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3 min read

Your Mortgage Insurance May Not Be Valid

By Rob Stevenson on May 23, 2014 3:28:00 PM

If you or your spouse ever have to use your mortgage insurance, will your claim be denied? If you got it from the bank, there is a distinct possibility that it will.

Mortgage insurance is actually just a life insurance policy based on the value and length of your mortgage. Its purpose is to pay off the remainder of your mortgage if you or your spouse should die. The surviving party then would not have the burden of paying off the mortgage on their own. The benificiary is the bank (not your spouse) and the value of the policy diminishes as you pay down your mortgage.

Topics: life insurance home insurance mortgage insurance
1 min read

Car Registration Renewal Reminders Ending Soon?

By Rob Stevenson on May 20, 2014 2:53:00 PM


The Armour Registry office received word last week that vehicle registration renewal reminders may soon be discontinued in Alberta. In a notice sent Friday, the Association of Alberta Registry Agents (AARA) stated that they "anticipate that at some point in the future, Service Alberta may discontinue mailing reminders to Albertans".

Topics: registration vehicle registration Alberta registry AARA
2 min read

Spring Car Maintenance Tips

By Rob Stevenson on May 6, 2014 8:32:00 AM

A long cold Alberta winter can wreak havoc on your car or truck. Low temperatures, salt and sand covered roads and driving through heavy snowfalls work against your vehicle all winter. Here are some spring maintenance tips you can use to fix any damage your vehicle may have sustained and make sure your car is running in tip top condition on the first dry roads we've seen since October!

Topics: Car Insurance Car Insurance Edmonton
2 min read

Alberta Declares Measles Outbreak

By Rob Stevenson on May 5, 2014 4:21:00 PM

After a number of isolated measles cases cropping up, Alberta Health Services (AHS) has announced an outbreak of the disease in Calgary, Edmonton and Central Alberta zones.

4 min read

Is it Illegal to Send a Text While Waiting in a Drive-Through Line?

By Rob Stevenson on Apr 8, 2014 2:06:00 PM

Recently a man received a ticket for distracted driving for answering a text message while waiting in line at a Beaumont area Tim Horton's drive through. He's On September 1, 2011 Alberta became the first province in Canada to write a law that addresses distracted driving and cell phone use. It is also Canada's most comprehensive distracted driving law, which has led to a bit of confusion over what activities would be considered breaking the law and what would be perfectly legal. Read below to dispel some of these myths.

Topics: safety Auto Insurance distracted driving Auto Insurance Edmonton edmonton car insurance traffic laws
1 min read

Space Heater Dangers Seep Into Spring

By Rob Stevenson on Apr 8, 2014 9:22:00 AM

A fire in Edmonton, Alberta in February that caused the death of one man was discovered to have started because of a space heater the man was using in his garage.

Topics: home insurance house fire

Severe Weather Prevention Tips from Wawanesa

By Rob Stevenson on Mar 17, 2014 2:19:00 PM

As severe weather continues to be the source of increased property insurance claims in Alberta, Wawanesa Insurance has put together a tip sheet to help homeowners protect their homes from this hazard. 

2 min read

Tired of Paying for All the Bad Drivers Out There? UBI is Here to Help!

By Rob Stevenson on Mar 4, 2014 10:32:00 AM

Do you often wonder how some of the other drivers on the road ever passed their driver's exam? Are you tired of paying high car insurance premiums caused by all the other bad drivers on our roads? Are you hoping that someday the insurance companies will wise up and give all of us good drivers a break? Well, you may find that your wishes will be granted sooner than you think.

Topics: Car Insurance Car Insurance Edmonton intact insurance User Based Insurance UBI Telematics Pay as You Drive Insurance
2 min read

What is a Backwater Valve? Can it Reduce My Home Insurance Rates?

By Rob Stevenson on Mar 3, 2014 3:48:00 PM

If you've been following the latest updates to home insurance in Alberta the past couple of months, you've heard mention of Backwater Valves and Backflow Prevention. There are a number of new and existing home insurance discounts that require you you have this device. Not to mention that it just might save your basement one day.

Topics: insurance edmonton home insurance Basement Flooding home Homeowners Insurance Premiums home maintenance
1 min read

Motorcycle Insurance Just Got Better

By Rob Stevenson on Mar 3, 2014 8:36:00 AM

It's that time of year again. All the bikers out there are starting to look at the longterm forcast, hoping for an early thaw. An early thaw may not be in the forecast, but you can make sure you're ready to go as soon as the roads are dry by taking advantage of some new Motorcycle Insurance updates from Aviva.

Topics: motorcycle insurance

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