When liquor is served organizations may be responsible for those served. Liquor liability includes serving people past the point of intoxication. Any organization, company, or individual with possession of or responsible for a premises are responsible for protecting persons on their premises from harm. Employers have a liability exposure where employees consume alcohol at functions like staff parties. Liabiity exposures also exist if security are used to monitor patrons if excessive force is used to manage intoxicated patrons.

Alberta and Agriculture are terms that are strongly linked. With crops valued at $3.7 billion and livestock at $3.5 billion and an overall $7.7 billion industry the economic importance is clear. With a growing worldwide population, an increasing demand for meat from developing countries will create a demand for Alberta agriculture products like never before. This is why it's so important to have comprehensive Farm Insurance and crop insurance. Failure to be covered properly could result in catastrophic financial and physical losses.

In recent weeks we have seen the start of the thunderstorms and hail across Alberta. Once your crop is up we all turn a wary eye to oncoming storms. Are we going to get hail, what effect could this storm have upon my crop yield. 

With car insurance rates potentially on the rise one consideration when purchasing a car is whether it may be a target for theft. Vehicles targeted for theft are more expensive to insure. High end vehicles are often targeted by criminal organizations who then sell them for parts. To help avoid buying a stolen car consumers can buy from reputable dealers, and reputable repair shops. Get a car history report to lessen the chances of becoming a victim of auto theft.

All over the news and radio are reports of a hike in Auto Insurance rates in Alberta of 10-13%.

Purchasing home and life insurance is a no-brainer. But what about taking the proper precautions to ensure that you hopefully won't need to make claims? The weather is right for cycling - are you wearing your helmet?

We all want to lower our Home Insurance premiums. The main driver of increased rates for home insurance is no longer fire damage; it's water damage. What can we do to keep home insurance rates down and reduce water damage claims?

Are you a dog owner? Do you know the effects a dog bite could have on your insurance?

Do you know the fine print on your insurance policies?

"My friend wants to borrow my car."