Whenever you're getting any kind of insurance, the agent or broker will ask you a plethora of questions. Once the agent or broker has gotten the answers they need, they will come back to you with the different coverage options available and the price that those coverage options will cost you. You may have wondered, what truly goes into a car insurance premium?

DCPD is an insurance acronym that stands for Direct Compensation for Property Damage. DCPD was introduced in Alberta on January 1, 2022, as a part of the Alberta governments auto insurance reform measures. DCPD is used in several Canadian provinces including, Ontario, Quebec, New Brunswick, Nova Scotia, Prince Edward Island, and Newfoundland. The results of DCPD have been faster claims response, consistent treatment during claims, and drastically lower litigation costs.

When it comes to protecting your car, comprehensive car insurance is an essential coverage to consider. It provides coverage for your vehicle in case of theft, fire, vandalism, or other types of damage that are not caused by a collision with another car.

Most people are familiar with the term “road rage” and have an idea of what it means. They would likely associate it with someone swearing and/or yelling at other drivers from their vehicle, honking unnecessarily, or generally driving unsafely out of agitation. This behaviour is actually more in line “aggressive driving”. You might be thinking that those sound interchangeable, but there is an important distinction between them.

If you've ever had an auto insurance claim you may have heard on of the drivers in the claim referred to as the "at fault" party. That's because most car insurance claims are paid by the at fault party's insurance company. So what happens if you don't know who the at fault party is? What happens in a Hit and Run. We sat down with Tammy Moody, Armour Insurance's, personal line's manager to find out if a hit and run accident will leave you high and dry.

At my local gas station this morning, regular gas was selling for $1.24/L and premium was 14¢ more expensive at $1.36/L. That's a whopping $8.40 difference if I were to fill my 60L tank. Not as much as I expected actually, but I will be putting regular gas in my car anyways. So why spend the extra $8?

With the blessing of Alberta's Superintendant of Insurance, Uber is back and its drivers will be properly insured. Uber announced their July 1 return to Edmonton today as new rules will allow for Intact's proposed new Ride Sharing Insurance coverage to become a reality under  Alberta's SPF 9 insurance code.

It can certainly be frustrating when you get pinned in behind slower moving vehicles driving shoulder to shoulder down the QE2. The fact is that sometimes life in the fast lane isn't all that fast on Alberta roads, but what do the Alberta Traffic Laws say about this. We took a closer look at the Alberta Traffic Safety Act to uncover some Rules of the Road when it comes to slow moving vehicles. 

CSIO (the Centre for Study of Insurance Operations) released a legal advisory report this week suggesting change in legislation across Canada to allow consumers to use electronic proof of car insurance rather than the traditional hardcopy pink slips we are required to use today.