Home insurance can be confusing, especially when it comes to understanding what is and isn’t covered. To help you navigate the complexities, we've compiled answers to the top five frequently asked questions about home insurance coverage. Whether you're wondering about damage to your AC unit or concerns about bed bugs, we’ve got the info you need.

Earlier this month, I got a letter from my insurance company about how my property insurance deductibles were being increased from $1,000 to $2,000 on hail damage and water damage. On the one hand, I was happy to hear that my premiums weren’t going up, but on the other hand, I was a little surprised to see that my deductible was literally doubling from last year with no claims or changes to my policy. When I got this news, I did what most people would do, and I gave my broker a call to ask why this happened.

As a part of the Armour Advantage program for commercial insurance clients, Armour does something we like to call a commercial client showcase. A client showcase promotes our clients and the excellent work that they do. This month’s client is Bioclean Disaster Services a certified disaster cleanup service with a green twist.

In the whirlwind of moving into a new rental property, it's easy to overlook the importance of tenant's insurance. After all, you've just signed a lease, paid a security deposit, and are busy planning the layout of your new home. But what if I told you that tenant’s insurance isn’t just another added expense, but an incredibly important part of moving out? Take it from someone who had to learn it the hard way, tenant insurance should be a top priority when you move out.

As the weather warms up and snow starts to melt, spring can bring an increased risk of flooding in homes. Whether it's heavy rainfall or melting snow, excess water can seep into basements and crawlspaces, causing costly damage to homes and belongings. Fortunately, many causes of spring home flooding can be prevented with some simple steps. We'll explore some of the most common causes of spring home flooding and provide practical tips on how to prevent them. By taking these measures, you can help safeguard your property and prepare for the season ahead.

If you're a renter, chances are you've considered tenant insurance. Tenant insurance stands apart from other types of property insurance, like home insurance, as it's not intended to cover damage to the physical space itself. Tenant insurance mainly focuses on your personal items found in your rented space, like your clothes, electronics, and other valuables.

This July, Economical Insurance will be increasing the commercial building inflation factor for Small and Medium Enterprises (SME), Mid-Market, and Agribusiness customers.

When you're shopping for home insurance, you'll probably come across a lot of helpful (and, let's face it, not so helpful) information — but how much of it is actually true? Let's break down five of the most common myths about home insurance.

Wawanesa, announced today that they will be extending the maximum time of Prohibited Access coverage for their Fort McMurray and area policyholders. This coverage, which normally only lasts for two weeks, will be extended to 30 days to help residents who will most certainly be out of their homes for longer than the original time frame. Please find the full release below. 

Our thoughts are with the community of Fort McMurray as they continue to deal with aftermath of the devastating wildfires. We have reached out to our clients, if you have not heard from us please call or email us, we are here to support you. For our insurance customers who have damages to report or who have been evacuated from their homes and need support with out of pocket, shelter or meal expenses, please contact your insurer using the list below or contact us at 1-855-475-0959 or email us at main@armourinsurance.ca.

For more information about covering emergency expenses while being evacuated, please see our previous article with info on Mass Evacuation Coverage.