In the summer of 2001, the Canadian government legalized cannabis for medical use. By the fall of 2018, it became legal for personal consumption as well. Since then, cannabis use, and even home cultivation, has become increasingly normalized across the country.

Knowing the age of your furnace and water heater is crucial for insurance purposes. Insurance companies often consider the age of these appliances when determining coverage and premiums. Accurately identifying the age of these home components is essential for ensuring adequate insurance coverage.

Insurance companies often inquire about the age of your roof to assess its condition and potential risk factors. Knowing the age of your roof can impact insurance coverage eligibility and premiums, as older roofs may be more prone to damage or may be near the end of their useful lives.

Understanding the type of plumbing in your home is vital for maintenance, renovations, and insurance purposes. Different plumbing materials come with unique lifespans and maintenance needs, so it's crucial to know what you have. Here's a simple guide to help you identify the type of plumbing in your home.

Earlier this month, I got a letter from my insurance company about how my property insurance deductibles were being increased from $1,000 to $2,000 on hail damage and water damage. On the one hand, I was happy to hear that my premiums weren’t going up, but on the other hand, I was a little surprised to see that my deductible was literally doubling from last year with no claims or changes to my policy. When I got this news, I did what most people would do, and I gave my broker a call to ask why this happened.

As a part of the Armour Advantage program for commercial insurance clients, Armour does something we like to call a commercial client showcase. A client showcase promotes our clients and the excellent work that they do. This month’s client is Bioclean Disaster Services a certified disaster cleanup service with a green twist.

In the whirlwind of moving into a new rental property, it's easy to overlook the importance of tenant's insurance. After all, you've just signed a lease, paid a security deposit, and are busy planning the layout of your new home. But what if I told you that tenant’s insurance isn’t just another added expense, but an incredibly important part of moving out? Take it from someone who had to learn it the hard way, tenant insurance should be a top priority when you move out.

In this litigious world, protecting yourself and your assets from liability is both important and increasingly difficult. While insurance policies such as auto, homeowners, and renters insurance have liability protection to financially protect you in a lawsuit, there are situations where they may not be enough. This is where umbrella insurance comes into play, offering an additional layer of protection beyond the limits of your standard insurance policies. 

If you’ve ever gotten a quote on auto insurance in Alberta, you may have heard the agent or the broker talk about insurance grid rates. If you’re not an insurance professional, the term “grid rate” probably doesn’t mean that much to you. Today we want to provide a short guide to understanding what “grid rates” are, what they do, and what it means for you.

Throughout December and early January, we ran a $1,000 giveaway. Anyone who quoted their insurance or referred a client to Armour Insurance was eligible for the draw.