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2 min read

Common Endorsements - And What They Mean for Car Insurance

By Rob Marusin on Apr 13, 2012 4:46:00 PM

We often receive calls asking about endorsements on auto policies. Questions about things like:

Topics: Car Insurance Edmonton
1 min read

When is a good time to get car insurance Quotes?

By Rob Marusin on Apr 12, 2012 10:32:00 AM

When is a good time to get quotes on your Car Insurance?

Generally speaking the best time to get a quote on you car insurance is 30 to 60 days prior to your renewal date. 

You may be asking why do I need to wait for my renewal date?

  • We recommend this because when you cancel your policy before the renewal date most Insurers charge a penalty called a Short Rate cancellation. If you cancel at renewal time no penalty is charged.

How is the Car Insurance market currently in Edmonton, is now a good time to shop?

The short answer is yes and we will explain why.

  • Over the last few years Auto Insurance has been a profitable line of business for Insurance Companies therefore they wan't to write more of it. In order to write more of it they are becoming more competitive and offering discounts such as "switch and save".  Switch and save is a discount that is applied to new customers just for changing over.

How do I go about getting a competitive quote?

  • We offer free quotes on the phone, in person or anytime on our website. The benefit of dealing with an Insurance Broker is we represent multiple Insurance Companies which serves you in offering competitive premiums from multiple insurance companies. To start your quote now here is the link to our online quoting service.

If you have questions about coverages and your auto Insurance in General please visit our Auto Insurance FAQ page.

What if I do not live in Edmonton?  Generally speaking most areas of Alberta are very competitive for Auto Insurance.  We have offices in Edmonton, Lloydminster and Lethbridge click here for our contact information.

Topics: Car Insurance Quote Online Quotes Car Insurance Auto Insurance Edmonton
2 min read

Home Insurance Saftey Tip - Smoke Alarms - Home Insurance Edmonton

By Rob Marusin on Apr 9, 2012 11:07:00 AM

Here are some helpful tips that will help to make sure that your smoke alarm can do it's job and alert you incase of fire in your home. These tips wil also helkp you to stay on track with your home insurance policies requirements.

Topics: fire insurance smoke detectors home insurance fire safety
1 min read

Keep your House Dry this Spring

By Rob Marusin on Apr 2, 2012 2:39:00 PM

We all have our fingers crossed for a Sunny Spring Just in case here are some tips to be prepared for Spring Showers

Indeed spring is early for parts of Canada this year. Here in Edmonton we've seen some a lot of water, ice and more water already this season. As the spring showers pour, Canadians are at risk for more damage than rained-out picnics – we’re also at risk for water damage to our property.

Topics: home insurance Sewer Back up Insurance Claims Water damage Basement Flooding

Registry Clerk Wanted Armour Registries is Hiring

By Rob Marusin on Mar 22, 2012 9:14:00 PM

Registry Clerk

Job Description:

Experienced Registry Service Rep required for our South Side Registry. Candidate must have prior Registry experience and possess outstanding customer service skills. Position involves daily processing motor vehicle transactions, reviewing documents, issuing alberta health care transactions. Honesty and attention to detail are a must. We offer competitive compensation, benefits and invest in personal development of our staff. Come join a 'great team' and work environment.

1 min read

Home Insurance Water Damage iPad App released today

By Rob Marusin on Mar 20, 2012 9:27:00 PM

The Insurance Bureau of Canada (IBC) launched the Dry House Challenge iPad app to help Canadians learn how to prevent water damage to their properties. 

Topics: Insurance Claim
1 min read

Your New Car - Proper Insurance Coverage

By Rob Marusin on Mar 20, 2012 9:41:00 AM

Your new car is covered by your existing auto insurance policy as a temporary replacement or newly acquired vehicle as defined in your auto insurance policy wordings BUT, only coverage as specified on your previous vehicle.

Topics: Auto Insurance Car Insurance New Car Glass Insurance moving violation sef 43
2 min read

What is accident forgiveness? And How Does it Affect your Auto Insurance.

By Rob Marusin on Mar 9, 2012 9:59:00 AM

If you are involved in an at-fault accident, accident forgiveness protects your driving record from falling so you don’t pay higher premiums (or marginally higher with some insurers). For example, if your insurer uses the common 6-star rating system and you have an at-fault accident, your "star rating" might drop but by purchasing accident forgiveness through Armour Insurance your “star” rating will not fall as much, if at all.

1 min read

Actual Cash Value vs. Replacement Cost

By Rob Marusin on Feb 22, 2012 9:54:00 AM

At Armour Insurance we work with you to try and obtain insurance that will provide payment based on the replacement cost of damaged or stolen property. A Replacement Cost Policy compensates you for the actual cost of replacing your property. If your golf clubs are stolen, a replacement cost policy will reimburse you the full cost of replacing it with new golf clubs of like kind and quality without taking into consideration the fact that your clubs are four years old. In other words your settlement is not depreciated when you have replacement cost.  

Topics: Insurance Claim Replacement Cost Actual Cost
1 min read

Armour North has Moved

By Rob Marusin on Jan 16, 2012 10:31:00 AM

Armour Insurance's North Edmonton location has moved next door. Our new home is in the St. Albert place building just off of St. Albert Trail.

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