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Canadians love to renovate. A recent survey by the Canadian Mortgage and Housing Corporation found that over 40 percent of households in ten Canadian markets renovated their home. The same survey found that 0ver 65% of households used a contractor to do all, or at least some, of their renovations. (Changes to your home may also affect your home insurance policy.)

As many South-Edmonton residents can attest to, hail can do some damage to your backyard gardens. Unfortunately Armour's Crop Insurance doesn't cover your home garden from hail damage, but we can offer some tips collected from avid gardeners across North America. So the next time the hail hits, your plants will be covered!

If you own a home, mortgage insurance is a given. (We hope!) But what kind of company have you trusted your policy with? People often choose the bank for mortgage insurance because they think it's easier and less time consuming; when in fact, it could be a costly mistake for everyone in your household. Let's take a look: