When liquor is served organizations may be responsible for those served. Liquor liability includes serving people past the point of intoxication. Any organization, company, or individual with possession of or responsible for a premises are responsible for protecting persons on their premises from harm. Employers have a liability exposure where employees consume alcohol at functions like staff parties. Liabiity exposures also exist if security are used to monitor patrons if excessive force is used to manage intoxicated patrons.
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If you have a business in your own name and operate as a sole proprietorship at some future time you will likely think about becoming incorporated. After the business cards have been made and the "i's" have been dotted, it's time to obtain commercial insurance.