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3 min read

Intact Insurance Announces Underwriting Changes for Alberta Flood Victims

By Rob Stevenson on Sep 10, 2013 3:03:00 PM

As a response to the continued severe weather Canada is experiencing, Intact Insurance released a notice to brokers outlining changes to their After Loss Underwriting Practices. The flooding in Southern Alberta this summer was noted as particularily devastating, affecting thousands of people in many Alberta communities.

Topics: flood insurance Insurance Claims flood flooding Insurance losses
2 min read

Returning Home After a Disaster

By Rob Stevenson on Jul 30, 2013 2:50:00 PM

Returning Home after a Flood or other DisasterAfter a disaster strikes, returning to your home can be an emotional experience. Unfortunately, if you’re not careful, it can also be a dangerous one. The disaster may have caused damages to your home that now present a safety hazard to you and your family. It is important that you properly inspect your home for potential hazards before you resume your life there.

Hazards to Look For

  • Natural gas. If you smell gas or hear a hissing sound, open a window and leave immediately. Alert the gas company as soon as possible. Do not smoke or make use of any other items that have an open flame inside a damage house unless you are sure there are no gas leaks or other flammable materials present.
  • Sparks and broken or frayed wires. Use a flashlight when first entering your home if you are unsure of the condition of your electrical system. Do not turn on any lights until you are sure they are safe to use. If you suspect damage to any part of your electrical system or if there is standing water in your home, turn off the electricity at the main fuse box if you can safely do so.
  • Roof, foundation and chimney cracks. A close examination of your home’s structural integrity is very important. If you feel that there is a chance for collapse, leave immediately.
  • Appliances. If appliances are wet or appear to be damaged, turn off the electricity running to them at the main fuse box and then unplug them. Check that they, and your electrical system, work properly before plugging them back in.
  • Water and sewage systems. If any pipes are damaged turn off your water at the main valve. Check with local authorities before using any water for cooking or cleaning as it may be contaminated. If you are supplied by your own well have a sample tested before use. Also, make sure sewer lines are intact before using toilers.
  • Food and other supplies.  Throw out all food and other perishable items that may have been contaminated. This is especially important when goods have come into contact with standing water.
  • Clean up hazardous materials. Household chemicals, raw sewage and other hazardous substances that have spilled or leaked throughout your home need to be cleaned up as soon as possible. Make sure you take the proper care to protect yourself from the substance during this process.
  • Call your insurance agent. Take pictures of damages before you begin cleanup and keep good records of repair and cleaning costs.
Topics: Insurance Claims Insurance Claim Catastrophes flood disaster
2 min read

Catastrophic Losses - Are they Increasing?

By Bill Reay on Dec 11, 2012 9:41:00 AM

With all the talk about the Mayan calendar these days, it seems like a good time to look at what trends have been going on in the last year with regards to catastrophies and how it relates to our coverage and premiums.

Topics: Insurance Claims Catastrophes Insurance losses Insurance Premiums
2 min read

Flood Insurance, Water Damage & Your Home Insurance

By Bill Reay on Nov 13, 2012 8:41:00 AM

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Topics: flood insurance insurance edmonton home insurance Insurance Claims Water damage house insurance tips
2 min read

Alberta Summer Storm Activity - Property Insurance

By Bill Reay on Oct 10, 2012 12:09:00 PM

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Topics: insurance edmonton home insurance property insurance Insurance Claims Insurance Claim Homeowners
2 min read

List of top 10 stolen cars - Car Insurance Edmonton

By Bill Reay on Jun 22, 2012 8:06:00 AM

With car insurance rates potentially on the rise one consideration when purchasing a car is whether it may be a target for theft. Vehicles targeted for theft are more expensive to insure. High end vehicles are often targeted by criminal organizations who then sell them for parts. To help avoid buying a stolen car consumers can buy from reputable dealers, and reputable repair shops. Get a car history report to lessen the chances of becoming a victim of auto theft.

Topics: Auto Insurance Car Insurance Insurance Claims edmonton car insurance
2 min read

What Phony Insurance Claims Mean for You

By Rob Marusin on May 14, 2012 11:23:00 AM

Armour Insurance and the Insurance Bureau of Canada, want to remind you that when someone cheats, everyone pays.


When you get an insurance quote and buy insurance for your home, car or business, you put your money into a pool with many others, to help the ppeople every year who suffer financial hardship because of tragic insurance claims, such as fire or a car crash. But what happens when criminals or cheaters take more than their share? Or even fake the whole event? We’re all forced to pay more and every dollar makes a difference. It's a reality that many of us don't know or think about.

Topics: Insurance Fraud Auto Insurance home insurance Insurance Claims
1 min read

Keep your House Dry this Spring

By Rob Marusin on Apr 2, 2012 2:39:00 PM

We all have our fingers crossed for a Sunny Spring Just in case here are some tips to be prepared for Spring Showers

Indeed spring is early for parts of Canada this year. Here in Edmonton we've seen some a lot of water, ice and more water already this season. As the spring showers pour, Canadians are at risk for more damage than rained-out picnics – we’re also at risk for water damage to our property.

Topics: home insurance Sewer Back up Insurance Claims Water damage Basement Flooding

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