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Prepare Your Home This Fall! Home Insurance Tips

Oct 2, 2012 10:54:00 AM

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house insurance fall maintenanceSo you've cleaned up the backyard, the fertilizer's down and the gutters are clear... right? We'll pretend they are! To save yourself from having to make a house insurance claim this fall or winter, there are several maintenance tips you can follow to keep your home in tip top shape!

Let's Start with the Basement
The first thing you should do is call your local utility company to come out for a free furnace check if you haven't already. With the colder weather in Alberta comes more furnace use. COmpanies like ATCO will still come out for free and make sure your furnace is in good shape and there are no dangerous leaks or problems.

Second, change your furnace filter and vacuum your air vents. You can pay to get your furnace cleaned, but if you're out of time or money, you can do a quick job of it yourself. Just remove the vent covers and remove all of the debris. (You just may find that LEGO guy after all...)

Next, it's on to the sump pump. With heavy snowfalls and melting your sump may be working overtime pretty soon. You can test it by unplugging it and plugging back in and then puring some water in it until the float is at the drainage level. If it doesn't drain, it's time to have it replaced.

Finally, turn off your exterior taps as soon as the weather forecast drops to freezing. You don't want to have to deal with an exploding water pipe!

Up to the Main Floor
If you have a wood burning fireplace, now is a great time to call a chimney sweep. You should have your chimney and fireplace cleaned and inspected every couple of years.

Check the weatherstripping on all of your outside doors. The weatherstripping can really help save money in heating bills so if you happen to be missing some, replace them ASAP.

Check all of your batteries in your smoke detectors and Carbon Monoxide detectors too.

Out the Front Door
If you thought your work in the yard was finished... think again! Check your roof for missing or damaged shingles. Many roofers will come out to do patch jobs for reasonable prices.

Extend your downspouts if they're not 3 - 4 feet away from your house. Bad water drainage is a huge cause of water damage. And speaking of drainage, make sure you drain your hoses and underground sprinklers. Hoses should be stored in the shed or garage for the fall and winter.

Following these easy tips can save you a lot of bucks and some big headaches this fall.

Have questions about your home insurance? Contact us!

Rob Marusin

Written by Rob Marusin

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