UAV's or Drone's are becoming increasingly popular for commercial and non-commercial use in Canada and in the United States. This is despite the fact that it is illegal to operate rotary UAV's (Unmanned Aerial Vehicles) for commercial purposes in the US. It is however legal to fly drones for commercial and personal use, but Transport Canada has some strict regulations surrounding this.
3 min read
Drone Insurance Starting to Take Flight
By Rob Stevenson on Jul 23, 2014 11:46:00 AM
Topics: insurance Aviation Insurance drone insurance
2 min read
Is My Cabin / Vacation Property Covered By My Home Insurance?
By Rob Stevenson on Jul 2, 2014 4:06:57 PM
Summer is finally in full swing! This time of year, people across the country are spending their weekends relaxing by the lake, and getting back to nature at their cabins and vacation properties. These vacation properties hold some great memories and have a lot of sentimental value for those who use them, but they can also be more at risk for theft and other perils.
So what do you have to do to make sure you're vacation property is covered in the event of a loss or damage to your property? Does your regular home insurance policy cover this property as well?
Topics: home insurance recreational property cabin vacation home
1 min read
Flooding Forces Lethbridge and Medicine Hat to Declare State of Emergency
By Rob Stevenson on Jun 18, 2014 9:18:00 AM
One day after flood watches were issued Monday by Alberta Environment and Sustainable Resourses Canada, the counties of Lethbridge and Medicine Hat have declared a state of emergency and are preparing for the rising waters. The city of Lethbridge has not declared a state of local emergency at this time.
Topics: flooding Lethbridge Medicine Hat Floods
3 min read
Your Mortgage Insurance May Not Be Valid
By Rob Stevenson on May 23, 2014 3:28:00 PM
If you or your spouse ever have to use your mortgage insurance, will your claim be denied? If you got it from the bank, there is a distinct possibility that it will.
Mortgage insurance is actually just a life insurance policy based on the value and length of your mortgage. Its purpose is to pay off the remainder of your mortgage if you or your spouse should die. The surviving party then would not have the burden of paying off the mortgage on their own. The benificiary is the bank (not your spouse) and the value of the policy diminishes as you pay down your mortgage.
Topics: life insurance home insurance mortgage insurance
1 min read
Car Registration Renewal Reminders Ending Soon?
By Rob Stevenson on May 20, 2014 2:53:00 PM
The Armour Registry office received word last week that vehicle registration renewal reminders may soon be discontinued in Alberta. In a notice sent Friday, the Association of Alberta Registry Agents (AARA) stated that they "anticipate that at some point in the future, Service Alberta may discontinue mailing reminders to Albertans".
Topics: registration vehicle registration Alberta registry AARA
2 min read
Spring Car Maintenance Tips
By Rob Stevenson on May 6, 2014 8:32:00 AM
A long cold Alberta winter can wreak havoc on your car or truck. Low temperatures, salt and sand covered roads and driving through heavy snowfalls work against your vehicle all winter. Here are some spring maintenance tips you can use to fix any damage your vehicle may have sustained and make sure your car is running in tip top condition on the first dry roads we've seen since October!
Topics: Car Insurance Car Insurance Edmonton
2 min read
Alberta Declares Measles Outbreak
By Rob Stevenson on May 5, 2014 4:21:00 PM
After a number of isolated measles cases cropping up, Alberta Health Services (AHS) has announced an outbreak of the disease in Calgary, Edmonton and Central Alberta zones.
4 min read
Is it Illegal to Send a Text While Waiting in a Drive-Through Line?
By Rob Stevenson on Apr 8, 2014 2:06:00 PM
Recently a man received a ticket for distracted driving for answering a text message while waiting in line at a Beaumont area Tim Horton's drive through. He's On September 1, 2011 Alberta became the first province in Canada to write a law that addresses distracted driving and cell phone use. It is also Canada's most comprehensive distracted driving law, which has led to a bit of confusion over what activities would be considered breaking the law and what would be perfectly legal. Read below to dispel some of these myths.
Topics: safety Auto Insurance distracted driving Auto Insurance Edmonton edmonton car insurance traffic laws
1 min read
Space Heater Dangers Seep Into Spring
By Rob Stevenson on Apr 8, 2014 9:22:00 AM
A fire in Edmonton, Alberta in February that caused the death of one man was discovered to have started because of a space heater the man was using in his garage.
Topics: home insurance house fire
Severe Weather Prevention Tips from Wawanesa
By Rob Stevenson on Mar 17, 2014 2:19:00 PM
As severe weather continues to be the source of increased property insurance claims in Alberta, Wawanesa Insurance has put together a tip sheet to help homeowners protect their homes from this hazard.