Summer means warmer weather, but it can also bring a variety of harsh weather conditions, sometimes leading to severe storms. Taking just a few preventative measures now can save you from dealing with substantial damage later.
It’s the first day of spring – hello spring and goodbye winter! While you’re looking forward to nicer weather, spring is a great time you to review your home insurance policy. Make sure that you’re covered against the type of damage that comes with the change in weather.
Fall is here and now is the perfect time to start preparing your home for winter. Regular home maintenance can help you avoid paying for major repairs. It can also reduce your number of homeowner insurance claims (an increase in claims can increase your insurance premiums).
Take care of these important home maintenance tasks to ensure your home is ready for winter.
Damages caused by flooding and water damage are often very expensive and can result in thousands of dollars in losses. Standing water in a basement can lead to mold, mildew, health and breathing hazards, rust, and rot. In order to prevent these problems from arising, many homes with basements have a sump pump installed. Unfortunately, sump pumps sometimes break down.
With Fort McMurray residents on their way back to homes that haven't had power for an entire month now, it's inevitable that they will be returning to a fridge full of rotten food. It doesn't take a month to ruin your food AND your fridge though. Here's what you should do if you have been without power to your fridge or freezer for any extended period of time.
Your home insurance policy has two parts. Property and Liability. Liability coverage is generally meant to protect you incase someone is injured on your property and launches a lawsuit against you. Your property coverage is meant to provide replacement costs in the event that your home or your belongings inside the home are damaged or stolen. But, did you know that there are limits to amount that your belongings are covered for?
If you've been following the latest updates to home insurance in Alberta the past couple of months, you've heard mention of Backwater Valves and Backflow Prevention. There are a number of new and existing home insurance discounts that require you you have this device. Not to mention that it just might save your basement one day.
Topics: insurance edmonton, home insurance, home insurance, home insurance, Home Insurance Tips, Home Insurance Tips, Basement Flooding, Basement Flooding, Homeowners Insurance, home, Homeowners, Insurance Premiums, Home Insurance Blog, home maintenance
Saying that it's been a tough couple of years for property owners in our province is a bit of an understatement at this point. In fact, Alberta receives the largest distribution of catastrophes in Canada - 62% of Canada's monetary property losses happened in Alberta in 2012.
Topics: home insurance, home insurance, home insurance, Insurance Claims, Home Insurance Tips, Home Insurance Tips, house insurance tips, Homeowners Insurance, Homeowners Insurance, home, Homeowners, Home Insurance Blog, intact insurance, Economical Insurance
Economical Insurance announced some changes to their property insurance policies last week that may seem minor when compared to the reactions to Alberta's severe weather claims that we've seen from other insurance companies. But, while these changes aren't laden with over the top rate increases, they are important for Economical policy holders to review.
Topics: home insurance, home insurance, home insurance, Insurance Claims, Home Insurance Tips, Home Insurance Tips, house insurance tips, Homeowners Insurance, Homeowners Insurance, home, Homeowners, Home Insurance Blog, Economical Insurance
Did you know that the city of Edmonton will send qualified personnel out to your house to spend an hour with you reviewing possible measures you can take to help avoid flooding in your house? They do and it's free of charge. While they're there, you can ask them what to do to make sure that you qualify for their backwater valve subsidy program as well.
Topics: flood insurance, home insurance, Home Insurance Tips, Home Insurance Tips, Water damage, Basement Flooding, Basement Flooding, flood, house insurance tips, Homeowners Insurance, flooding, Homeowners, Home Insurance Blog, home maintenance