insurance can be confusing, especially when it comes to understanding what is and isn’t covered. To help you navigate the complexities, we've compiled answers to the top five frequently asked questions about home insurance coverage. Whether you're wondering about damage to your AC unit or concerns about bed bugs, we’ve got the info you need.

Topics: home insurance property insurance Insurance Claims
2 min read

What is Seasonally Rated Insurance?

By Jake McCoy on Sep 9, 2024 1:45:00 PM

When you live in a place like Alberta or Saskatchewan and you own something like a motorcycle, boat, or snowmobile, you're probably not able to use it year-round. That’s where seasonally rated insurance comes in. Let's dive into how this type of insurance works and why it can be so cost-effective.

Topics: Car Insurance Recreational Insurance recreational vehicle insurance
3 min read

Someone Broke My Car Mirror, Here's What I did

By Jake McCoy on Aug 28, 2024 2:45:00 PM

After spending a wonderful Sunday out with my friends, I came back to my apartment around 8:30PM and parked my car on the street, just as I had done several times before without issue. After a restful nights sleep, I got up the next morning to less than pleasant surprise. Someone had kicked out my cars mirrors. 

Topics: car thieves Car Insurance car accident car safety
4 min read

Will Home Insurance Cover It? The Top 7 FAQs of Home Insurance Claims

By Jake McCoy on Aug 25, 2024 10:06:00 AM

Home insurance can be confusing, especially when it comes to understanding what is and isn’t covered. To help you navigate the complexities, we've compiled answers to the top seven frequently asked questions about home insurance claims. From water damage to solar panels, we’ll cover the basics of home insurance coverage.

Topics: home insurance
9 min read

Driving Convictions in Alberta: How They Impact Your Insurance

By Jake McCoy on Aug 22, 2024 7:15:00 AM

Driving convictions can have a significant impact on your auto insurance premium and driving record. It is important to understand what constitutes a driving conviction and the different infractions on the road. In this article, we will explore the various types of driving convictions in Alberta, from minor to major infractions, criminal code convictions, and what they ultimately could end up costing you on your insurance. 

Topics: Auto Insurance Car Insurance Edmonton Auto Insurance Edmonton Defensive Driving

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